AR&JO
The computed 12-month bankruptcy probability of AR&JO is 1.3% (low). The 2025 annual accounts show equity of €67k and a net result of €55k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 1081 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €67k |
| Net result | €55k |
| Better than sector | 47% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 47.5% | 51.1% | |
| Net result | €55k | €24k | |
| Equity | €67k | €51k | |
| Gross operating margin | €80k | €45k | |
| Total assets | €142k | €116k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €79k |
| Net profit | €55k |
| Cash flow | €57k |
| Staff costs | - |
| Income taxes | €22k |
| Dividends | €100k |
| Total assets | €142k |
| Equity | €67k |
| Debt | €74k |
| of which ≤ 1y | €74k |
| of which > 1y | - |
| Working capital | €59k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.79 |
| Quick ratio | 1.77 |
| Working capital ratio | 41.6% |
| Solvency | 47.5% |
| Debt / equity | 1.10 |
| Long-term debt ratio | - |
| Interest coverage | 123.63 |
| Gross margin | - |
| Net margin | - |
| ROA | 38.9% |
| ROE | 81.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €142k |
| Fixed assets | 21/28 | €8k |
| Tangible fixed assets | 22/27 | €8k |
| Current assets | 29/58 | €133k |
| Stocks & contracts in progress | 3 | €2k |
| Amounts receivable within one year | 40/41 | €14k |
| Cash & bank | 54/58 | €117k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €142k |
| Equity | 10/15 | €67k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €62k |
| Amounts payable | 17/49 | €74k |
| Amounts payable within one year | 42/48 | €74k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €80k |
| Operating result | 9901 | €77k |
| Financial income | 75 | €10 |
| Financial charges | 65 | €642 |
| Result before taxes | 9903 | €77k |
| Income taxes | 67/77 | €22k |
| Net result for the period | 9904 | €55k |
| Result to be appropriated | 9905 | €55k |
-
Armando DE GIORGIDirectorState Gazette act 23029130 (28-02-2023)Current01-01-2023 → present
| NACE primary | Overige zakelijke dienstverlening, neg(82990) |
| Legal form | Private limited company(610) |
| Incorporation | 24-01-2022 |
| Status | Active |
| Postal code | 1160 |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
28-02-2023 Armando DE GIORGI appointed as director
- Armando DE GIORGI, Bestuurder
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | AR&JO |