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ARCHITECTENTEAM VISION+

Active
Private limited companyfounded 201016 yrs activeWaasmunsterbaan 55, 9160 Lokeren, BelgiumKBO/BCE: BE 0824.145.751

ARCHITECTENTEAM VISION+ has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €13k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +38 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+59
Solvency92▲+24
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 0.8 in 2024), and 27% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73%
Return on assets
11.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
28 d late
2023
23 d late
2022
on the day
2021
3 d early
2020
2 d early
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€77k▲ 19.5%
2024 · €64k
2019: €43k 2020: €53k 2021: €60k 2022: €60k 2023: €61k 2024: €64k
2019 → 2025
Total assets
€105k▼ 18.8%
2024 · €130k
2019: €113k 2020: €183k 2021: €186k 2022: €159k 2023: €117k 2024: €130k
2019 → 2025
Net result
€13k▲ 319%
2024 · €3k
2019: €1k 2020: €10k 2021: €7k 2022: €215 2023: €967 2024: €3k
2019 → 2025
Working capital
€18k
2024 · €-12k
2019: €-5k 2020: €-41k 2021: €-63k 2022: €-47k 2023: €-38k 2024: €-12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€60k-€60k▲ 0.4%€61k▲ 1.6%€64k▲ 4.9%€77k▲ 19.5%
Operating result€7k-€3k▼ 61.3%€4k▲ 45.5%€7k▲ 63.0%€19k▲ 183%
Net result€7k-€215▼ 96.8%€967▲ 350%€3k▲ 210%€13k▲ 319%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10k€15k€20kOperating result 2021: €7k€7kNet result 2021: €7k€7kOperating result 2022: €3k€3kNet result 2022: €215€215Operating result 2023: €4k€4kNet result 2023: €967€967Operating result 2024: €7k€7kNet result 2024: €3k€3kOperating result 2025: €19k€19kNet result 2025: €13k€13k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 183% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets €59k▼ 26.8%
Current assets €46k▼ 5.6%
Equity and liabilities €105k
Equity €77k▲ 19.5%
Debt €28k▼ 56.5%
The debt ratio falls from 50.4% to 27.0%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€42k
2024 · €31k
Cash flow
€36k
2024 · €27k
Solvency
73.0%
2024 · 49.6%
Current ratio
1.62
2024 · 0.80
Quick ratio
1.62
2024 · 0.80
Debt / equity
0.37
2024 · 1.02
ROE
16.3%
2024 · 4.7%
ROA
11.9%
2024 · 2.3%
Interest coverage
385.55
2024 · 146.46
Debt
€28k
2024 · €65k
Debt ≤ 1 year
€28k
2024 · €61k
Income taxes
€6k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€130k€105k
Fixed assets21/28€81k€59k
Tangible fixed assets22/27€81k€59k
Land and buildings22€57k€47k
Plant, machinery and equipment23€139-
Furniture and vehicles24€23k€13k
Current assets29/58€49k€46k
Amounts receivable within one year40/41€2k€16k
Trade receivables40€605€16k
Other amounts receivable41€2k-
Cash at bank and in hand54/58€40k€28k
Deferred charges and accrued income490/1€6k€3k
Equity and liabilities
Total equity and liabilities10/49€130k€105k
Equity10/15€64k€77k
Contributions10/11€6k€6k=
Reserves13€58k€71k
Distributable reserves133€58k€71k
Profit (loss) carried forward14-€62
Amounts payable17/49€65k€28k
Amounts payable within one year42/48€61k€28k
Current portion of amounts payable after more than one year42€639-
Trade debts44€14k€3k
Suppliers440/4€14k€3k
Taxes, remuneration and social security45€9k€5k
Taxes450/3€9k€5k
Other amounts payable47/48€37k€20k
Accrued charges and deferred income492/3€5k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k
Other operating charges640/8€2k€2k
Gross operating margin9900€32k€44k
Operating profit (loss)9901€7k€19k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€209€109
Recurring financial charges65€209€109
Profit (loss) for the period before taxes9903€6k€19k
Income taxes67/77€3k€6k
Profit (loss) for the period9904€3k€13k
Profit (loss) for the period to be appropriated9905€3k€13k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€13k
Transfer to equity691/2€3k€13k
To other reserves6921€3k€13k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
19-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Highest result since 2019net €13k ▲319%
Operating result €19k, net result €13k, both a record.
30-06
Financial Liquidity doublescurrent ratio 1.62
Current ratio from 0.80 to 1.62; short-term debt falls from €61k to €28k.
28-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
23-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Weakest financial yearnet €215 ▼96.8%
Net result drops to €215, the lowest in the series; recovery starts the following year.
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waasmunsterbaan 559160 Lokeren
Ground area
562 m²
Building footprint
11 m²
Volume, LiDAR
55 m³
Parcel 46014A1503/00A003, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Waasmunsterbaan 55, 9160 Lokeren
Activities of building architects
since 20102.186.625.666
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46014A1503/00A003 Flanders 562 m² 1 · 11 m² 6.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 5,455 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-03-2010
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.