The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Signal hidden, visible after signing inVisible after signing in
Board and ownership
Hidden nameVisible after signing in
Director, since 15-12-2023
Name after signing inVisible after signing in
Director, since 15-12-2023
Name hiddenVisible after signing in 79.55%score XXVisible after signing inequity €13.4m (2025) · 2025 annual accounts of Name after signing inVisible after signing in
Name hiddenVisible after signing in 50%score XXVisible after signing inequity -€1.3m (2025) · annual accounts 2020
Name after signing inVisible after signing in 20.45%score XXVisible after signing inequity €939,426 (2025) · 2025 annual accounts of Hidden nameVisible after signing in
Shares in 4 companies, including Name after signing inVisible after signing in and Name hiddenVisible after signing in
2 directors reappointed
Permanent representative: Name hiddenVisible after signing in · Hidden nameVisible after signing in (director) and Name after signing inVisible after signing in (director) · Director discharge: Name hiddenVisible after signing in · General meeting of 15-12-2023 · Gazette deed
Registered office clause: Rue Bernipré 30, à 6041 Gosselies
Director in office: Hidden nameVisible after signing in (managing director) · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0426107637
3 directors reappointedName after signing inVisible after signing in (managing director), Name hiddenVisible after signing in and Hidden nameVisible after signing in · Permanent representative: Name after signing inVisible after signing in · General meeting of 27-06-2019 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
Grey: the largest companies of the sector (financial services (NACE 64)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ARBIOS: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €4.8m and €20m, founded between 1981 and 1997.
Official details
Source: KBO
Status
Active since 22-08-1984Normal situation
Registered office
23 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 12 November 2026.