ARCHITECT NICO DE PLECKER
ActiveSummary
ARCHITECT NICO DE PLECKER has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,789 and a net result of €13,273. Its solvency ranks better than 56% of 11,760 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 19-12-2023 Normal situation
- Activity
- Activities of building architects NACE 71111
- Establishment unit
- 2.354.461.994 1785 Merchtem, since 19-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 14-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €22,158
- ▼ 40.2%
- Turnover
- ≈ €140,000
- estimated
- Profit
- €13,273
- ▼ 45.9%
- Equity
- €40,789
- ▲ 48.2%
- Total assets
- €67,946
- ▲ 40.0%
Score breakdownraises riskFounded in 2023lowers riskLiquidity: current ratio 2.30, cash €56,880Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Equity €40,789 (60.0% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 58% of them on solvency, 70% on liquidity, 68% on profitability and 81% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 28 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 10-07-2026 at the NBB all 2 filings
2024 to 2025, 2 financial years
The operating result for 2025 is 46% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Architectural and engineering activities; technical testing and analysis (NACE 71). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €14,970 | €575 |
| Depreciation and write-downs of the year | €4,990 | €5,008 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as ARCHITECT NICO DE PLECKER: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €61,700 and €75,200, founded between 2023 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | Financial year |
|---|---|---|---|---|---|---|---|
| ARCHITECT NICO DE PLECKER Merchtem | 2023 | €67,946 | €40,789 | €22,158 | - | €13,273 | 2025 |
| Architect Ruben Geudens Antwerpen | 2024 | €71,214 | €38,445 | €22,012 | - | €14,164 | 2025 |
| LINZE ARCHITECTURE Etterbeek | 2023 | €61,729 | €26,526 | €20,777 | - | €10,463 | 2025 |
| OKO Architectes Fosses-la-Ville | 2023 | €72,282 | €30,445 | €19,206 | €130,386 | €6,468 | 2025 |
| MVOYEN ARCHITECT Brugge | 2023 | €75,233 | €27,252 | €18,932 | - | €12,894 | 2025 |
| KORREL.ARCHITECTEN Roeselare | 2023 | €74,772 | €39,440 | €25,788 | - | €11,539 | 2025 |
| Laurens Taghon Merelbeke-Melle | 2023 | €68,099 | €40,631 | €27,085 | - | €7,869 | 2025 |
They were chosen from the 6,489 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as ARCHITECT NICO DE PLECKER has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of ARCHITECT NICO DE PLECKER itself is lower: < 0.1% within 12 months. It rests on far more data about ARCHITECT NICO DE PLECKER than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ARCHITECT NICO DE PLECKER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,990 | €5,008 | ▲ 0.4% |
| Other operating charges640/8 | €300 | - | - |
| Gross operating margin9900 | €37,074 | €22,158 | ▼ 40.2% |
| Operating profit (loss)9901 | €31,784 | €17,150 | ▼ 46.0% |
| Financial income75/76B | €0 | - | - |
| Recurring financial income75 | €0 | - | - |
| Financial charges65/66B | €68 | €104 | ▲ 53.2% |
| Recurring financial charges65 | €68 | €104 | ▲ 53.2% |
| Profit (loss) for the period before taxes9903 | €31,716 | €17,046 | ▼ 46.3% |
| Income taxes67/77 | €7,200 | €3,773 | ▼ 47.6% |
| Profit (loss) for the period9904 | €24,516 | €13,273 | ▼ 45.9% |
| Profit (loss) for the period to be appropriated9905 | €24,516 | €13,273 | ▼ 45.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €48,517 | €67,946 | ▲ 40.0% |
| Fixed assets21/28 | €9,980 | €5,547 | ▼ 44.4% |
| Tangible fixed assets22/27 | €9,980 | €5,547 | ▼ 44.4% |
| Plant, machinery and equipment23 | - | €557 | - |
| Furniture and vehicles24 | €9,980 | €4,990 | ▼ 50.0% |
| Current assets29/58 | €38,537 | €62,399 | ▲ 61.9% |
