ARCHITECTON
ActiveSummary
ARCHITECTON has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €20,783 and a net result of €21,900. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 28% of 111 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability100=
Solvency56▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.17 in 2025; short-term debt: 59% and cash: 75% of total assets), and 69% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
31%
Return on assets
32.7%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-09-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
60 d early
2025
32 d early
2024
31 d early
2023
34 d early
2022
45 d early
2021
87 d early
2020
68 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-03-2027 close31-10-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, micro schema
Equity
€20,783=
2025 · €20,783
Total assets
€67,053▼ 29.5%
2025 · €95,137
Net result
€21,900▼ 8.0%
2025 · €23,800
Working capital
€14,688▲ 29.8%
2025 · €11,319
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€18,464€25,551▲ 38.4%-€2,428€31,325€28,178▼ 10.0%
Net result€15,072within the sector's middle half€19,582within the sector's middle half▲ 29.9%-€2,864below the sector's middle half€23,800within the sector's middle half€21,900▼ 8.0%
Equity€20,265below the sector's middle half▲ 5.6%€39,847within the sector's middle half▲ 96.6%€36,983within the sector's middle half▼ 7.2%€20,783within the sector's middle half▼ 43.8%€20,783=
Total assets€71,116within the sector's middle half▲ 72.5%€86,072within the sector's middle half▲ 21.0%€62,032below the sector's middle half▼ 27.9%€95,137within the sector's middle half▲ 53.4%€67,053▼ 29.5%
Debt€50,851▲ 131%€46,225▼ 9.1%€25,050▼ 45.8%€74,355▲ 197%€46,270▼ 37.8%
Working capital€2,919below the sector's middle half€22,368within the sector's middle half▲ 666%€24,893within the sector's middle half▲ 11.3%€11,319within the sector's middle half▼ 54.5%€14,688▲ 29.8%
Solvency28.5%within the sector's middle half▼ 18.1pp46.3%within the sector's middle half▲ 17.8pp59.6%within the sector's middle half▲ 13.3pp21.8%below the sector's middle half▼ 37.8pp31.0%▲ 9.1pp
Current ratio1.09below the sector's middle half▲ 0.091.65within the sector's middle half▲ 0.562.66within the sector's middle half▲ 1.011.17within the sector's middle half▼ 1.481.37▲ 0.20
Return on assets (ROA)21.2%within the sector's middle half▲ 24.8pp22.8%within the sector's middle half▲ 1.6pp-4.6%below the sector's middle half▼ 27.4pp25.0%within the sector's middle half▲ 29.6pp32.7%▲ 7.6pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 10% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €67,053
Fixed assets
€12,812 ▼ 28.2%
Current assets
€54,241 ▼ 29.8%
Equity and liabilities €67,053
Equity
€20,783 =
Debt
€46,270 ▼ 37.8%
Debt's share of the balance-sheet total falls from 78.2% to 69.0%. Debt is lower.
Key figures and ratios
EBITDA
€33,208▼
2025 · €36,675
Cash flow
€26,930▼
2025 · €29,150
Debt to equity
2.23▼
2025 · 3.58
ROE
105.4%▼
2025 · 114.5%
Interest coverage
129.39▲
2025 · 126.25
Debt ≤ 1 year
€39,553▼
2025 · €65,976
Debt > 1 year
€6,718▼
2025 · €8,379
Income taxes
€6,343▼
2025 · €7,377
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €499 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,528 | €6,659 | €9,421 | €5,350 | €5,030 | ▼ 6.0% |
| Other operating charges640/8 | €751 | €856 | €853 | €853 | €879 | ▲ 3.0% |
| Non-recurring operating charges66A | - | - | €620 | - | - | - |
| Gross operating margin9900 | €27,743 | €33,066 | €8,465 | €37,529 | €34,087 | ▼ 9.2% |
| Operating profit (loss)9901 | €18,464 | €25,551 | -€2,428 | €31,325 | €28,178 | ▼ 10.0% |
| Financial income75/76B | €1,568 | €267 | €15 | €142 | €322 | ▲ 127% |
| Recurring financial income75 | €1,568 | €267 | €15 | €142 | €322 | ▲ 127% |
| Financial charges65/66B | €597 | €398 | €318 | €291 | €257 | ▼ 11.7% |
| Recurring financial charges65 | €597 | €398 | €318 | €291 | €257 | ▼ 11.7% |
| Profit (loss) for the period before taxes9903 | €19,435 | €25,421 | -€2,731 | €31,177 | €28,243 | ▼ 9.4% |
| Income taxes67/77 | €4,363 | €5,839 | €133 | €7,377 | €6,343 | ▼ 14.0% |
| Profit (loss) for the period9904 | €15,072 | €19,582 | -€2,864 | €23,800 | €21,900 | ▼ 8.0% |
| Profit (loss) for the period to be appropriated9905 | €15,072 | €19,582 | -€2,864 | €23,800 | €21,900 | ▼ 8.0% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €71,116 | €86,072 | €62,032 | €95,137 | €67,053 | ▼ 29.5% |
