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ARCHA FINANCE

Active
Public limited companyfounded 1995active for 31 yearsKartuizersstraat 31, 1000 Brussel, BelgiumKBO/BCE: BE 0454.677.701

From the official registers: KBO 30 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ARCHA FINANCE has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €531,348 and a net result of €7,580. Equity has been stable since 2018 (±1.3% per year). Its solvency ranks better than 93% of 3,861 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 07-03-1995 Normal situation
Legal form
Public limited company
Registered office
Kartuizersstraat 31, 1000 Brussel
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.071.984.831 1000 Brussel, since 14-08-1996
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • Wim TACKManaging director
  • Erik WATTEDirector · since 07-06-2022
  • Vandenhaute WouterDirector · since 07-06-2022
Holdings
Shares in 1 company BRIEK

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€23,757
▼ 7.6%
Turnover
≈ €96,000
estimated
Profit
€7,580
▼ 22.7%
Equity
€531,348
▲ 1.4%
Total assets
€546,015
▲ 0.7%
2025 accounts filed 21 days after the deadline
Filed on 21-08-2026at the National Bank
Score breakdownlowers riskLiquidity: current ratio 25.41, cash €186,099Equity €531,348 (97.3% of total assets)Size: total assets €546,015Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 97.3% of total assets
Liquidity 93+39
short-term debt 2.7% · cash 34.1%
Profitability 70-1
return on assets 1.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 25.41 (19.11 in 2024), above the usual 1.5. Short-term debt is 2.7% and cash 34.1% of total assets. 2.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 86% on liquidity, 34% on profitability and 45% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 25.41, cash €186,099
NBB · annual accounts
lowers risk · Equity €531,348 (97.3% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €546,015
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
50 days early
2023
30 days late
2022
13 days early
2021
33 days early
2020
31 days late
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 92% of companies in head offices and management consultancysector median 53.3% · 3,861 companies 97.3% View
  • Positive: 8 profitable years in a rowprofit 2025: €7,580 8 years View

Documents

Annual accounts at the NBB

All 30 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ARCHA FINANCE

What is the company number of ARCHA FINANCE?
The company number of ARCHA FINANCE is 0454.677.701. The VAT number is the same number with BE in front: BE 0454.677.701.
Where is ARCHA FINANCE based?
The registered office is at Kartuizersstraat 31, 1000 Brussel.Company details
What does ARCHA FINANCE do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of ARCHA FINANCE?
The legal form of ARCHA FINANCE is Public limited company (NV).
When was ARCHA FINANCE founded?
ARCHA FINANCE was founded on 07-03-1995.
Is ARCHA FINANCE still active?
Yes, ARCHA FINANCE is an active enterprise in the KBO register.
What is the turnover of ARCHA FINANCE?
The turnover in financial year 2025 is ≈ €96,000. This figure is estimated from the gross margin of €23,757 and 136 comparable companies (NACE 70200). It probably lies between €42,000 and €240,000. It is a rough estimate.Financials
Is ARCHA FINANCE profitable?
In financial year 2025, ARCHA FINANCE made a profit of €7,580.
Where can I find the annual accounts of ARCHA FINANCE?
ARCHA FINANCE filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ARCHA FINANCE due?
ARCHA FINANCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to ARCHA FINANCE

Subsidiaries and holdings

Comparable companies

These companies have the same main activity as ARCHA FINANCE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €502,000 and €625,000, founded between 1994 and 1997.

CompanyTotal assetsGross margin
ARCHA FINANCE Brussel€546,015€23,757
KAVANKO Kampenhout€522,116€25,491
CEPECO Rotselaar€582,380€25,147
ROMANCE 1980 Antwerpen€564,879€26,696
R en G CONSULTANTS Asse€501,665€25,678
W. MESTEROM BEHEER Lanaken€624,992€22,910
ALPHA OMEGA CONSEIL Sint-Genesius-Rode€561,942€21,290
Full comparison

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