| Amounts receivable within one year40/41 | €13,093 | €4,904 | ▼ 62.5% |
| Trade receivables40 | €12,901 | €4,713 | ▼ 63.5% |
| Other amounts receivable41 | €191 | €191 | = |
| Cash at bank and in hand54/58 | €24,850 | €56,880 | ▲ 129% |
| Deferred charges and accrued income490/1 | €594 | €614 | ▲ 3.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €48,517 | €67,946 | ▲ 40.0% |
| Equity10/15 | €27,516 | €40,789 | ▲ 48.2% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €24,516 | €37,789 | ▲ 54.1% |
| Amounts payable17/49 | €21,001 | €27,156 | ▲ 29.3% |
| Amounts payable within one year42/48 | €21,001 | €27,156 | ▲ 29.3% |
| Trade debts44 | €939 | €1,291 | ▲ 37.5% |
| Suppliers440/4 | €939 | €1,291 | ▲ 37.5% |
| Taxes, remuneration and social security45 | €12,618 | €15,425 | ▲ 22.2% |
| Taxes450/3 | €11,268 | €14,075 | ▲ 24.9% |
| Remuneration and social security454/9 | €1,350 | €1,350 | = |
| Other amounts payable47/48 | €7,443 | €10,440 | ▲ 40.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €24,516 | €13,273 | ▼ 45.9% |
| + Depreciation and write-downs630 | €4,990 | €5,008 | ▲ 0.4% |
| Operating cash flow (approximation) | €29,506 | €18,281 | ▼ 38.0% |
| Investment in fixed assets (approximation) | - | -€575 | - |
| Change in cash | - | €32,030 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- DE PLECKER Nico sole founder · 100% at incorporation
Capital transactions
- 21-12-2023 Incorporation · €3,000 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Natuurlijke personen die gerechtigd zijn het beroep van architect uit te oefenen en ingeschreven zijn op één van de tabellen van de Orde van…”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Algemene vergadering beslissende in vormen vereist voor statutenwijziging, bevoegde raad Orde van Architecten onverwijld op hoogte met…”
Articles of association, deed of 21-12-2023 (in Dutch)
Network & group
ARCHITECT NICO DE PLECKER shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of ARCHITECT NICO DE PLECKER. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
21-12
Gazette deed
IncorporationStarting capital €3,000 · Appointment: DE PLECKER Nico (director) · Founder7 points ▸
- Incorporation, 19-12-2023
- Founder, DE PLECKER Nico
- Founding capital, €3,000
- Registered office clause, “1785 Merchtem,Slagmolenlaan 56” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten door comparant in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Board rule, 1, “vergadering” (deed in Dutch)
- Director appointment, DE PLECKER Nico (director (not named in the articles))
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 19 December 2023, ARCHITECT NICO DE PLECKER was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 DE PLECKER Nico is director of the company, appointed in the act of 21-12-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
3 activities
- De vennootschap heeft tot voorwerp het verlenen van diensten die behoren tot de uitoefening van het beroep van architect alsook aanverwante en niet onverenigbare activiteiten
- Om haar voorwerp te verwezenlijken mag de vennootschap binnen de grenzen van haar voorwerp in België en in het buitenland alle roerende of onroerende financiële of industriële handelingen en verrichtingen van welke aard ook verrichten die rechtstreeks of onrechtstreeks verband houden met haar voorwerp en die niet in strijd zijn met deontologische regels van de Orde van Architecten
- Zij kan door middel van inbreng overdracht fusie inschrijving deelneming financiële tussenkomst of op enige andere wijze een belang nemen in elke vennootschap of vennootschappen die een voorwerp hebben dat niet onverenigbaar is met het beroep van architect
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23602I0008/00N000 | Flanders | 831 m² | 1 · 157 m² | 8.4 m · 2 |