CHAMA FAREZ

Active

Private limited companyfounded 2022active for 4 yearsRue des Frères Poels, Dion-V. 2, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0788.192.405

Summary

The computed 12-month bankruptcy probability of CHAMA FAREZ is 3.1% (moderate). The 2025 annual accounts show equity of €17,934 and a net result of €8,830. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 13,632 sector peers (NACE 46, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

CHAMA FAREZActiveChecked score 50/100

Risk analysis Report Compare

Activity

Agents in the wholesale of textiles, clothing, fur, footwear and leather goods

NACE 46160Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716

2 sites

Size

€385,965total assets 2025

Equity: €17,934
Profit: €8,830

Turnover not published (micro format)

Financial health

50 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.1%

Structure

2025 accounts filed 31 days late1 deed in the Belgian Official Gazette

Why 50raises riskLiquidity: current ratio 1.04, cash €41, halvedFounded in 2022Last filed accounts filed 31 days late; 1 of the last 3 latelowers riskSize: total assets €385,965Show the evidence

Checked score

Score 2025

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 42% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 30+2

equity 4.6% of total assets

Liquidity 4-4

short-term debt 84.1% · cash 0.0%

Profitability 67-7

return on assets 2.3%

Bankruptcy probability, 12 months

3.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)

Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.8%▼ -0.1 percentage points vs 12-2024 02-2025: 1.7%▼ -0.1 percentage points vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 2.4%▲ +0.6 percentage points vs 07-2025 09-2025: 1.3%▼ -1.1 percentage points vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.1%▼ -0.2 percentage points vs 02-2026lowest value 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.3%▲ +0.2 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.2%▼ -0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 3.1%▲ +1.3 percentage points vs 08-2026 10-2026: 3.1%● unchanged vs 09-2026highest value

Credit of up to €500 on 30-day terms is acceptable

Liquidity tight (current ratio 1.04, compared with 1.1 in 2024, below the usual 1.5; short-term debt: 84.1% and cash: 0% of total assets), and 95.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 20% on solvency, 7% on liquidity, 49% on profitability and 93% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Liquidity: current ratio 1.04, cash €41, halved

NBB · annual accounts

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Last filed accounts filed 31 days late; 1 of the last 3 late

NBB · filings

Size: total assets €385,965

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 13632 sector peers (2025).

NBB · sector comparison

Position among 13632 sector peers

Solvency

better than 22%

← weakest strongest →

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 4 filings

Deviation from the deadline

2025

31 days late

2024

27 days late

2023

26 days late

2022

56 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 7 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
27-08-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €13,904

Key points

Total assets 20254 financial years filed €385,965 View
Active since 2022founded 04-07-2022 4 years View

By topic

Financials

Financial year: 2025
Total assets: €385,965
Profit: €8,830
Solvency: 4.6%

Total assets▲ 8.3%

Net result

20222025

Go to Financials

Timeline

Events: 6
Since: 2023
Next accounts: by 31-07-2027

26-08-2024Annual accounts filed
31-12-2023Weakest financial year
05-06-2023Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Agents in the wholesale of textiles, clothing, fur…NACE 46160
Founded: 04-07-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about CHAMA FAREZ

What is the company number of CHAMA FAREZ?: 0788.192.405. In Belgium the VAT number is the company number with BE in front: BE 0788.192.405.
Where is CHAMA FAREZ based?: The registered office is at Rue des Frères Poels, Dion-V. 2, 1325 Chaumont-Gistoux.Company details
What does CHAMA FAREZ do?: According to the KBO register, the main activity is agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160).
What is the legal form of CHAMA FAREZ?: Private limited company (BV).
When was CHAMA FAREZ founded?: On 04-07-2022.
Is CHAMA FAREZ still active?: Yes, CHAMA FAREZ is an active enterprise in the KBO register.
What is the turnover of CHAMA FAREZ?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CHAMA FAREZ profitable?: In financial year 2025, CHAMA FAREZ made a profit of €8,830.
Where can I find the annual accounts of CHAMA FAREZ?: CHAMA FAREZ filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHAMA FAREZ due?: By 31-07-2027, for financial year 2026.Timeline