2023 accounts filed 50 days after the deadline2023 figures too old to score
Bankruptcy probability
No current score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The latest figures are for FY 2023. They are too old for a current score.
Bankruptcy probability: High
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
17.0% High
0%0.5%1.5%4%10%≥ 25%
About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months12-2024: 4.5%lowest value01-2025: 5.3%▲ +0.8 percentage points vs 12-202402-2025: 5.3%● unchanged vs 01-202503-2025: 5.4%▲ +0.1 percentage points vs 02-202504-2025: 5.7%▲ +0.3 percentage points vs 03-202505-2025: 5.7%● unchanged vs 04-202506-2025: 5.7%● unchanged vs 05-202507-2025: 5.8%▲ +0.1 percentage points vs 06-202508-2025: 6.5%▲ +0.7 percentage points vs 07-202509-2025: 6.9%▲ +0.4 percentage points vs 08-202510-2025: 8.8%▲ +1.9 percentage points vs 09-202511-2025: 9.0%▲ +0.2 percentage points vs 10-202512-2025: 10.3%▲ +1.3 percentage points vs 11-202501-2026: 13.3%▲ +3.0 percentage points vs 12-202502-2026: 13.3%● unchanged vs 01-202603-2026: 13.3%● unchanged vs 02-202604-2026: 12.9%▼ -0.4 percentage points vs 03-202605-2026: 12.9%● unchanged vs 04-202606-2026: 12.7%▼ -0.2 percentage points vs 05-202607-2026: 12.7%● unchanged vs 06-202608-2026: 13.3%▲ +0.6 percentage points vs 07-202609-2026: 13.3%● unchanged vs 08-202610-2026: 17.0%▲ +3.7 percentage points vs 09-2026highest value11-2026: 17.0%● unchanged vs 10-2026highest value
Financial strength, FY 2023
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
Weak
22equity -3.0% of total assets
6short-term debt 103.0% · cash 5.1%
0return on assets -20.4%
Credit check for an amount and term of your choice
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 19-09-2024, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
The company filed its 2023 accounts 50 days after the deadline. The Belgian median for financial year 2023 was 3 days before the deadline, and 40% of all filings were late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
“Toutes activités généralement quelconques se rapportant directement ou indirectement à : transport national et…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
The computed 12-month bankruptcy probability of ARAC-INTER is 17.0% (high). The 2023 annual accounts show negative equity (-€436) and a net result of -€2,936.
The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
each dot is a set of accounts, on the day it reached the National Bank
2023 annual accounts filed 50 days after the deadline. Filed on 19 September 2024, deadline 31 July 2024 (7 months after the close on 31 December 2023, Companies Code art. 3:10). Source: NBB, 2024-00476854.
per financial year, computed from the annual accounts
Line
Trend
2023
-436
-23.8%
-3.0%
0.97
-20.4%
218 days
361 days
The equity ratios are withheld because equity of -€436 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on ARAC-INTER
Equity is negative. Debt (€14,794) exceeds the balance-sheet total (€14,358).
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs proportionnellement si plusieurs, à peine de nullité”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
ARAC-INTER has no parent and no holdings in its annual accounts. LAHBOUBI Lahcen is the only director. ARAC-INTER shares no director with another company.
At the same address
At the same address
These companies are registered at the seat of ARAC-INTER today. That says who is based there, not who owns the building.
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toutes activités généralement quelconques se rapportant directement ou indirectement à : transport national et international par route de…”
3 activities
Toutes activités généralement quelconques se rapportant directement ou indirectement à : transport national et international par route de personnes et de marchandises,courrier express ;
Le transport de meubles,de marchandises,le déménagement,la location de matériel de levage,de véhicules utilitaires ou privés,de main d’œuvre,les prestations de service en matière d’emballages,l’entreposage de meubles et de marchandises,les services de garde-meubles ;
L’exploitation d’une entreprise de taxis,de bureaux de centralisation d’appels téléphoniques et de transmissions pour taxis,la location de tous types de véhicules,avec ou sans chauffeur et le covoiturage,une mise en relation entre chauffeur et utilisateur de transport via des plateformes (application Smartphone).
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