ARCHITECT TOM BEEUSAERT
ActiveARCHITECT TOM BEEUSAERT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €215. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▲+1
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 6.29 in 2024), and 33% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67%
Return on assets
0.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
28 d late
2022
28 d late
2021
26 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▼ 19.6%
2024 · €162k
2018: €42k
2019: €73k
2020: €126k
2021: €158k
2022: €170k
2023: €179k
2024: €162k
2018 → 2025
Total assets
€194k▲ 4.9%
2024 · €185k
2018: €69k
2019: €120k
2020: €175k
2021: €198k
2022: €241k
2023: €238k
2024: €185k
2018 → 2025
Net result
€215
2024 · €-2k
2018: €15k
2019: €47k
2020: €54k
2021: €34k
2022: €21k
2023: €16k
2024: €-2k
2018 → 2025
Working capital
€94k▼ 14.8%
2024 · €111k
2018: €36k
2019: €65k
2020: €115k
2021: €139k
2022: €120k
2023: €121k
2024: €111k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€170k▲ 7.2%€179k▲ 5.7%€162k▼ 9.7%€130k▼ 19.6%
Operating result€48k-€28k▼ 42.0%€23k▼ 17.1%€-2k€1k
Net result€34k-€21k▼ 37.3%€16k▼ 22.5%€-2k€215
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€36k▼ 32.3%
Current assets
€158k▲ 20.0%
Equity and liabilities €194k
Equity
€130k▼ 19.6%
Debt
€64k▲ 175%
The debt ratio rises from 12.6% to 33.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€19k▲
2024 · €16k
Cash flow
€18k▲
2024 · €15k
Solvency
67.0%▼
2024 · 87.4%
Current ratio
2.48▼
2024 · 6.29
Quick ratio
2.48▼
2024 · 6.29
Debt / equity
0.49▲
2024 · 0.14
ROE
0.2%▲
2024 · -1.5%
ROA
0.1%▲
2024 · -1.3%
Interest coverage
30.21▼
2024 · 64.41
Debt
€64k▲
2024 · €23k
Debt ≤ 1 year
€64k▲
2024 · €21k
Income taxes
€500▼
2024 · €538
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€185k€194k▲
Fixed assets21/28€54k€36k▼
Tangible fixed assets22/27€54k€36k▼
Plant, machinery and equipment23€2k€775▼
Furniture and vehicles24€14k€4k▼
Other tangible fixed assets26€38k€32k▼
Current assets29/58€132k€158k▲
Amounts receivable after more than one year29€3k€3k=
Other amounts receivable291€3k€3k=
Amounts receivable within one year40/41€91k€115k▲
Trade receivables40€53k€70k▲
Other amounts receivable41€38k€44k▲
Cash at bank and in hand54/58€34k€37k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€185k€194k▲
Equity10/15€162k€130k▼
Contributions10/11€6k€6k=
Reserves13€156k€124k▼
Distributable reserves133€156k€124k▼
Amounts payable17/49€23k€64k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€21k€64k▲
Current portion of amounts payable after more than one year42€10k€6k▼
Trade debts44€2k€14k▲
Suppliers440/4€2k€14k▲
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48-€32k
Accrued charges and deferred income492/3-€450
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼
Other operating charges640/8€823€782▼
Gross operating margin9900€17k€19k▲
Operating profit (loss)9901€-2k€1k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€247€617▲
Recurring financial charges65€247€617▲
Profit (loss) for the period before taxes9903€-2k€715▲
Income taxes67/77€538€500▼
Profit (loss) for the period9904€-2k€215▲
Profit (loss) for the period to be appropriated9905€-2k€215▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€215▲
Transfer from equity791/2€17k€32k▲
Transfer to equity691/2-€215
To other reserves6921-€215
Profit to be distributed694/7€15k€32k▲
Return on contributions (dividend)694€15k€32k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €215
Net result €215 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼115%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 9.38
Current ratio from 3.39 to 9.38; short-term debt falls from €48k to €17k.
31-12
Financial
Equity above €150kEq €158k ▲25.6%
4 profitable years in a row build equity to €158k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €54k ▲14.3%
Operating result €74k, net result €54k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲71.5%
3 profitable years in a row build equity to €126k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dentergemstraat 1179800 DeinzeGround area
1,248 m²
Building footprint
135 m²
Volume, LiDAR
544 m³
Parcel 44075B0039/00M000, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ARCHITECT TOM BEEUSAERT
since 20122.207.027.043
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44075B0039/00M000 | Flanders | 1,248 m² | 1 · 135 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
iD Studio Projects
BE 0786.990.197
Hoeilaart · Eq €130k
gestalt architecten
BE 0459.684.186
Antwerpen · Eq €130k
GREGOR WILFART
BE 0877.992.728
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MRK. ARCHITECT
BE 0736.588.009
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ARCHITECT MARC MALFAIT
BE 0508.601.682
Ledegem · Eq €130k
Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 5,383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2012
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.