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ARAMO

Active
Private limited companyfounded 200026 yrs activeHemelrijken 12, 2890 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0471.946.867
Summary

ARAMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.6m and a net result of €192,595. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 94% of 4630 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▼-14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.06 against 0.34 in 2023; short-term debt: 3.5% and cash: 0% of total assets), and 3.5% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
96.5%
Return on assets
5.2%
Age of the figures
24 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €3.6m
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 151 days later.
NBB · 10 filings
Position against the passed deadline
30-09-2025 close30-04-2026 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 20-06-2025, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
51 d late
2023
89 d late
2022
77 d late
2021
22 d late
2020
on the day
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 May 2000, ARAMO was incorporated.1 Total assets went from EUR 3.9 million in 2018 to EUR 3.7 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€192,595▼ 53.0%
2023 · €410,162
Working capital
-€124,571▲ 60.7%
2023 · -€317,165
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€7,204▲ 3.3%-€6,214▲ 13.7%-€5,667▲ 8.8%-€12,779▼ 125%-€7,551▲ 40.9%
Net result€197,185above the sector's middle half▲ 0.5%€693,531above the sector's middle half▲ 252%€297,940above the sector's middle half▼ 57.0%€410,162above the sector's middle half▲ 37.7%€192,595within the sector's middle half▼ 53.0%
Equity€3.3mabove the sector's middle half▼ 0.1%€3.3mabove the sector's middle half▲ 0.1%€3.3mabove the sector's middle half▼ 0.2%€3.4mabove the sector's middle half▲ 4.6%€3.6mabove the sector's middle half▲ 5.6%
Total assets€3.9mabove the sector's middle half=€4.4mabove the sector's middle half▲ 12.6%€3.7mabove the sector's middle half▼ 15.9%€3.9mwithin the sector's middle half▲ 4.4%€3.7mwithin the sector's middle half▼ 4.0%
Debt€672,118▲ 0.5%€1.2m▲ 73.5%€467,283▼ 59.9%€482,117▲ 3.2%€131,983▼ 72.6%
Working capital-€342,843below the sector's middle half▼ 40.9%-€179,226below the sector's middle half▲ 47.7%-€10,696within the sector's middle half▲ 94.0%-€317,165below the sector's middle half▼ 2,865%-€124,571below the sector's middle half▲ 60.7%
Solvency82.9%above the sector's middle half▼ 0.1pp73.7%within the sector's middle half▼ 9.2pp87.5%above the sector's middle half▲ 13.8pp87.6%above the sector's middle half▲ 0.1pp96.5%above the sector's middle half▲ 8.8pp
Current ratio0.38below the sector's middle half▼ 0.080.80within the sector's middle half▲ 0.420.08below the sector's middle half▼ 0.720.34below the sector's middle half▲ 0.270.06below the sector's middle half▼ 0.29
