ARCHITECTENBUREAU JEAN-MICHEL JASPERS
ActiveARCHITECTENBUREAU JEAN-MICHEL JASPERS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €16k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+9
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 13.5 against 19.38 in 2024; short-term debt: 7.4% and cash: 6.4% of total assets), and 15% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85%
Return on assets
6.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
25 d early
2022
10 d early
2021
32 d early
2020
25 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€201k▲ 8.4%
2024 · €185k
2019: €164k
2020: €167k
2021: €169k
2022: €176k
2023: €179k
2024: €185k
2019 → 2025
Total assets
€236k▲ 7.1%
2024 · €221k
2019: €184k
2020: €181k
2021: €180k
2022: €187k
2023: €203k
2024: €221k
2019 → 2025
Net result
€16k▲ 142%
2024 · €6k
2019: €8k
2020: €3k
2021: €2k
2022: €7k
2023: €3k
2024: €6k
2019 → 2025
Working capital
€219k▲ 4.5%
2024 · €209k
2019: €182k
2020: €179k
2021: €169k
2022: €176k
2023: €191k
2024: €209k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€169k-€176k▲ 4.4%€179k▲ 1.4%€185k▲ 3.6%€201k▲ 8.4%
Operating result€4k-€9k▲ 127%€4k▼ 55.6%€9k▲ 131%€25k▲ 166%
Net result€2k-€7k▲ 351%€3k▼ 65.4%€6k▲ 153%€16k▲ 142%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 166% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €236k
Equity
€201k▲ 8.4%
Debt
€36k=
The debt ratio falls from 16.1% to 15.0%. Equity is higher.
Key figures and ratios
Solvency
85.0%▲
2024 · 83.9%
Current ratio
13.50▼
2024 · 19.38
Quick ratio
13.50▼
2024 · 19.38
Debt / equity
0.18▼
2024 · 0.19
ROE
7.8%▲
2024 · 3.5%
ROA
6.6%▲
2024 · 2.9%
Debt
€36k=
2024 · €35k
Debt ≤ 1 year
€17k▲
2024 · €11k
Income taxes
€8k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€236k▲
Current assets29/58€221k€236k▲
Amounts receivable within one year40/41€175k€182k▲
Trade receivables40€175k€182k▲
Other amounts receivable41€213€161▼
Current investments50/53€38k€38k=
Cash at bank and in hand54/58€7k€15k▲
Equity and liabilities
Total equity and liabilities10/49€221k€236k▲
Equity10/15€185k€201k▲
Contributions10/11€19k€19k=
Reserves13€166k€182k▲
Distributable reserves133€166k€182k▲
Amounts payable17/49€35k€36k=
Amounts payable within one year42/48€11k€17k▲
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€11k€12k▲
Accrued charges and deferred income492/3€24k€18k▼
Income statement
Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900€10k€25k▲
Operating profit (loss)9901€9k€25k▲
Financial income75/76B€248-
Recurring financial income75€248-
Financial charges65/66B€740€733▼
Recurring financial charges65€740€733▼
Profit (loss) for the period before taxes9903€9k€24k▲
Income taxes67/77€2k€8k▲
Profit (loss) for the period9904€6k€16k▲
Profit (loss) for the period to be appropriated9905€6k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€16k▲
Transfer to equity691/2€6k€16k▲
To other reserves6921€6k€16k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €16k ▲142%
Operating result €25k, net result €16k, both a record.
31-03
Financial
Equity above €200kEq €201k ▲8.4%
7 profitable years in a row build equity to €201k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €2k ▼47.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2019
Resigned as Manager
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Baron Empainlaan 11150 Sint-Pieters-WoluweGround area
7,821 m²
Building footprint
865 m²
Volume, LiDAR
5,374 m³
2 parcels, Brussels, Flanders · tallest building 20.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pierre Marchandstraat 1, 1970 Wezembeek-Oppem
since 20062.191.124.882
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0025/00H000 | Brussels | 5,772 m² | 1 · 627 m² | 20.3 m · 2 fl. |
| 22302C0086/00G003 | Flanders | 2,049 m² | 1 · 237 m² | 16.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Similar companies · same sector, comparable size
ARCHITECTENBUREAU DIRK EVENEPOEL
BE 0859.602.617
Rotselaar · Eq €201k
Vergimmo Reno
BE 0628.971.754
Brasschaat · Eq €200k
VV-CONSTRUCT
BE 0886.908.216
Antwerpen · Eq €201k
dpXm
BE 0788.196.462
Kruisem · Eq €200k
AU
BE 0790.539.310
Liège · Eq €200k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,134 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-05-2006
Fiscal year end31-03
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.