H.B. - ADMINISTRATIE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.40M and a net result of €227. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 48% of 5498 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
15 d early
2023
27 d early
2022
8 d early
2021
10 d late
2020
10 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.40M=
2024 · €2.40M
2018: €2.38M
2019: €2.38M
2020: €2.39M
2021: €2.39M
2022: €2.39M
2023: €2.39M
2024: €2.40M
2018 → 2025
Net result
€227▼ 91.6%
2024 · €3k
2018: €55k
2019: €8k
2020: €1k
2021: €4k
2022: €798
2023: €4k
2024: €3k
2018 → 2025
Total assets
€4.83M▲ 5.4%
2024 · €4.59M
2018: €2.82M
2019: €2.72M
2020: €3.56M
2021: €4.42M
2022: €4.47M
2023: €4.35M
2024: €4.59M
2018 → 2025
Solvency
49.6%▼ 2.7pp
2024 · 52.3%
2018: 84.2%
2019: 87.8%
2020: 67.0%
2021: 54.1%
2022: 53.5%
2023: 55.0%
2024: 52.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€34k-€27k▼ 18.8%€36k▲ 30.1%€26k▼ 26.6%€24k▼ 8.3%
Equity€2.39M-€2.39M=€2.39M▲ 0.1%€2.40M▲ 0.1%€2.40M=
Operating result€-15k-€-27k▼ 86.0%€-18k▲ 33.7%€-32k▼ 76.4%€-34k▼ 6.0%
Net result€4k-€798▼ 80.5%€4k▲ 348%€3k▼ 24.9%€227▼ 91.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €34k in 2025 against €32k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.83M
Fixed assets
€617k▼ 1.1%
Current assets
€4.22M▲ 6.4%
Equity and liabilities €4.83M
Equity
€2.40M=
Debt
€2.44M▲ 11.3%
The debt ratio rises from 47.7% to 50.4%. Debt is higher.
Key figures and ratios
Solvency
49.6%▼
2024 · 52.3%
ROE
0.0%▼
2024 · 0.1%
ROA
0.0%▼
2024 · 0.1%
Debt
€2.44M▲
2024 · €2.19M
Debt ≤ 1 year
€2.44M▲
2024 · €2.19M
Income taxes
€778▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.59M€4.83M▲
Fixed assets21/28€623k€617k▼
Intangible fixed assets21€11k€6k▼
Tangible fixed assets22/27€1k-
Plant, machinery and equipment23€446-
Furniture and vehicles24€817-
Financial fixed assets28€611k€611k=
Current assets29/58€3.96M€4.22M▲
Amounts receivable within one year40/41€3.95M€4.16M▲
Trade receivables40€49k€48k▼
Other amounts receivable41€3.90M€4.11M▲
Cash at bank and in hand54/58€17k€59k▲
Equity and liabilities
Total equity and liabilities10/49€4.59M€4.83M▲
Equity10/15€2.40M€2.40M=
Contributions10/11€92k€92k=
Reserves13€1.50M€1.50M=
Distributable reserves133€1.50M€1.50M=
Profit (loss) carried forward14€805k€805k=
Amounts payable17/49€2.19M€2.44M▲
Amounts payable within one year42/48€2.19M€2.44M▲
Current portion of amounts payable after more than one year42€6k-
Trade debts44€146k€121k▼
Suppliers440/4€146k€121k▼
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€2.04M€2.31M▲
Income statement
Code20242025
Turnover70€26k€24k▼
Goods, raw materials, services and sundry goods60/61€42k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€7k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-15k€-25k▼
Operating profit (loss)9901€-32k€-34k▼
Financial income75/76B€75k€78k▲
Recurring financial income75€75k€78k▲
Financial charges65/66B€40k€44k▲
Recurring financial charges65€40k€43k▲
Non-recurring financial charges66B-€864
Profit (loss) for the period before taxes9903€4k€1k▼
Income taxes67/77€1k€778▼
Profit (loss) for the period9904€3k€227▼
Profit (loss) for the period to be appropriated9905€3k€227▼
Appropriation of the result
Profit (loss) to be appropriated9906€805k€805k=
Profit (loss) brought forward from the previous period14P€802k€805k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €227 ▼91.6%
Net result drops to €227, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaartdijk 152960 BrechtGround area
1.6 ha
Building footprint
5,646 m²
Volume, LiDAR
41,368 m³
2 parcels, Flanders · tallest building 18.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jagersdreef 1 C, 2900 Schoten
since 19972.061.823.981
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040A0001/00K107 | Flanders | 8,654 m² | 1 · 2,623 m² | 7.9 m · 2 fl. |
| 11332K0057/00W004 | Flanders | 7,389 m² | 1 · 3,024 m² | 18.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 10,354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-1993
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.