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Mplan

Active Private limited company (pre-2019)founded 2015active for 10 yearsF.J. Houbenstraat 30, 2590 BerlaarKBO/BCE: BE 0644.775.034

Lifetime

7 annual accounts with figures on one time axis
peak €64,820 (2017)
€35,030▲ 354%
peak €37,148 (2017)
€15,615▲ 492%
peak €65,261 (2023)
€38,920▲ 28.9%
€18,219▲ 9.9%
Board1 name since 2023
1 directorDe Nil Marc
Documentsfilings and deeds
14-01-202617 days before the deadline
2025micro format
Gross margin from €7,710 to €35,030Result from €2,637 to €15,615Dividend €6,900Equity from €30,205 to €38,920Cash from €9,161 to €17,015

Key points

from the 2025 annual accounts

Equity

€38,920 ▲ 28.9%
30,2052024+15,615Profit-6,900Dividend38,9202025

Mplan paid out €6,900 in dividends. That is 44% of the 2025 profit.

Turnover

≈ €96,000 estimated

The micro format states no turnover.

Filings

7 annual accounts 2 late
deadline20202025

The 2021 accounts came latest: 15 days after the end of the period.

Checked score

97
Excellent
Financially stronger than 72% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%highest value 01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: 0.1%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

93+3equity 68.1% of total assets
74+15short-term debt 31.9% · cash 29.8%
100+24return on assets 27.3%

Score breakdown

raises risk
Size: total assets €57,140
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 3.00, cash €17,015
Equity €38,920 (68.1% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 67% of them on solvency, 62% on liquidity, 88% on profitability and 73% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as Mplan has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Mplan itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for Mplan. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.0 (2.63 in 2024), above the usual 1.5. Short-term debt is 31.9% and cash 29.8% of total assets. 31.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 3.00, cash €17,015
NBB · annual accounts
lowers risk · Equity €38,920 (68.1% of total assets)
NBB · annual accounts
raises risk · Size: total assets €57,140
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
17 days early
2024
46 days early
2023
14 days early
2022
2 days late
2021
15 days late
2020
5 days early
2017
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 17 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DN
De Nil Marc
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0644775034
First establishment F.J. Houbenstraat 30, Berlaar
Incorporation published on 24-12-2015 · Gazette deed
All 11 events

Comparable companies

same main activity, similar in size and age
Company
Mplan Berlaar €57,140 €35,030 68.1% -
BLEND ARCHITECTEN Antwerp €59,920 €33,675 34.7% -
CLIK Management Waimes €59,069 €35,247 7.8% -
Studio K!ramba Tongeren-Borgloon €52,950 €33,270 13.7% -
DesignWithGenius Liège €61,108 €31,118 23.8% -
P & CARREAU-LINE Deinze €54,312 €36,683 14.0% -
BDW ARCHITECTURE Zonnebeke €55,722 €33,944 36.4% -

These companies have the same main activity as Mplan: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €52,900 and €61,100, founded between 2015 and 2017.

Official details

Source: KBO
Status
Active since 22-12-2015Normal situation
Activity
Activities of building architectsNACE 71111and 3 others
Establishment unit
2.248.518.6932590 Berlaar, since 04-01-2016
Financial year end
30 June
Peppol
Reachable since 05-11-2026
Company details

Annual accounts to 30-06-2025

€57,140▲ 22.1%
Filing
Filed on 14-01-2026, 17 days before the end of the filing period
Financials

Insights on Mplan

Mplan files the micro format. That format states no turnover. The gross margin fell from €64,820 in 2017 to €35,030 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Mplan

What is the company number of Mplan?
The company number of Mplan is 0644.775.034. The VAT number is the same number with BE in front: BE 0644.775.034.
Where is Mplan based?
The registered office is at F.J. Houbenstraat 30, 2590 Berlaar.Company details
What does Mplan do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of Mplan?
Mplan is a private limited company (pre-2019) (BVBA).
When was Mplan founded?
Mplan was founded on 22-12-2015.
Is Mplan still active?
Yes, Mplan is an active enterprise in the KBO register.
What is the turnover of Mplan?
The turnover in financial year 2025 is ≈ €96,000. This figure is estimated from the gross margin of €35,030 and 53 comparable companies (NACE 711). It probably lies between €73,000 and €140,000.Financials
Is Mplan profitable?
In financial year 2025, Mplan made a profit of €15,615.
Where can I find the annual accounts of Mplan?
Mplan filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Mplan due?
Mplan must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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