ARCHITECT RUBEN ROSSEEL
The computed 12-month bankruptcy probability of ARCHITECT RUBEN ROSSEEL is 0.6% (low). The 2025 annual accounts show equity of €78k and a net result of €12k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 1165 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €78k |
| Net result | €12k |
| Better than sector | 68% |
| Active | 3 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 72.7% | 55.2% | |
| Net result | €12k | €23k | |
| Equity | €78k | €51k | |
| Gross operating margin | €19k | €43k | |
| Total assets | €107k | €106k |
Show 8 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €18k |
| Net profit | €12k |
| Cash flow | €13k |
| Staff costs | - |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €107k |
| Equity | €78k |
| Debt | €29k |
| of which ≤ 1y | €29k |
| of which > 1y | - |
| Working capital | €75k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 3.56 |
| Quick ratio | 3.56 |
| Working capital ratio | 69.7% |
| Solvency | 72.7% |
| Debt / equity | 0.38 |
| Long-term debt ratio | - |
| Interest coverage | 22.51 |
| Gross margin | - |
| Net margin | - |
| ROA | 11.6% |
| ROE | 15.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €107k |
| Fixed assets | 21/28 | €3k |
| Intangible fixed assets | 21 | €693 |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €104k |
| Amounts receivable within one year | 40/41 | €34k |
| Cash & bank | 54/58 | €69k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €107k |
| Equity | 10/15 | €78k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €75k |
| Amounts payable | 17/49 | €29k |
| Amounts payable within one year | 42/48 | €29k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €19k |
| Operating result | 9901 | €17k |
| Financial income | 75 | €5 |
| Financial charges | 65 | €799 |
| Result before taxes | 9903 | €16k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €12k |
| Result to be appropriated | 9905 | €12k |
| NACE primary | Activiteiten van bouwarchitecten(71111) |
| Legal form | Private limited company(610) |
| Incorporation | 08-12-2022 |
| Status | Active |
| Postal code | 8500 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33009D0670/00F000 | Flanders | 3,217 m² | 1 · 525 m² | 7.8 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
12-08-2026 Board meeting · Seat change
- Publication: 12/08/2026 · ARCHITECT RUBEN ROSSEEL
- Filing: 04/08/2026 · ARCHITECT RUBEN ROSSEEL
- Board meeting: 13/07/2026 · ARCHITECT RUBEN ROSSEEL
- Seat change: to: Komerenstraat 15 - 8940 Geluwe, from: Sint-Rochuslaan 100 - 8500 Kortrijk, effective_date: 2026-06-27 · ARCHITECT RUBEN ROSSEEL
Technical details
{
"facts": [
{
"date": "2026-08-12",
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 12/08/2026",
"value": "12/08/2026",
"object": null,
"subject": "e1"
},
{
"date": "2026-08-04",
"type": "filing",
"quote": "NEERGELEGD TER GRIFFIE VAN DE ONDERNEMINGSRECHTBANK GENT afdeling KORTRIJK - 4 AUG. 2026",
"value": "04/08/2026",
"object": null,
"subject": "e1"
},
{
"date": "2026-07-13",
"type": "board_meeting",
"quote": "Uittreksel uit de notulen van het bestuursorgaan dd. 13/07/2026",
"value": "13/07/2026",
"object": null,
"subject": "e1"
},
{
"date": "2026-06-27",
"type": "seat_change",
"quote": "beslist de bestuurder van de ARCHITECT RUBEN ROSSEEL BV hierbij om de zetel van de vennootschap te verplaatsen van: Sint-Rochuslaan 100 - 8500 Kortrijk naar Komerenstraat 15 - 8940 Geluwe en dit met ingang van 27/06/2026.",
"value": {
"to": "Komerenstraat 15 - 8940 Geluwe",
"from": "Sint-Rochuslaan 100 - 8500 Kortrijk",
"effective_date": "2026-06-27"
},
"object": null,
"subject": "e1",
"_value_raw": {
"to": "Komerenstraat 15 - 8940 Geluwe",
"from": "Sint-Rochuslaan 100 - 8500 Kortrijk",
"effective_date": "27/06/2026"
}
}
],
"act_meta": {
"outcome": "clean",
"model_id": 50,
"verified": true,
"extractor": "verified-v1",
"ocr_chars": 1214,
"truncated": false
},
"entities": [
{
"id": "e1",
"kbo": "0794.531.057",
"kind": "company",
"name": "ARCHITECT RUBEN ROSSEEL",
"attrs": {
"seat": "Sint-Rochuslaan 100 - 8500 Kortrijk",
"legal_form": "BV",
"short_name": null
}
},
{
"id": "e2",
"kbo": null,
"kind": "person",
"name": "Rosseel Ruben",
"attrs": {}
}
]
}| Legal nameNL | ARCHITECT RUBEN ROSSEEL |