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Complete company report
Generated 27-06-2026
Active BE 0846.419.822Foreign entity

ARAG SE

ARAG PLATZ 1 ·40472 DUSSELDORF, Belgium· 14 yrs active
Sector: NACE 65121 (65121)
Conclusion Checked

For the legal form of ARAG SE, Checked does not compute a bankruptcy probability. The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 14 yrs
Locations 1
Publications 18
Bankruptcy probability (12 mo) Checked model v1 · free

For this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2012 — 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview
No financial data
No annual-account figures are available for this company yet. New companies are added continuously — check back soon, or email us to prioritise this one.
Legal Structure
NACE primary 65121
Legal form Foreign entity(030)
Incorporation07-06-2012
StatusActive
Postal code40472
Connections & network 40 connected companies
Network connections
Air Liquide Finance
Shared address
→
BELL-ART
Shared address
→
CAFU Benelux
Shared address
→
ELITT
Shared address
→
→
EVENEPOEL PROPERTIES
Shared address
→
EXPEDIA
Shared address
→
→
FINNOVAREGIO
Shared address
→
FMCG TRADING
Shared address
→
→
→
GPA LUX CONSULT
Shared address
→
HEA
Shared address
→
Identic
Shared address
→
IMMO IXELLES 60
Shared address
→
INTERSPORT BELGIUM
Shared address
→
JOSS GROUP
Shared address
→
KLAXXI
Shared address
→
→
PATCOUS
Shared address
→
Payments Europe
Shared address
→
Qvest Media Belgium
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
ARAG SE - Branch Belgium
Kunstlaan 56, 1000 BrusselRechtstreekse verzekeringsverrichtingen niet-leven
since 20122.211.666.118
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21805E0475/00F000 Brussels 4,653 m² 1 · 2,861 m² 34.5 m · 9 fl.
Methodology
via establishment units: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 18 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
16-04-2026
State Gazette act Director changes
2025
04-12-2025
State Gazette act Capital & shares
04-12-2025
State Gazette act Director changes
04-12-2025
State Gazette act Director changes
v3.2
04-12-2025
State Gazette act Capital & shares
v3.2
14-10-2025
State Gazette act Registered-office change
v3.2
14-10-2025
State Gazette act Registered-office change
15-07-2025
State Gazette act Director changes
v3.2
15-07-2025
State Gazette act Director changes
2024
09-07-2024
State Gazette act Director changes
09-07-2024
State Gazette act Director changes
v3.2
29-03-2024
State Gazette act Director changes
v3.2
2023
19-10-2023
State Gazette act Director changes
v3.2
2021
20-04-2021
State Gazette act Director changes
v3.2
2019
30-08-2019
State Gazette act Director changes
v3.2
2018
09-02-2018
State Gazette act Director changes
v3.2
2016
22-11-2016
State Gazette act Director changes
v3.2
2015
29-01-2015
State Gazette act Director changes
v3.2
Belgisch Staatsblad — acts 18 acts
Capital history · 2
04-12-2025
Capital change
04-12-2025
v3.2
Address history · 2
14-10-2025
v3.2
14-10-2025
Registered-office move
All acts · 18 updated 2 months ago
2026
16-04-2026 4 directors appointed Director changes
  • Tom BERVOETS — Directeur
  • Fabienne DECROOS — Directeur
  • Astrid D'OTREPPE — Directeur
  • Gilles DE GEYTER — Directeur
Technical details 
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        "rrn": null,
        "name": "Mireille URLUS",
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        "birth_date": null,
        "profession": "CEO",
        "birth_place": null
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      "reason": null,
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        "name": "Olivier DEMOLIN",
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    {
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        "name": "Patrick SCHOOFS",
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      "person": {
        "rrn": null,
        "name": "Tom BERVOETS",
        "address": null,
        "birth_date": null,
        "profession": "Head of Sales",
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      },
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    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Fabienne DECROOS",
        "address": null,
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        "profession": "HR-Office Manager",
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      },
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    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Astrid D\u0027OTREPPE",
        "address": null,
        "birth_date": null,
        "profession": "Head of Claims and Customer Services",
        "birth_place": null
      },
      "reason": null,
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    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Gilles DE GEYTER",
        "address": null,
        "birth_date": null,
        "profession": "Marketing \u0026 Communications Manager",
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
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    },
    {
      "kind": "substantive_delegation",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Laurence VANDEBROECK",
        "address": null,
        "birth_date": null,
        "profession": "Head of Legal \u0026 Compliance",
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": null,
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      "compensated": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2026-04-16",
    "filing_date": null,
    "act_kind_objet": "Pouvoirs"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2026-04-09",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0846.419.822",
    "name_full": "ARAG SE",
    "legal_form": "Societas Europaea de droit allemand"
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
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    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2025
04-12-2025 Transaction in capital or shares Capital & shares
Technical details 
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
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  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-12-04",
    "filing_date": "2025-11-27",
    "act_kind_objet": "Pouvoirs"
  },
  "decision": {
    "body": "notarieel_alleen",
    "act_date": null,
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    "under_authorized_capital": false,
    "underlying_resolution_date": null