| Fixed assets21/28 | €35,775 | €29,116 | €22,109 | €17,843 | €12,812 | ▼ 28.2% |
| Tangible fixed assets22/27 | €35,775 | €29,116 | €22,109 | €17,843 | €12,812 | ▼ 28.2% |
| Plant, machinery and equipment23 | €24,496 | €21,868 | €18,364 | €14,860 | €11,356 | ▼ 23.6% |
| Furniture and vehicles24 | €11,279 | €7,248 | €3,745 | €2,983 | €1,457 | ▼ 51.2% |
| Current assets29/58 | €35,341 | €56,956 | €39,924 | €77,295 | €54,241 | ▼ 29.8% |
| Amounts receivable within one year40/41 | €15,953 | €729 | €33,688 | €40,368 | €2,657 | ▼ 93.4% |
| Trade receivables40 | €15,949 | €729 | €33,660 | €40,368 | - | - |
| Other amounts receivable41 | €4 | - | €28 | - | €2,657 | - |
| Cash at bank and in hand54/58 | €18,174 | €54,809 | €5,281 | €35,951 | €50,312 | ▲ 39.9% |
| Deferred charges and accrued income490/1 | €1,213 | €1,417 | €954 | €975 | €1,272 | ▲ 30.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €71,116 | €86,072 | €62,032 | €95,137 | €67,053 | ▼ 29.5% |
| Equity10/15 | €20,265 | €39,847 | €36,983 | €20,783 | €20,783 | = |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€195 | €19,387 | €16,523 | €323 | €323 | = |
| Amounts payable17/49 | €50,851 | €46,225 | €25,050 | €74,355 | €46,270 | ▼ 37.8% |
| Amounts payable after more than one year17 | €18,429 | €11,638 | €10,019 | €8,379 | €6,718 | ▼ 19.8% |
| Financial debts170/4 | €18,429 | €11,638 | €10,019 | €8,379 | €6,718 | ▼ 19.8% |
| Amounts payable within one year42/48 | €32,423 | €34,587 | €15,031 | €65,976 | €39,553 | ▼ 40.0% |
| Current portion of amounts payable after more than one year42 | €7,901 | €6,791 | €1,619 | €1,640 | €1,661 | ▲ 1.3% |
| Trade debts44 | €2,725 | €2,771 | €1,204 | €6,067 | €5,941 | ▼ 2.1% |
| Suppliers440/4 | €2,725 | €2,771 | €1,204 | €6,067 | €5,941 | ▼ 2.1% |
| Taxes, remuneration and social security45 | €5,872 | €11,347 | €5,722 | €11,836 | €3,265 | ▼ 72.4% |
| Taxes450/3 | €5,872 | €11,347 | €5,722 | €10,716 | €2,945 | ▼ 72.5% |
| Remuneration and social security454/9 | - | - | - | €1,120 | €320 | ▼ 71.4% |
| Other amounts payable47/48 | €15,925 | €13,678 | €6,486 | €46,433 | €28,685 | ▼ 38.2% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,072 | €19,582 | -€2,864 | €23,800 | €21,900 | ▼ 8.0% |
| + Depreciation and write-downs630 | €8,528 | €6,659 | €9,421 | €5,350 | €5,030 | ▼ 6.0% |
| Operating cash flow (approximation) | €23,600 | €26,241 | €6,556 | €29,150 | €26,930 | ▼ 7.6% |
| Investment in fixed assets (approximation) | - | €0 | -€2,413 | -€1,084 | €0 | ▲ 100% |
| Change in cash | - | €36,635 | -€49,528 | €30,670 | €14,361 | ▼ 53.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €23,800
Net result €23,800 after one loss-making year.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet -€2,864
Net result drops to -€2,864, the lowest in the series; recovery starts the following year.
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
16-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €15,072
Net result €15,072 after one loss-making year.
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2014
Ground area
280 m²
Building footprint
135 m²
Volume, LiDAR
1,216 m³
Parcel 35383C0150/00M003, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ARCHITECTON
since 20142.229.925.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35383C0150/00M003 | Flanders | 280 m² | 1 · 135 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,457 EUR awarded · 1,457 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 333 EUR | 333 EUR |
| 2024 | 1 | 545 EUR | 545 EUR |
| 2023 | 1 | 338 EUR | 338 EUR |
| 2022 | 1 | 241 EUR | 241 EUR |
Similar companies · same sector, comparable size
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ELOY GARCIA
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ARCHITECTENBUREAU BENEENS JEF
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Of 18,250 companies in sector 71111 we hold annual accounts for 6,321. 4,520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-03-2014
Fiscal year end31-03
Activities, NACEBEL 2025
71111Activities of building architects
71113Urban planning and landscape architecture
E-invoicing
Reachable via Peppol
Peppol ID
0208:0548912013
Also
9925:BE0548912013
Registered
07-04-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.