Return on assets (ROA)5.0%within the sector's middle half=15.6%above the sector's middle half▲ 10.6pp8.0%within the sector's middle half▼ 7.7pp10.5%within the sector's middle half▲ 2.5pp5.2%within the sector's middle half▼ 5.4pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000€600,000Operating result 2020: -€7,204-€7,204Net result 2020: €197,185€197,185Operating result 2021: -€6,214-€6,214Net result 2021: €693,531€693,531Operating result 2022: -€5,667-€5,667Net result 2022: €297,940€297,940Operating result 2023: -€12,779-€12,779Net result 2023: €410,162€410,162Operating result 2024: -€7,551-€7,551Net result 2024: €192,595€192,59520202021202220232024-€200,000€0€200,000€400,000Operating result 2022: -€5,667-€5,670Net result 2022: €297,940€298,000Operating result 2023: -€12,779-€12,800Net result 2023: €410,162€410,000Operating result 2024: -€7,551-€7,550Net result 2024: €192,595€193,000202220232024
The operating result stays negative: a loss of €7,551 in 2024 against €12,779 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.7m
Fixed assets €3.7m =
Current assets €7,412 ▼ 95.5%
Equity and liabilities €3.7m
Equity €3.6m ▲ 5.6%
Debt €131,983 ▼ 72.6%
Debt's share of the balance-sheet total falls from 12.4% to 3.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.04▼
2023 · 0.14
ROE
5.3%▼
2023 · 12.0%
Debt ≤ 1 year
€131,983▼
2023 · €482,117
Income taxes
€157▼
2023 · €542
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet Code20232024
Assets
Total assets20/58€3.9m€3.7m▼
Fixed assets21/28€3.7m€3.7m=
Financial fixed assets28€3.7m€3.7m=
Affiliated companies280/1€3.7m€3.7m=
Participating interests280€3.7m€3.7m=
Current assets29/58€164,952€7,412▼
Amounts receivable within one year40/41€161€6,721▲
Trade receivables40-€6,533
Other amounts receivable41€161€188▲
Cash at bank and in hand54/58€164,791€691▼
Equity and liabilities
Total equity and liabilities10/49€3.9m€3.7m▼
Equity10/15€3.4m€3.6m▲
Contributions10/11€43,400€43,400=
Reserves13€3.4m€3.6m▲
Distributable reserves133€3.4m€3.6m▲
Amounts payable17/49€482,117€131,983▼
Amounts payable within one year42/48€482,117€131,983▼
Trade debts44€10,901€5,758▼
Suppliers440/4€10,901€5,758▼
Taxes, remuneration and social security45€306€306=
Taxes450/3€306€306=
Other amounts payable47/48€470,910€125,919▼
Income statement Code20232024
Operating income70/76A-€6,533
Other operating income74-€6,533
Operating charges60/66A€12,779€14,084▲
Services and other goods61€11,765€12,876▲
Other operating charges640/8€1,014€1,208▲
Operating profit (loss)9901-€12,779-€7,551▲
Financial income75/76B€423,666€201,715▼
Recurring financial income75€423,666€201,715▼
Income from financial fixed assets750€423,666€200,356▼
Other financial income752/9-€1,359
Financial charges65/66B€183€1,413▲
Recurring financial charges65€183€1,413▲
Debt charges650-€109
Other financial charges652/9€183€1,303▲
Profit (loss) for the period before taxes9903€410,704€192,751▼
Income taxes67/77€542€157▼
Taxes670/3€542€157▼
Profit (loss) for the period9904€410,162€192,595▼
Profit (loss) for the period to be appropriated9905€410,162€192,595▼
Appropriation of the result
Profit (loss) to be appropriated9906€410,162€192,595▼
Transfer from equity791/2€260,931-
From reserves792€260,931-
Transfer to equity691/2€410,162€192,595▼
To other reserves6921€410,162€192,595▼
Profit to be distributed694/7€260,931-
Return on contributions (dividend)694€260,931-

