Architectenbureau Maarten Dobbelaere
ActiveSummary
Architectenbureau Maarten Dobbelaere has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.32M and a net result of €472k. Equity is growing by ~35.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+5
Solvency77▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 2.89 in 2024; short-term debt: 32.9% and cash: 59% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
18.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
7 d late
2023
on the day
2022
3 d early
2021
22 d early
2020
17 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.32M▼ 5.9%
2024 · €1.41M
2018: €221k
2019: €258k
2020: €341k
2021: €574k
2022: €742k
2023: €1.23M
2024: €1.41M
2018 → 2025
Total assets
€2.53M▲ 5.7%
2024 · €2.39M
2018: €354k
2019: €378k
2020: €867k
2021: €1.29M
2022: €1.56M
2023: €2.09M
2024: €2.39M
2018 → 2025
Net result
€472k▲ 37.4%
2024 · €344k
2018: €76k
2019: €61k
2020: €84k
2021: €234k
2022: €203k
2023: €488k
2024: €344k
2018 → 2025
Working capital
€963k▼ 8.2%
2024 · €1.05M
2018: €132k
2019: €172k
2020: €236k
2021: €489k
2022: €555k
2023: €979k
2024: €1.05M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€574k-€742k▲ 29.2%€1.23M▲ 65.7%€1.41M▲ 14.5%€1.32M▼ 5.9%
Operating result€338k-€300k▼ 11.4%€728k▲ 143%€507k▼ 30.3%€699k▲ 37.8%
Net result€234k-€203k▼ 13.3%€488k▲ 140%€344k▼ 29.5%€472k▲ 37.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.53M
Fixed assets
€734k ▼ 6.7%
Current assets
€1.79M ▲ 11.8%
Equity and liabilities €2.53M
Equity
€1.32M ▼ 5.9%
Debt
€1.20M ▲ 22.3%
Debt's share of the balance-sheet total rises from 41.2% to 47.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€763k▲
2024 · €566k
Cash flow
€536k▲
2024 · €402k
Current ratio
2.16▼
2024 · 2.89
Debt to equity
0.91▲
2024 · 0.70
ROE
35.7%▲
2024 · 24.4%
ROA
18.7%▲
2024 · 14.4%
Interest coverage
113.72▲
2024 · 74.71
Debt ≤ 1 year
€831k▲
2024 · €556k
Debt > 1 year
€371k▼
2024 · €427k
Income taxes
€224k▲
2024 · €158k
Staff costs
€79k▼
2024 · €225k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.39M€2.53M▲
Fixed assets21/28€788k€734k▼
Tangible fixed assets22/27€639k€578k▼
Land and buildings22€513k€496k▼
Plant, machinery and equipment23€14k€8k▼
Furniture and vehicles24€111k€74k▼
Other tangible fixed assets26€462€308▼
Financial fixed assets28€149k€157k▲
Current assets29/58€1.60M€1.79M▲
Amounts receivable within one year40/41€390k€275k▼
Trade receivables40€301k€275k▼
Other amounts receivable41€89k-
Cash at bank and in hand54/58€1.19M€1.49M▲
Deferred charges and accrued income490/1€25k€27k▲
Equity and liabilities
Total equity and liabilities10/49€2.39M€2.53M▲
Equity10/15€1.41M€1.32M▼
Contributions10/11€12k€12k=
Reserves13€1.40M€1.31M▼
Distributable reserves133€1.40M€1.31M▼
Amounts payable17/49€985k€1.20M▲
Amounts payable after more than one year17€427k€371k▼
Financial debts170/4€427k€371k▼
Amounts payable within one year42/48€556k€831k▲
Current portion of amounts payable after more than one year42€40k€41k▲
Trade debts44€162k€63k▼
Suppliers440/4€162k€63k▼
Advances received on contracts in progress46€24k€7k▼
Taxes, remuneration and social security45€173k€135k▼
Taxes450/3€137k€122k▼
Remuneration and social security454/9€36k€13k▼
Other amounts payable47/48€157k€584k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€225k€79k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€64k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-40k
Other operating charges640/8€4k€64k▲
Gross operating margin9900€794k€867k▲
Operating profit (loss)9901€507k€699k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€501k€697k▲
Income taxes67/77€158k€224k▲
Profit (loss) for the period9904€344k€472k▲
Profit (loss) for the period to be appropriated9905€344k€472k▲
Appropriation of the result
Profit (loss) to be appropriated9906€344k€472k▲
Transfer from equity791/2€165k€555k▲
Transfer to equity691/2€344k€472k▲
To other reserves6921€344k€472k▲
Profit to be distributed694/7€165k€555k▲
Return on contributions (dividend)694€165k€555k▲
Social balance
Average headcount (FTE)90875.03.8▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 7 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €488k ▲140%
Operating result €728k, net result €488k, both a record.
31-12
Financial
Equity above €1MEq €1.23M ▲65.7%
6 profitable years in a row build equity to €1.23M.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €574k ▲68.4%
4 profitable years in a row build equity to €574k.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €61k ▼19.2%
Net result drops to €61k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 5099050 GentGround area
233 m²
Building footprint
73 m²
Volume, LiDAR
752 m³
Parcel 44362B0205/00T000, Flanders · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Architectenbureau Maarten Dobbelaere
since 20112.205.830.676
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0205/00T000 | Flanders | 233 m² | 1 · 73 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 11,299 EUR awarded · 11,963 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | -2,805 EUR | 0 EUR |
| 2024 | 3 | 11,008 EUR | 8,867 EUR |
| 2023 | 1 | 3,096 EUR | 3,096 EUR |
Schemes
Werkbaarheidscheque (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 2,335 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.