ARCEA
ActiveSummary
For the legal form of ARCEA, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €13k and a net result of €9k. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 7058 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-10
Solvency39=
Growth58=
Track record100
Credit verdict
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.51 against 1.04 in 2024; short-term debt: 82.6% and cash: 4% of total assets), and 85.5% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7058 sector peers (2025).
NBB · sector comparisonPosition among 7058 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
40 d late
2024
29 d late
2023
29 d late
2022
47 d early
2021
29 d late
2020
50 d early
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k=
2024 · €13k
Total assets
€89k▼ 1.2%
2024 · €90k
Net result
€9k▼ 43.1%
2024 · €16k
Working capital
€-36k
2024 · €2k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5k▲ 4.6%€5k▲ 14.0%€12k▲ 123%€18k▲ 45.1%€10k▼ 41.0%
Net result€2k▲ 30.8%€4k▲ 45.7%€11k▲ 208%€16k▲ 48.3%€9k▼ 43.1%
Equity€17k▼ 7.7%€16k▼ 8.3%€14k▼ 9.1%€13k▼ 10.0%€13k=
Total assets€155k▼ 19.1%€128k▼ 17.4%€100k▼ 21.9%€90k▼ 10.5%€89k▼ 1.2%
Debt€135k▼ 20.4%€110k▼ 18.5%€84k▼ 23.6%€75k▼ 10.0%€74k▼ 1.4%
Working capital€32k▼ 10.1%€27k▼ 17.3%€19k▼ 28.9%€2k▼ 89.3%€-36k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€51k ▲ 46.5%
Current assets
€37k ▼ 31.8%
Equity and liabilities €89k
Equity
€13k =
Provisions
€1k =
Debt
€74k ▼ 1.4%
Debt's share of the balance-sheet total falls from 84.1% to 83.9%. Debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €30k
Cash flow
€34k▲
2024 · €29k
Current ratio
0.51▼
2024 · 1.04
Debt to equity
5.79▼
2024 · 5.87
ROE
72.3%▼
2024 · 127.2%
ROA
10.5%▼
2024 · 18.2%
Interest coverage
30.39▲
2024 · 14.34
Debt ≤ 1 year
€73k▲
2024 · €53k
Debt > 1 year
€1k▼
2024 · €23k
Income taxes
€0▼
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25k | €24k | €23k | €12k | €25k | ▲ 100% |
| Other operating charges640/8 | €2k | €2k | €3k | €3k | €88 | ▼ 96.9% |
| Gross operating margin9900 | €32k | €32k | €38k | €33k | €35k | ▲ 7.2% |
| Operating profit (loss)9901 | €5k | €5k | €12k | €18k | €10k | ▼ 41.0% |
| Financial income75/76B | €4 | €1 | €12 | €0 | €0 | ▼ 25.0% |
| Recurring financial income75 | €4 | €1 | €12 | €0 | €0 | ▼ 25.0% |
| Financial charges65/66B | €3k | €3k | €2k | €2k | €1k | ▼ 44.8% |
| Recurring financial charges65 | €3k | €3k | €2k | €2k | €1k | ▼ 44.8% |
| Profit (loss) for the period before taxes9903 | €2k | €3k | €10k | €16k | €9k | ▼ 40.5% |
| Transfer from deferred taxes780 | €731 | €731 | €731 | €731 | - | - |
| Income taxes67/77 | - | - | - | €0 | €0 | ▼ 25.0% |
| Profit (loss) for the period9904 | €2k | €4k | €11k | €16k | €9k | ▼ 43.1% |
| Transfer from tax-exempt reserves789 | €1k | €1k | €1k | €1k | - | - |
| Profit (loss) for the period to be appropriated9905 | €4k | €5k | €12k | €18k | €9k | ▼ 47.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €155k | €128k | €100k | €90k | €89k | ▼ 1.2% |
| Fixed assets21/28 | €94k | €70k | €47k | €35k | €51k | ▲ 46.5% |
| Tangible fixed assets22/27 | €94k | €70k | €47k | €35k | €51k | ▲ 46.5% |
| Land and buildings22 | €29k | €20k | €10k | €10k | €10k | = |
| Plant, machinery and equipment23 | €64k | €50k | €37k | €25k | €41k | ▲ 66.1% |
| Current assets29/58 | €61k | €58k | €53k | €55k | €37k | ▼ 31.8% |
