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Arbor Group

Active
Private limited companyfounded 2022active for 4 yearsSteenhouwersvest 54, 2000 Antwerp, BelgiumKBO/BCE: BE 0789.227.830
Summary

The computed 12-month bankruptcy probability of Arbor Group is 1.8% (moderate). The 2025 annual accounts show equity of €60,993 and a net result of €34,310. Equity has been growing by about 460% per year since 2023. Its solvency ranks better than 34% of 22,793 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 29-07-2022 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 1 other
Establishment unit
2.335.735.650 2000 Antwerp, since 29-07-2022
Financial year end
31 December
Peppol
Reachable since 25-01-2024

Board and ownership

Shareholders
  • MONAR· score 5330-06-2025 annual accounts of MONAR

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€65,172
▲ 53.8%
Turnover
≈ €320,000
estimated
Profit
€34,310
▲ 26.2%
Equity
€60,993
▲ 813%
Total assets
€399,465
▲ 147%
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskFounded in 2022Last filed accounts filed 27 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 01-09-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 40+11
equity 15.3% of total assets
Liquidity 28-22
short-term debt 84.5% · cash 19.4%
Profitability 60-13
return on assets 8.6%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.8%▼ -0.1 percentage points vs 01-2025 03-2025: 1.9%▲ +0.1 percentage points vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 3.7%▲ +1.8 percentage points vs 06-2025 08-2025: 4.7%▲ +1.0 percentage point vs 07-2025 09-2025: 3.6%▼ -1.1 percentage points vs 08-2025 10-2025: 3.6%● unchanged vs 09-2025 11-2025: 3.7%▲ +0.1 percentage points vs 10-2025 12-2025: 3.7%● unchanged vs 11-2025 01-2026: 3.6%▼ -0.1 percentage points vs 12-2025 02-2026: 3.6%● unchanged vs 01-2026 03-2026: 3.6%● unchanged vs 02-2026 04-2026: 3.7%▲ +0.1 percentage points vs 03-2026 05-2026: 4.1%▲ +0.4 percentage points vs 04-2026 06-2026: 4.2%▲ +0.1 percentage points vs 05-2026 07-2026: 4.1%▼ -0.1 percentage points vs 06-2026 08-2026: 5.0%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 1.8%▼ -3.2 percentage points vs 08-2026lowest value 10-2026: 1.8%● unchanged vs 09-2026lowest value 11-2026: 1.8%● unchanged vs 10-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.18 (1.04 in 2024), below the usual 1.5. Short-term debt is 84.5% and cash 19.4% of total assets. 84.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 31% of them on solvency, 25% on liquidity, 42% on profitability and 99% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 27 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 01-09-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
27 days late
2024
83 days late
2023
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 44 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 accounts filed within 56 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Equity rose in 2025from €6,683 to €60,993 ▲ 813% View
  • Positive: Higher net result than 82% of companies in retail tradesector median €5,085 · 22,775 companies €34,310 View

Recent changes

  1. · Gazette deed Registered office moved within AntwerpNew registered office: Steenhouwersvest 54, 2000 Antwerpen · Previous registered office: Theodoor Van Rijswijckplaats 4, 2000 Antwerpen
  2. · Gazette deed IncorporationFounding capital of €20,000, 100,000 shares · Founders: COLLÉ GROUP; GOLDSCHTEIN, Sacha; VOORBRAAK, Sondra · Appointments: GOLDSCHTEIN, Sacha (director) and VOORBRAAK, Sondra (director)
All 7 events

Comparable companies

These companies have the same main activity as Arbor Group: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €328,000 and €386,000, founded between 2021 and 2023.

CompanyTotal assetsGross margin
Arbor Group Antwerp€399,465€65,172
CHAMA FAREZ Chaumont-Gistoux€385,965€60,390
Lukamachain Bertem€358,173€55,193
K&S MODE Haaltert€349,613€63,669
BOUTIQUE CAPRICE Sambreville€355,531€60,961
NativE.D Huy€349,072€79,966
SYLOU Gavere€327,673€76,437
Full comparison

Key facts about Arbor Group

What is the company number of Arbor Group?
The company number of Arbor Group is 0789.227.830. The VAT number is the same number with BE in front: BE 0789.227.830.
Where is Arbor Group based?
The registered office is at Steenhouwersvest 54, 2000 Antwerp.Company details
What does Arbor Group do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of Arbor Group?
Arbor Group is a private limited company (BV).
When was Arbor Group founded?
Arbor Group was founded on 29-07-2022.
Is Arbor Group still active?
Yes, Arbor Group is an active enterprise in the KBO register.
What is the turnover of Arbor Group?
The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €65,172 and 44 comparable companies (NACE 477). It probably lies between €160,000 and €430,000.Financials
Is Arbor Group profitable?
In financial year 2025, Arbor Group made a profit of €34,310.
Where can I find the annual accounts of Arbor Group?
Arbor Group filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Arbor Group due?
Arbor Group must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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