aat | architecten
Activeaat | architecten has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €11k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-12
Solvency78▲+12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.43 in 2024), but 57.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
65 d early
2023
90 d early
2022
55 d early
2021
152 d early
2020
52 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▼ 24.7%
2024 · €102k
2018: €55k
2019: €67k
2020: €73k
2021: €89k
2022: €103k
2023: €98k
2024: €102k
2018 → 2025
Total assets
€181k▼ 35.7%
2024 · €281k
2018: €99k
2019: €130k
2020: €174k
2021: €182k
2022: €130k
2023: €189k
2024: €281k
2018 → 2025
Net result
€11k▼ 35.1%
2024 · €17k
2018: €9k
2019: €12k
2020: €7k
2021: €15k
2022: €14k
2023: €4k
2024: €17k
2018 → 2025
Working capital
€60k▼ 21.9%
2024 · €77k
2018: €40k
2019: €52k
2020: €58k
2021: €73k
2022: €78k
2023: €70k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€103k▲ 16.2%€98k▼ 5.3%€102k▲ 4.8%€77k▼ 24.7%
Operating result€17k-€21k▲ 26.8%€6k▼ 70.1%€25k▲ 295%€16k▼ 36.7%
Net result€15k-€14k▼ 5.6%€4k▼ 73.3%€17k▲ 337%€11k▼ 35.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€17k▼ 33.3%
Current assets
€164k▼ 36.0%
Equity and liabilities €181k
Equity
€77k▼ 24.7%
Debt
€104k▼ 42.0%
The debt ratio falls from 63.6% to 57.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€17k▼
2024 · €27k
Cash flow
€12k▼
2024 · €19k
Solvency
42.6%▲
2024 · 36.4%
Current ratio
1.58▲
2024 · 1.43
Quick ratio
1.58▲
2024 · 1.43
Debt / equity
1.35▼
2024 · 1.75
ROE
14.1%▼
2024 · 16.3%
ROA
6.0%▲
2024 · 5.9%
Interest coverage
178.16▼
2024 · 520.79
Debt
€104k▼
2024 · €179k
Debt ≤ 1 year
€104k▼
2024 · €179k
Income taxes
€6k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€281k€181k▼
Fixed assets21/28€25k€17k▼
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€22k€16k▼
Current assets29/58€256k€164k▼
Amounts receivable within one year40/41€204k€74k▼
Trade receivables40€137k€19k▼
Other amounts receivable41€67k€55k▼
Cash at bank and in hand54/58€37k€76k▲
Deferred charges and accrued income490/1€15k€14k▼
Equity and liabilities
Total equity and liabilities10/49€281k€181k▼
Equity10/15€102k€77k▼
Contributions10/11€19k€19k=
Reserves13€84k€58k▼
Tax-exempt reserves132€6k€6k=
Distributable reserves133€78k€53k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€179k€104k▼
Amounts payable within one year42/48€179k€104k▼
Trade debts44€163k€86k▼
Suppliers440/4€163k€86k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€12k€14k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-1k
Other operating charges640/8€7k€2k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€34k€20k▼
Operating profit (loss)9901€25k€16k▼
Financial income75/76B€11€611▲
Recurring financial income75€11€611▲
Financial charges65/66B€53€98▲
Recurring financial charges65€53€98▲
Profit (loss) for the period before taxes9903€25k€16k▼
Income taxes67/77€8k€6k▼
Profit (loss) for the period9904€17k€11k▼
Profit (loss) for the period to be appropriated9905€17k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€11k▼
Transfer from equity791/2€12k€36k▲
Transfer to equity691/2€17k€11k▼
To other reserves6921€17k€11k▼
Profit to be distributed694/7€12k€36k▲
Return on contributions (dividend)694€12k€36k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €17k ▲337%
Operating result €25k, net result €17k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲4.8%
7 profitable years in a row build equity to €102k.
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €4k ▼73.3%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.92
Current ratio from 1.79 to 3.92; short-term debt falls from €93k to €27k.
31-12
Financial
Equity above €100kEq €103k ▲16.2%
5 profitable years in a row build equity to €103k.
01-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Everdongenlaan 92300 TurnhoutGround area
2,699 m²
Parcel 13452M0072/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
AAT/Architecten
since 20012.243.466.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452M0072/00D000 | Flanders | 2,699 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 78 EUR awarded · 78 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2001
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:luc@aat-architecten.be