MRK. ARCHITECT
ActiveMRK. ARCHITECT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €23k. Equity is growing by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 13.12 against 8.92 in 2024), and 6.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
16.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
63 d early
2024
13 d early
2023
14 d early
2022
28 d early
2021
2 d early
2020
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 21.2%
2024 · €107k
2020: €17k
2021: €33k
2022: €51k
2023: €92k
2024: €107k
2020 → 2025
Total assets
€139k▲ 18.0%
2024 · €118k
2020: €19k
2021: €35k
2022: €54k
2023: €97k
2024: €118k
2020 → 2025
Net result
€23k▼ 50.4%
2024 · €46k
2020: €16k
2021: €16k
2022: €17k
2023: €41k
2024: €46k
2020 → 2025
Working capital
€113k▲ 32.4%
2024 · €85k
2020: €16k
2021: €33k
2022: €51k
2023: €63k
2024: €85k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€51k▲ 51.8%€92k▲ 81.2%€107k▲ 16.7%€130k▲ 21.2%
Operating result€21k-€22k▲ 7.0%€52k▲ 136%€57k▲ 10.5%€29k▼ 49.2%
Net result€16k-€17k▲ 6.7%€41k▲ 138%€46k▲ 11.1%€23k▼ 50.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€18k▼ 21.4%
Current assets
€122k▲ 27.2%
Equity and liabilities €139k
Equity
€130k▲ 21.2%
Debt
€9k▼ 13.5%
The debt ratio falls from 9.1% to 6.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€36k▼
2024 · €64k
Cash flow
€30k▼
2024 · €52k
Solvency
93.3%▲
2024 · 90.9%
Current ratio
13.12▲
2024 · 8.92
Quick ratio
13.12▲
2024 · 8.92
Debt / equity
0.07▼
2024 · 0.10
ROE
17.5%▼
2024 · 42.6%
ROA
16.3%▼
2024 · 38.8%
Interest coverage
510.62▼
2024 · 921.24
Debt
€9k▼
2024 · €11k
Debt ≤ 1 year
€9k▼
2024 · €11k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€139k▲
Fixed assets21/28€22k€18k▼
Tangible fixed assets22/27€22k€18k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€21k€15k▼
Current assets29/58€96k€122k▲
Amounts receivable within one year40/41€24k€31k▲
Trade receivables40€24k€26k▲
Other amounts receivable41€0€5k▲
Cash at bank and in hand54/58€72k€91k▲
Equity and liabilities
Total equity and liabilities10/49€118k€139k▲
Equity10/15€107k€130k▲
Contributions10/11€1k€1k=
Reserves13€106k€129k▲
Distributable reserves133€106k€129k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€11k€9k▼
Amounts payable within one year42/48€11k€9k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€8k€8k▼
Other amounts payable47/48€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Gross operating margin9900€64k€36k▼
Operating profit (loss)9901€57k€29k▼
Financial charges65/66B€69€70▲
Recurring financial charges65€69€70▲
Profit (loss) for the period before taxes9903€57k€29k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€46k€23k▼
Profit (loss) for the period to be appropriated9905€46k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€23k▼
Transfer from equity791/2€29k€0▼
Transfer to equity691/2€45k€23k▼
To other reserves6921€45k€23k▼
Profit to be distributed694/7€30k€0▼
Return on contributions (dividend)694€29k€0▼
Directors or managers695€1k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €46k ▲11.1%
Operating result €57k, net result €46k, both a record.
31-12
Financial
Equity above €100kEq €107k ▲16.7%
5 profitable years in a row build equity to €107k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 28.78
Current ratio from 9.61 to 28.78; short-term debt falls from €2k to €1k.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bollenberg(LUB) 1193210 LubbeekGround area
728 m²
Building footprint
77 m²
Volume, LiDAR
530 m³
Parcel 24066D0012/00P000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MRK. ARCHITECT BV
since 20192.295.179.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066D0012/00P000 | Flanders | 728 m² | 1 · 77 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 101 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 101 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
GREGOR WILFART
BE 0877.992.728
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gestalt architecten
BE 0459.684.186
Antwerpen · Eq €130k
ARCHITECT MARC MALFAIT
BE 0508.601.682
Ledegem · Eq €130k
AMADEE
BE 0782.513.648
Beringen · Eq €130k
Projekt-Team
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Roeselare · Eq €130k
Of 18,213 companies in sector 71111 we hold annual accounts for 6,293. 5,384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2019
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.