MVOYEN ARCHITECT
ActiveMVOYEN ARCHITECT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €13k. Its solvency ranks better than 34% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency61▼-4
Growth78
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.5 in 2024; short-term debt: 63.6% and cash: 6.6% of total assets), but 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
17.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 79.4%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€75k▲ 96.8%
2024 · €38k
2024: €38k
2024 → 2025
Net result
€13k▲ 28.6%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€25k▲ 119%
2024 · €11k
2024: €11k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€27k▲ 79.4%
Operating result€13k-€17k▲ 31.9%
Net result€10k-€13k▲ 28.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€2k▼ 38.3%
Current assets
€73k▲ 111%
Equity and liabilities €75k
Equity
€27k▲ 79.4%
Debt
€48k▲ 108%
The debt ratio rises from 60.3% to 63.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €13k
Cash flow
€14k▲
2024 · €11k
Solvency
36.2%▼
2024 · 39.7%
Current ratio
1.53▲
2024 · 1.50
Quick ratio
1.53▲
2024 · 1.50
Debt / equity
1.76▲
2024 · 1.52
ROE
47.3%▼
2024 · 66.0%
ROA
17.1%▼
2024 · 26.2%
Interest coverage
42.41
Debt
€48k▲
2024 · €23k
Debt ≤ 1 year
€48k▲
2024 · €23k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€75k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€2k▼
Current assets29/58€35k€73k▲
Amounts receivable within one year40/41€23k€67k▲
Trade receivables40€21k€64k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€10k€5k▼
Deferred charges and accrued income490/1€1k€835▼
Equity and liabilities
Total equity and liabilities10/49€38k€75k▲
Equity10/15€15k€27k▲
Contributions10/11€6k€6k=
Reserves13€9k€21k▲
Distributable reserves133€9k€21k▲
Amounts payable17/49€23k€48k▲
Amounts payable within one year42/48€23k€48k▲
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Taxes, remuneration and social security45€4k€11k▲
Taxes450/3€4k€11k▲
Other amounts payable47/48€8k€34k▲
Accrued charges and deferred income492/3-€150
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€553€1k▲
Other operating charges640/8€457€701▲
Gross operating margin9900€14k€19k▲
Operating profit (loss)9901€13k€17k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B-€430
Recurring financial charges65-€430
Profit (loss) for the period before taxes9903€13k€16k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€10k€13k▲
Profit (loss) for the period to be appropriated9905€10k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€13k▲
Transfer to equity691/2€9k€12k▲
To other reserves6921€9k€12k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan van Eyckplein 68000 BruggeGround area
752 m²
Building footprint
10 m²
Volume, LiDAR
103 m³
Parcel 31806F0470/00E000, Flanders · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MVOYEN Architect
since 20242.353.985.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31806F0470/00E000 | Flanders | 752 m² | 1 · 10 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
IDL ARCHITECTURE SRL
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KIS Studio Architecture
BE 0681.950.481
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Architectuur Wouter De Ceuster
BE 1013.232.306
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Patrick GOFFART Architecture
BE 0738.665.688
Sprimont · Eq €27k
DAVID PADOVANI ARCHITECTURE
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 4,838 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2023
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.