Equity
€10,219 from €213,677 in 2021
Equity fell by 95% in 4 years.
Arcade Concept Engineering
Lifetime
16 annual accounts with figures on one time axispeak €778,942 (2020)
€11,915▲ €17,014
lowest -€12,136 (2022)
€18,343▲ €23,100
peak €213,677 (2021)
€10,219▼ 93.5%
€221,425▲ 177%
peak 11.7 FTE (2021)
-not published
Board7 names since 2019
2 directorsVAN OVERMEIRE Elly Nathalie Valérie and 1 other
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from -€5,100 to €11,915Back to profit: €18,343Dividend €165,238Equity from €157,113 to €10,219Debts from €79,843 to €221,425Cash from €19,239 to €65,800
Key points
from the 2025 annual accountsTurnover
≈ €53,000 estimated
The accounts state no turnover.
Debts
€221,425 92% of the balance sheet
Suppliers 0%Taxes and wages 1%Other 99%
Of this, €177,431 falls due within a year.
Liquidity
1.34 was 27.46 in 2024
Short-term debts rose from €9,131 to €177,431.
Filings
16 annual accounts since 2010
Two of the last ten came late. The 2018 accounts came latest: 114 days after the end of the period.
Position in the sector
4.2%
Lower solvency than 88% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.
Checked score
90
Excellent
Financially stronger than 21% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €10,219 (4.2% of total assets)
lowers risk
Size: total assets €241,643
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.34, cash €65,800
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 12% of them on solvency, 24% on liquidity, 45% on profitability and 4% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,325 companies had the same profile as Arcade Concept Engineering has now. Each dot stands for 4 companies, two years later.
95.2%
were still trading
3.2%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Arcade Concept Engineering itself is lower: 0.1% within 12 months. It rests on far more data about Arcade Concept Engineering than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for Arcade Concept Engineering. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.34 (27.46 in 2024), below the usual 1.5. Short-term debt is 73.4% and cash 27.2% of total assets. 95.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 11794 sector peers (2025).
NBB · sector comparisonPosition among 11794 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
7 days early
2023
15 days early
2022
33 days early
2021
19 days early
2020
22 days early
2019
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
New director
Cretien Gustaef De Cauwer appointed, BV CREDECA resigned · Permanent representative: Cretien Gustaef De Cauwer · General meeting of 02-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0821310084
Registered office moved within Lokeren
New registered office: Hillarestraat 172, 9160 Lokeren · Previous registered office: Heiendestraat 23, 9160 Lokeren · Permanent representative: DE CAUWER Cretien Gustaef · General meeting of 03-10-2022 · Gazette deed
1 director appointed, 2 resignations
Resignations: Jan De Cauwer and Cretien De Cauwer · Appointment: Credeca BV · Permanent representative: Cretien De Cauwer · Board meeting of 01-02-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Arcade Concept Engineering Lokeren | €241,643 | €11,915 | 4.2% | - |
| BIOMECHANICS MOTION CONCEPTS Woluwe-Saint-Pierre | €296,078 | €12,282 | 85.0% | - |
| LingK Niel | €191,636 | €12,615 | 53.0% | - |
| LICHTADVIES Ninove | €194,679 | €16,942 | 52.3% | 0 |
| Hyperbole, bureau d'études Mons | €267,955 | €15,130 | 76.6% | - |
| Sitocel Tessenderlo-Ham | €216,258 | €13,706 | 84.0% | - |
| ANAFINEXPRO Liège | €261,434 | €16,480 | 30.4% | - |
These companies have the same main activity as Arcade Concept Engineering: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €192,000 and €296,000, founded between 2005 and 2010.
Official details
Source: KBO- Status
- Active since 10-12-2009Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Establishment unit
- 2.184.123.1659160 Lokeren, since 10-12-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Annual accounts 2025
- €241,643▼ 6.0%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on Arcade Concept Engineering
Arcade Concept Engineering files the micro format. That format states no turnover. The gross margin fell from €121,619 in 2010 to €11,915 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Arcade Concept Engineering
- What is the company number of Arcade Concept Engineering?
- The company number of Arcade Concept Engineering is 0821.310.084. The VAT number is the same number with BE in front: BE 0821.310.084.
- Where is Arcade Concept Engineering based?
- The registered office is at Hillarestraat 172, 9160 Lokeren.Company details
- What does Arcade Concept Engineering do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of Arcade Concept Engineering?
- Arcade Concept Engineering is a private limited company (BV).
- When was Arcade Concept Engineering founded?
- Arcade Concept Engineering was founded on 10-12-2009.
- Is Arcade Concept Engineering still active?
- Yes, Arcade Concept Engineering is an active enterprise in the KBO register.
- How many employees does Arcade Concept Engineering have?
- Arcade Concept Engineering had an average of 11.7 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of Arcade Concept Engineering?
- The turnover in financial year 2025 is ≈ €53,000. This figure is estimated from the gross margin of €11,915 and 30 comparable companies (NACE 71121). It probably lies between €37,000 and €100,000. It is a rough estimate.
- Is Arcade Concept Engineering profitable?
- In financial year 2025, Arcade Concept Engineering made a profit of €18,343.
- Where can I find the annual accounts of Arcade Concept Engineering?
- Arcade Concept Engineering filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Arcade Concept Engineering due?
- Arcade Concept Engineering must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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