| Amounts receivable after more than one year29 | €16k | €13k | €3k | €0 | - | - |
| Other amounts receivable291 | €16k | €13k | €3k | €0 | - | - |
| Amounts receivable within one year40/41 | €18k | €16k | €22k | €25k | €14k | ▼ 45.4% |
| Trade receivables40 | €11k | €12k | €18k | €22k | €9k | ▼ 57.4% |
| Other amounts receivable41 | €7k | €4k | €3k | €4k | €5k | ▲ 27.6% |
| Current investments50/53 | - | - | €20k | €20k | €20k | = |
| Cash at bank and in hand54/58 | €28k | €29k | €8k | €10k | €4k | ▼ 63.1% |
| Deferred charges and accrued income490/1 | - | €353 | €374 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €155k | €128k | €100k | €90k | €89k | ▼ 1.2% |
| Equity10/15 | €17k | €16k | €14k | €13k | €13k | = |
| Contributions10/11 | €10k | €10k | €10k | €10k | €10k | = |
| Capital10 | €10k | €10k | €10k | €10k | - | - |
| Issued capital100 | €10k | €10k | €10k | €10k | - | - |
| Reserves13 | €7k | €6k | €4k | €3k | €3k | = |
| Tax-exempt reserves132 | €7k | €6k | €4k | €3k | €3k | = |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | - | - |
| Provisions and deferred taxes16 | €4k | €3k | €2k | €1k | €1k | = |
| Deferred taxes168 | €4k | €3k | €2k | €1k | €1k | = |
| Amounts payable17/49 | €135k | €110k | €84k | €75k | €74k | ▼ 1.4% |
| Amounts payable after more than one year17 | €105k | €78k | €50k | €23k | €1k | ▼ 95.2% |
| Financial debts170/4 | €104k | €77k | €49k | €22k | - | - |
| Other amounts payable178/9 | €1k | €1k | €1k | €1k | €1k | = |
| Amounts payable within one year42/48 | €29k | €32k | €34k | €53k | €73k | ▲ 39.2% |
| Current portion of amounts payable after more than one year42 | €27k | €27k | €28k | €27k | €22k | ▼ 20.1% |
| Financial debts43 | €1k | €1k | €1k | €1k | - | - |
| Credit institutions430/8 | €1k | €1k | €1k | €1k | - | - |
| Trade debts44 | €373 | €686 | €1k | €6k | - | - |
| Suppliers440/4 | €373 | €686 | €1k | €6k | - | - |
| Taxes, remuneration and social security45 | €713 | €2k | €2k | €2k | €1k | ▼ 29.5% |
| Taxes450/3 | €713 | €2k | €2k | €2k | €1k | ▼ 29.5% |
| Other amounts payable47/48 | €91 | €385 | €1k | €16k | €50k | ▲ 213% |
| Accrued charges and deferred income492/3 | €137 | €104 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €4k | €11k | €16k | €9k | ▼ 43.1% |
| + Depreciation and write-downs630 | €25k | €24k | €23k | €12k | €25k | ▲ 100% |
| Operating cash flow (approximation) | €27k | €28k | €34k | €29k | €34k | ▲ 18.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-41k | - |
| Change in cash | - | €969 | €-21k | €2k | €-6k | ▼ 418% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €16k ▲48.3%
Operating result €18k, net result €16k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Back to profitnet €839
Net result €839 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons
Ground area
948 m²
Building footprint
159 m²
Volume, LiDAR
1,611 m³
Parcel 53405C0061/00F002, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53405C0061/00F002 | Wallonia | 948 m² | 1 · 159 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,711 companies in sector 73200 we hold annual accounts for 1,780. 683 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formEconomic interest grouping
Founded20-01-2003
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
71121Engineering and related technical consultancy, excluding land surveyors
Scores and ratios are computed by Checked and are not a credit decision.