JA+ architecten
ActiveJA+ architecten has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €69k. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 18% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency23▼-4
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.12 in 2024), and 85% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15%
Return on assets
53.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9384 sector peers (2025).
NBB · sector comparisonPosition among 9384 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
38 d early
2023
23 d early
2022
on the day
2021
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 87.1%
2024 · €10k
2021: €5k
2022: €19k
2023: €28k
2024: €10k
2021 → 2025
Total assets
€128k▲ 148%
2024 · €52k
2021: €8k
2022: €32k
2023: €41k
2024: €52k
2021 → 2025
Net result
€69k▲ 476%
2024 · €12k
2021: €3k
2022: €15k
2023: €9k
2024: €12k
2021 → 2025
Working capital
€10k▲ 99.3%
2024 · €5k
2021: €5k
2022: €18k
2023: €27k
2024: €5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€19k▲ 305%€28k▲ 45.9%€10k▼ 63.8%€19k▲ 87.1%
Operating result€3k-€19k▲ 451%€11k▼ 39.8%€14k▲ 17.6%€94k▲ 593%
Net result€3k-€15k▲ 425%€9k▼ 39.1%€12k▲ 34.5%€69k▲ 476%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 593% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€19k▲ 280%
Current assets
€109k▲ 133%
Equity and liabilities €128k
Equity
€19k▲ 87.1%
Debt
€109k▲ 163%
The debt ratio rises from 80.2% to 85.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€97k▲
2024 · €15k
Cash flow
€72k▲
2024 · €13k
Solvency
15.0%▼
2024 · 19.8%
Current ratio
1.10▼
2024 · 1.12
Quick ratio
1.10▼
2024 · 1.12
Debt / equity
5.68▲
2024 · 4.04
ROE
360.1%▲
2024 · 117.0%
ROA
53.9%▲
2024 · 23.2%
Interest coverage
83.51▲
2024 · 61.28
Debt
€109k▲
2024 · €41k
Debt ≤ 1 year
€98k▲
2024 · €41k
Debt > 1 year
€10k
Income taxes
€25k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€128k▲
Fixed assets21/28€5k€19k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€400€16k▲
Plant, machinery and equipment23€400€15k▲
Other tangible fixed assets26-€381
Current assets29/58€47k€109k▲
Amounts receivable after more than one year29€13k-
Other amounts receivable291€13k-
Amounts receivable within one year40/41€29k€76k▲
Trade receivables40-€1k
Other amounts receivable41€29k€75k▲
Cash at bank and in hand54/58€4k€29k▲
Deferred charges and accrued income490/1€322€3k▲
Equity and liabilities
Total equity and liabilities10/49€52k€128k▲
Equity10/15€10k€19k▲
Contributions10/11€2k€2k=
Reserves13€8k€17k▲
Distributable reserves133€8k€17k▲
Amounts payable17/49€41k€109k▲
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€41k€98k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€3k€343▼
Suppliers440/4€3k€343▼
Taxes, remuneration and social security45€8k€34k▲
Taxes450/3€8k€34k▲
Other amounts payable47/48€30k€60k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€16k€99k▲
Operating profit (loss)9901€14k€94k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€242€1k▲
Recurring financial charges65€242€1k▲
Profit (loss) for the period before taxes9903€16k€94k▲
Income taxes67/77€4k€25k▲
Profit (loss) for the period9904€12k€69k▲
Profit (loss) for the period to be appropriated9905€12k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€69k▲
Transfer from equity791/2€18k-
Transfer to equity691/2-€9k
To other reserves6921-€9k
Profit to be distributed694/7€30k€60k▲
Return on contributions (dividend)694€30k€60k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2021net €69k ▲476%
Operating result €94k, net result €69k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bleybergweg 143140 KeerbergenGround area
2,919 m²
Building footprint
448 m²
Volume, LiDAR
1,507 m³
Parcel 24472G0050/00N000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JA+ architecten
since 20212.323.481.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472G0050/00N000 | Flanders | 2,919 m² | 1 · 448 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 78 EUR awarded · 140 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 62 EUR |
| 2022 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,208 companies in sector 71111 we hold annual accounts for 6,292. 4,388 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.