ARCHITECT B. BOSMANS
ActiveARCHITECT B. BOSMANS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €102k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 7.4 against 6.24 in 2024; short-term debt: 11.6% and cash: 78.3% of total assets), and 13.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.5%
Return on assets
85.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
24 d early
2023
8 d early
2022
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 38.8%
2024 · €168k
2022: €48k
2023: €102k
2024: €168k
2022 → 2025
Total assets
€119k▼ 41.1%
2024 · €202k
2022: €75k
2023: €134k
2024: €202k
2022 → 2025
Net result
€102k▲ 53.1%
2024 · €67k
2022: €47k
2023: €53k
2024: €67k
2022 → 2025
Working capital
€88k▼ 39.9%
2024 · €147k
2022: €43k
2023: €71k
2024: €147k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€48k-€102k▲ 110%€168k▲ 65.5%€103k▼ 38.8%
Operating result€64k-€64k▼ 1.0%€83k▲ 30.9%€125k▲ 50.8%
Net result€47k-€53k▲ 12.1%€67k▲ 25.1%€102k▲ 53.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€17k▼ 37.4%
Current assets
€102k▼ 41.6%
Equity and liabilities €119k
Equity
€103k▼ 38.8%
Debt
€16k▼ 52.4%
The debt ratio falls from 16.7% to 13.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€137k▲
2024 · €96k
Cash flow
€113k▲
2024 · €79k
Solvency
86.5%▲
2024 · 83.3%
Current ratio
7.40▲
2024 · 6.24
Quick ratio
7.40▲
2024 · 6.24
Debt / equity
0.16▼
2024 · 0.20
ROE
98.9%▲
2024 · 39.6%
ROA
85.6%▲
2024 · 33.0%
Interest coverage
281.33▲
2024 · 126.47
Debt
€16k▼
2024 · €34k
Debt ≤ 1 year
€14k▼
2024 · €28k
Debt > 1 year
€2k▼
2024 · €6k
Income taxes
€24k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€202k€119k▼
Fixed assets21/28€27k€17k▼
Intangible fixed assets21-€1k
Tangible fixed assets22/27€27k€16k▼
Furniture and vehicles24€27k€16k▼
Current assets29/58€174k€102k▼
Amounts receivable within one year40/41€11k€9k▼
Trade receivables40€8k€5k▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€163k€93k▼
Equity and liabilities
Total equity and liabilities10/49€202k€119k▼
Equity10/15€168k€103k▼
Contributions10/11€1k€1k=
Reserves13€167k€100▼
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Distributable reserves133€167k-
Profit (loss) carried forward14-€102k
Amounts payable17/49€34k€16k▼
Amounts payable after more than one year17€6k€2k▼
Financial debts170/4€6k€2k▼
Amounts payable within one year42/48€28k€14k▼
Current portion of amounts payable after more than one year42€4k€4k=
Trade debts44€76€296▲
Suppliers440/4€76€296▲
Taxes, remuneration and social security45€24k€10k▼
Taxes450/3€24k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€548€792▲
Gross operating margin9900€97k€138k▲
Operating profit (loss)9901€83k€125k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€759€487▼
Recurring financial charges65€759€487▼
Profit (loss) for the period before taxes9903€83k€126k▲
Income taxes67/77€17k€24k▲
Profit (loss) for the period9904€67k€102k▲
Profit (loss) for the period to be appropriated9905€67k€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€102k▲
Transfer from equity791/2-€167k
Transfer to equity691/2€67k-
To other reserves6921€67k-
Profit to be distributed694/7-€167k
Return on contributions (dividend)694-€167k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €102k ▲53.1%
Operating result €125k, net result €102k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €168k ▲65.5%
3 profitable years in a row build equity to €168k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €102k ▲110%
2 profitable years in a row build equity to €102k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belestraat (Kin) 113640 KinrooiGround area
850 m²
Building footprint
197 m²
Volume, LiDAR
1,045 m³
Parcel 72018A0462/00T000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARCHITECT B. BOSMANS
since 20212.325.961.713
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72018A0462/00T000 | Flanders | 850 m² | 1 · 197 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 5,467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.