ARCADE COACHING & TRAINING
ActiveSummary
The annual accounts of ARCADE COACHING & TRAINING for fiscal year 2025 show a net loss of 70% of total assets and of 70% of the equity at the start of that year. The 2025 annual accounts show equity of €7k and a net result of €-16k. Equity is shrinking by ~35.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 30% of 31694 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-41
Solvency54▼-32
Growth32=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.01 against 2.56 in 2024; short-term debt: 70.6% and cash: 19% of total assets), and 70.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.4%
Return on assets
-69.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
17 d late
2024
8 d late
2023
20 d early
2022
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 70.3%
2024 · €23k
2022: €32k
2023: €22k
2024: €23k
2022 → 2025
Total assets
€23k▼ 38.6%
2024 · €38k
2022: €45k
2023: €35k
2024: €38k
2022 → 2025
Net result
€-16k
2024 · €517
2022: €22k
2023: €-9k
2024: €517
2022 → 2025
Working capital
€173▼ 99.2%
2024 · €23k
2022: €32k
2023: €22k
2024: €23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€32k-€22k▼ 29.0%€23k▲ 2.3%€7k▼ 70.3%
Operating result€28k-€-9k€845€-14k
Net result€22k-€-9k€517€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €845 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€7k
Current assets
€16k
Equity and liabilities €23k
Equity
€7k ▼ 70.3%
Debt
€16k ▲ 10.8%
Debt's share of the balance-sheet total rises from 39.1% to 70.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-14k
Cash flow
€-16k
Current ratio
1.01▼
2024 · 2.56
Debt to equity
2.40▲
2024 · 0.64
ROE
-237.2%▼
2024 · 2.3%
ROA
-69.9%▼
2024 · 1.4%
Interest coverage
-10.83
Debt ≤ 1 year
€16k▲
2024 · €15k
Income taxes
€339▲
2024 · €320
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38k€23k▼
Fixed assets21/28-€7k
Tangible fixed assets22/27-€7k
Other tangible fixed assets26-€7k
Current assets29/58€38k€16k▼
Amounts receivable within one year40/41€19k€11k▼
Trade receivables40€8k€9k▲
Other amounts receivable41€12k€3k▼
Cash at bank and in hand54/58€17k€4k▼
Deferred charges and accrued income490/1€753€725▼
Equity and liabilities
Total equity and liabilities10/49€38k€23k▼
Equity10/15€23k€7k▼
Contributions10/11€10k€10k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€-7k€-23k▼
Amounts payable17/49€15k€16k▲
Amounts payable within one year42/48€15k€16k▲
Trade debts44€8k€11k▲
Suppliers440/4€8k€11k▲
Taxes, remuneration and social security45€320€339▲
Taxes450/3€320€339▲
Other amounts payable47/48€7k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€183
Other operating charges640/8€450€624▲
Gross operating margin9900€1k€-14k▼
Operating profit (loss)9901€845€-14k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€8€1k▲
Recurring financial charges65€8€1k▲
Profit (loss) for the period before taxes9903€837€-16k▼
Income taxes67/77€320€339▲
Profit (loss) for the period9904€517€-16k▼
Profit (loss) for the period to be appropriated9905€517€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-23k▼
Profit (loss) brought forward from the previous period14P€-8k€-7k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €-16k ▼3217%
Net result drops to €-16k, the lowest in the series.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Back to profitnet €517
Net result €517 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Theodoor Vermylenstraat (BAA) 1629200 DendermondeGround area
1,698 m²
Building footprint
211 m²
Volume, LiDAR
970 m³
Parcel 42002C0392/00A000, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ARCADE COACHING & TRAINING
since 20212.320.974.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42002C0392/00A000 | Flanders | 1,698 m² | 1 · 211 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0804.775.445
Lasne · Eq €6,789
SQ CORP
BE 0781.592.445
Wezembeek-Oppem · Eq €6,793
DIIGI
BE 1015.302.859
Gent · Eq €6,793
Cleverstag
BE 1003.131.537
Oudergem · Eq €6,786
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 18,724 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
73200Market research and public opinion polling
78100Employment placement agencies
82100Office administrative and support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.