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Operating income70/76A----€6,533-
Other operating income74----€6,533-
Operating charges60/66A---€12,779€14,084▲ 10.2%
Services and other goods61---€11,765€12,876▲ 9.4%
Other operating charges640/8-€1,008€1,176€1,014€1,208▲ 19.1%
Gross operating margin9900-€6,236-€5,206-€4,491---
Operating profit (loss)9901-€7,204-€6,214-€5,667-€12,779-€7,551▲ 40.9%
Financial income75/76B-€700,000€303,807€423,666€201,715▼ 52.4%
Recurring financial income75€205,000€700,000€303,807€423,666€201,715▼ 52.4%
Income from financial fixed assets750---€423,666€200,356▼ 52.7%
Other financial income752/9----€1,359-
Financial charges65/66B-€255€201€183€1,413▲ 671%
Recurring financial charges65€32€255€201€183€1,413▲ 671%
Debt charges650----€109-
Other financial charges652/9---€183€1,303▲ 612%
Profit (loss) for the period before taxes9903€197,185€693,531€297,940€410,704€192,751▼ 53.1%
Income taxes67/77---€542€157▼ 71.1%
Taxes670/3---€542€157▼ 71.1%
Profit (loss) for the period9904€197,185€693,531€297,940€410,162€192,595▼ 53.0%
Profit (loss) for the period to be appropriated9905€197,185€693,531€297,940€410,162€192,595▼ 53.0%
Line20202021202220232024Change
Assets
Total assets20/58€3.9m€4.4m€3.7m€3.9m€3.7m▼ 4.0%
Fixed assets21/28€3.7m€3.7m€3.7m€3.7m€3.7m=
Financial fixed assets28€3.7m€3.7m€3.7m€3.7m€3.7m=
Affiliated companies280/1---€3.7m€3.7m=
Participating interests280---€3.7m€3.7m=
Current assets29/58€207,876€705,320€886€164,952€7,412▼ 95.5%
Amounts receivable within one year40/41€205,000€700,000-€161€6,721▲ 4,084%
Trade receivables40----€6,533-
Other amounts receivable41-€700,000-€161€188▲ 16.8%
Cash at bank and in hand54/58€2,876€5,320€886€164,791€691▼ 99.6%
Equity and liabilities
Total equity and liabilities10/49€3.9m€4.4m€3.7m€3.9m€3.7m▼ 4.0%
Equity10/15€3.3m€3.3m€3.3m€3.4m€3.6m▲ 5.6%
Contributions10/11-€43,400€43,400€43,400€43,400=
Reserves13€3.2m€3.2m€3.2m€3.4m€3.6m▲ 5.7%
Distributable reserves133-€3.2m€3.2m€3.4m€3.6m▲ 5.7%
Amounts payable17/49€672,118€1.2m€467,283€482,117€131,983▼ 72.6%
Amounts payable after more than one year17€121,399€281,486€455,701---
Other amounts payable178/9-€281,486€455,701---
Amounts payable within one year42/48€550,719€884,545€11,582€482,117€131,983▼ 72.6%
Trade debts44€1,155€3,891€4,070€10,901€5,758▼ 47.2%
Suppliers440/4-€3,891€4,070€10,901€5,758▼ 47.2%
Taxes, remuneration and social security45-€306€306€306€306=
Taxes450/3-€306€306€306€306=
Other amounts payable47/48-€880,348€7,206€470,910€125,919▼ 73.3%
Line20202021202220232024Change
Profit (loss) for the period9904€197,185€693,531€297,940€410,162€192,595▼ 53.0%
Operating cash flow (approximation)€197,185€693,531€297,940€410,162€192,595▼ 53.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€2,444-€4,434€163,905-€164,100▼ 200%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
20-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 51 days late
2024
28-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 89 days late
2023
16-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 77 days late
2022
22-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
30-09
Financial Highest result since 2018net €693,531 ▲252%
Net result €693,531, the highest in the series.
30-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 3 days late
2018
28-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
26-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-04
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2000
seat establishment approximate The establishment unit on the map
Ground area
2,404 m²
Building footprint
908 m²
Volume, LiDAR
6,822 m³
Parcel 12034A0436/00D000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hemelrijken 12, 2890 Puurs-Sint-Amands
Air transport
since 20002.100.893.702
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12034A0436/00D000 Flanders 2,403 m² 1 · 908 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners · 4 holdings · 5 subsidiaries in the tree

Chain of control

  1. KBT Activity Toys Worldwide 99.8%
  2. ARAMO

Highest known parent: KBT Activity Toys Worldwide. The sources do not say who stands above it.

Owners 2

Holdings 4

All subsidiaries, including indirect ones 5

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the annual accounts to 30-09-2024 of ARAMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 14,091 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-05-2000
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
46190Agents in non-specialised wholesale trade
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0471946867
Registered 30-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.