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  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0846.419.822",
    "name_full": "ARAG SE",
    "legal_form": "Societas Europaea de droit allemand",
    "is_foreign_registered": true
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  "publication_proxy": {
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  "co_filed_documents": [],
  "shareholders_after": [],
  "share_classes_after": []
}
04-12-2025 6 directors appointed Director changes
  • Tom BERVOETS — Directeur
  • Dominique CALLAERT — Directeur
  • Fabienne DECROOS — Directeur
  • Astrid D'OTREPPE — Directeur
  • Gilles DE GEYTER — Directeur
  • Lucie EURSELS — Directeur
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Mireille URLUS",
        "address": null,
        "birth_date": null,
        "profession": "CEO",
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Le comit\u00E9 de direction accorde \u00E0 Madame Mireille Urlus les pouvoirs suivants: a)En tant que fond\u00E9e de pouvoir principal, il lui est attribu\u00E9 le pouvoir de procuration individuel limit\u00E9 \u00E0 la succursale, aux fins d\u0027engager la soci\u00E9t\u00E9 par rapport \u00E0 des tiers et de la repr\u00E9senter aupr\u00E8s des administrati",
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        "rrn": null,
        "name": "Olivier DEMOLIN",
        "address": null,
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      "evidence_quote": "Olivier DEMOLIN assume, avec le titre de Chief Financial Officer, la responsabilit\u00E9 des d\u00E9partements Finance, Risk, Underwriting \u0026 Technical Performance, Product Management, Audit, Quality Management et Procurement Management",
      "decharge_status": null,
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    {
      "kind": "substantive_delegation",
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      "person": {
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      "evidence_quote": "Patrick SCHOOFS assume, avec le titre de Chief Operating Officer, la responsabilit\u00E9 des d\u00E9partements IT, Customer Services et Claims",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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      "rep_rotation_new_rep": null,
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    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "directeur",
      "person": {
        "rrn": null,
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      "evidence_quote": "Mireille Urlus confie -\u00E0 Monsieur Tom BERVOETS (cat\u00E9gorie B), la gestion journali\u00E8re du d\u00E9partement Sales avec le titre de \u003C Head of Sales \u00BB",
      "decharge_status": null,
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        "kind": "indefinite",
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        "rrn": null,
        "name": "Dominique CALLAERT",
        "address": null,
        "birth_date": null,
        "profession": "IT\u0026Operations Manager",
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "-\u00E0 Monsieur Dominique CALLAERT (cat\u00E9gorie B), la gestion journali\u00E8re du d\u00E9partement IT avec le titre de \u003C IT\u0026Operations Manager \u003E\u003E",
      "decharge_status": null,
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    },
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        "rrn": null,
        "name": "Fabienne DECROOS",
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        "profession": "Human Resources Manager",
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      },
      "reason": null,
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      "compensated": null,
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      "evidence_quote": "-\u00E0 Madame Fabienne DECROOS (cat\u00E9gorie B), la gestion journali\u00E8re du d\u00E9partement ressources humaines avec le titre de Human Resources Manager",
      "decharge_status": null,
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        "rrn": null,
        "name": "Astrid D\u0027OTREPPE",
        "address": null,
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      },
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      "compensated": null,
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      "evidence_quote": "-\u00E0 Madame Astrid D\u0027OTREPPE (cat\u00E9gorie B), la gestion journali\u00E8re des d\u00E9partements \u003C claims \u003E et \u003C\u003C Customer Services \u003E (ad interim) avec le titre de \u003C\u003C Head of Claims \u0026 Customer Services ad interim \u00BB",
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        "profession": "Marketing \u0026 Communications Manager",
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      },
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      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "-\u00E0 Monsieur Gilles DE GEYTER (cat\u00E9gorie B), la gestion journali\u00E8re du d\u00E9partement Marketing \u0026 Communications avec le titre de Marketing \u0026 Communications Manager",
      "decharge_status": null,
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    },
    {
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      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Lucie EURSELS",
        "address": null,
        "birth_date": null,
        "profession": "Procurement Manager",
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
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      "evidence_quote": "-\u00E0 Madame Lucie EURSELS (cat\u00E9gorie B), la gestion journali\u00E8re du d\u00E9partement Procurement avec le titre de Procurement Manager",
      "decharge_status": null,
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        "value": null
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  "notary": {
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  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-12-04",
    "filing_date": "2025-11-27",
    "act_kind_objet": "Pouvoirs"
  },
  "decisions": [
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  "is_correction": false,
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  "publication_proxy": {
    "kind": "person",
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    "person_name": "Mireille URLUS",
    "org_rep_person_name": null,
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  },
  "co_filed_documents": [],
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}
04-12-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
