VV-CONSTRUCT
ActiveSummary
VV-CONSTRUCT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €47k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 10.79 against 11.64 in 2024; short-term debt: 7.1% and cash: 11.5% of total assets), and 7.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.7%
Return on assets
21.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
13 d early
2023
12 d early
2022
12 d early
2021
12 d early
2020
5 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▲ 27.5%
2024 · €158k
2018: €66k
2019: €66k
2020: €66k
2021: €63k
2022: €86k
2023: €113k
2024: €158k
2018 → 2025
Total assets
€217k▲ 29.9%
2024 · €167k
2018: €170k
2019: €155k
2020: €155k
2021: €143k
2022: €144k
2023: €150k
2024: €167k
2018 → 2025
Net result
€47k▲ 5.6%
2024 · €45k
2018: €16k
2019: €21k
2020: €32k
2021: €26k
2022: €53k
2023: €42k
2024: €45k
2018 → 2025
Working capital
€151k▲ 63.1%
2024 · €93k
2018: €10k
2019: €10k
2020: €-10k
2021: €-4k
2022: €71k
2023: €37k
2024: €93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€86k▲ 37.2%€113k▲ 30.9%€158k▲ 39.9%€201k▲ 27.5%
Operating result€43k-€83k▲ 93.5%€64k▼ 23.5%€67k▲ 5.4%€71k▲ 6.2%
Net result€26k-€53k▲ 99.0%€42k▼ 19.7%€45k▲ 6.3%€47k▲ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€50k ▼ 23.4%
Current assets
€167k ▲ 64.3%
Equity and liabilities €217k
Equity
€201k ▲ 27.5%
Debt
€16k ▲ 72.2%
The debt ratio rises from 5.5% to 7.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94k▲
2024 · €89k
Cash flow
€70k▲
2024 · €67k
Current ratio
10.79▼
2024 · 11.64
Debt / equity
0.08▲
2024 · 0.06
ROE
23.6%▼
2024 · 28.5%
ROA
21.9%▼
2024 · 26.9%
Interest coverage
811.69▲
2024 · 319.87
Debt ≤ 1 year
€15k▲
2024 · €9k
Income taxes
€24k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€167k€217k▲
Fixed assets21/28€65k€50k▼
Tangible fixed assets22/27€65k€50k▼
Plant, machinery and equipment23€5k€7k▲
Furniture and vehicles24€59k€43k▼
Other tangible fixed assets26€892€0▼
Current assets29/58€102k€167k▲
Amounts receivable within one year40/41€940€9k▲
Trade receivables40-€9k
Other amounts receivable41€940-
Current investments50/53€76k€131k▲
Cash at bank and in hand54/58€23k€25k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€167k€217k▲
Equity10/15€158k€201k▲
Contributions10/11€6k€2k▼
Reserves13€151k€199k▲
Distributable reserves133€151k€199k▲
Amounts payable17/49€9k€16k▲
Amounts payable within one year42/48€9k€15k▲
Trade debts44€686€291▼
Suppliers440/4€686€291▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Other amounts payable47/48-€7k
Accrued charges and deferred income492/3€524€465▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€1k€792▼
Gross operating margin9900€90k€94k▲
Operating profit (loss)9901€67k€71k▲
Financial income75/76B€28-
Recurring financial income75€28-
Financial charges65/66B€278€115▼
Recurring financial charges65€278€115▼
Profit (loss) for the period before taxes9903€67k€71k▲
Income taxes67/77€22k€24k▲
Profit (loss) for the period9904€45k€47k▲
Profit (loss) for the period to be appropriated9905€45k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€47k▲
Transfer to equity691/2€45k€47k▲
To other reserves6921€45k€47k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €201k ▲27.5%
8 profitable years in a row build equity to €201k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 11.64
Current ratio from 2.01 to 11.64; short-term debt falls from €36k to €9k.
31-12
Financial
Equity above €150kEq €158k ▲39.9%
7 profitable years in a row build equity to €158k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €113k ▲30.9%
6 profitable years in a row build equity to €113k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €53k ▲99%
Operating result €83k, net result €53k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.23
Current ratio from 0.92 to 2.23.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leon Stampelaan 282100 AntwerpenGround area
17 m²
Building footprint
103 m²
Volume, LiDAR
310 m³
Parcel 11346B0688/00A004, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
vv-construct
since 20072.160.773.582
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0688/00A004 | Flanders | 17 m² | 1 · 103 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARCHITECTENBUREAU JEAN-MICHEL JASPERS
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ARCHIE ARCHITECTEN
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Rommens Bouwkunde
BE 0832.144.093
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Vergimmo Reno
BE 0628.971.754
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2007
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
68121Development of residential building projects
70111
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.