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  "schema": "v3.2",
  "act_meta": {
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  "subject_company": {
    "kbo": "0846.419.822",
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    "legal_form": "SETR"
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}
04-12-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
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  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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  "subject_company": {
    "kbo": "0846.419.822",
    "name_full": "ARAG SE",
    "legal_form": "SETR"
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}
14-10-2025 Registered office moved from Ixelles to Bruxelles Registered-office change
  • Place du Champ de Mars 5, 1050 Ixelles → Avenue des Arts 56, 1000 Bruxelles
Summary: v3.2
Technical details 
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  "events": [
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      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Bruxelles",
        "region": "Brussels Gewest",
        "street": "Avenue des Arts",
        "country": "BE",
        "postcode": "1000",
        "box_number": null,
        "street_number": "56"
      },
      "old_address": {
        "city": "Ixelles",
        "region": "Brussels Gewest",
        "street": "Place du Champ de Mars",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "5"
      },
      "effective_date": "2025-10-01",
      "evidence_quote": "ARAG SE-Branch Belgium (BCE 0846.419.822), succursale Belge d\u0027ARAG SE (HRB 66846) \u00E9tablie Place du Champ de Mars 5 \u00E0 1050 Bruxelles sera \u00E9tablie \u00E0 partir du 1er octobre 2025 \u00E0 l\u0027adresse: \u0022ARTS 56\u0022 Avenue des Arts 56 1000 Bruxelles."
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  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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  "subject_company": {
    "kbo": "0846.419.822",
    "name_full": "ARAG SE",
    "legal_form": "SETR"
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14-10-2025 Registered office moved from DUSSELDORF to Bruxelles Registered-office change
  • ARAG PLATZ 1 -40472 DUSSELDORF - Allemagne (Rép.féd.) → Avenue des Arts 56 1000 Bruxelles.
Technical details 
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    "pub_date": "2025-10-14",
    "filing_date": "2025-10-07",
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  "decision": {
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15-07-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
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    "extractor": "constrained-core-35b"
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15-07-2025 5 directors appointed Director changes
  • Dominique CALLAERT — Directeur
  • Fabienne DECROOS — Directeur
  • Astrid D'OTREPPE — Directeur
  • Gilles DE GEYTER — Directeur
  • Tatiana L.EQUIME — Directeur
Technical details 
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      "evidence_quote": "Le comit\u00E9 de direction accorde \u00E0 Madame Mireille Urlus les pouvoirs suivants : a)En tant que fond\u00E9e de pouvoir principal, il lui est attribu\u00E9 le pouvoir de procuration individuel limit\u00E9 \u00E0 la succursale, aux fins d\u0027engager la soci\u00E9t\u00E9 par rapport \u00E0 des tiers et de la repr\u00E9senter aupr\u00E8s des administrat",
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      "decharge_status": null,
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      },
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    },
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      "kind": "substantive_delegation",
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      "person": {
        "rrn": null,
        "name": "Laurence VANDEBROECK",
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        "profession": "Head of Legal \u0026 Compliance",
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      },
      "reason": null,
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      "evidence_quote": "C: Pouvoirs de signatures internes VANDEBROECK Laurence, Head of Legal \u0026 Compliance",
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    "filing_date": "2025-05-21",
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2024
09-07-2024 6 directors appointed Director changes
  • Dominique CALLAERT — Directeur
  • Fabienne DECROOS — Directeur
  • Astrid D'OTREPPE — Directeur
  • Gilles DE GEYTER — Directeur
  • Tom HOEDEMAKERS — Directeur
  • Tatiana LEQUIME — Directeur
Technical details 
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09-07-2024 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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    "name_full": "ARAG SE",
    "legal_form": "SETR"
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29-03-2024 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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    "name_full": "ARAG SE",
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}
2023
19-10-2023 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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  "subject_company": {
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    "name_full": "ARAG SE",
    "legal_form": "SETR"
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}
2021
20-04-2021 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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    "name_full": "ARAG SE",
    "legal_form": "SETR"
  }
}
2019
30-08-2019 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0846.419.822",
    "name_full": "ARAG SE",
    "legal_form": "SETR"
  }
}
2018
09-02-2018 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0846.419.822",
    "name_full": "ARAG SE",
    "legal_form": "SETR"
  }
}
2016
22-11-2016 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0846.419.822",
    "name_full": "ARAG SE",
    "legal_form": "SETR"
  }
}
2015
29-01-2015 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0846.419.822",
    "name_full": "ARAG SE",
    "legal_form": "SETR"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Rechtstreekse verzekeringsverrichtingen niet-leven65121Rechtstreekse verzekeringsverrichtingen niet-leven65121
Primary activity highlighted.
Names & trade names
Legal nameFR ARAG SE
Registered office
ARAG PLATZ 1
40472 DUSSELDORF, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative