Skip to content
Checked.be
Complete company report
Generated 16-07-2026
Active BE 0800.815.667Private limited company

AR

Chaussée de Bertrix,NEU 12 ·6840 Neufchâteau, Belgium· 3 yrs active
Sector: NACE 95311 (95311)
Conclusion Checked

The computed 12-month bankruptcy probability of AR is 2.1% (moderate). The 2024 annual accounts show negative equity (€-29k) and a net result of €-49k. Its solvency ranks better than 21% of 918 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-29k
Net result €-49k
Staff (FTE) 9.3
Better than sector 21%
Snowflake analysis 5 axes · computed by Checked
Health10Profitability100Solvency39Growth50Stability79
56 / 100

Mixed profile: strong on profitability, weaker on health.

Health 10
Profitability 100
Solvency 39
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
10 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 14-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -7.4% 24.6%
better than 21% of 918 sector peers
Net result €-49k €5k
better than 5% of 914 sector peers
Equity €-29k €16k
better than 7% of 919 sector peers
Gross operating margin €381k €27k
better than 95% of 913 sector peers
Staff costs €354k €28k
higher than 95% of 424 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€11k
Net profit€-49k
Cash flow€-12k
Staff costs€354k
Income taxes-
Dividends-
Total assets€388k
Equity€-29k
Debt€417k
of which ≤ 1y€344k
of which > 1y€73k
Working capital€-89k
Employees (FTE)9.3
Ratios (computed)
2024
Current ratio0.74
Quick ratio0.32
Working capital ratio-22.9%
Solvency-7.4%
Debt / equity-14.51
Long-term debt ratio-2.55
Interest coverage0.47
Gross margin-
Net margin-
ROA-12.6%
ROE169.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€388k
Fixed assets 21/28€134k
Intangible fixed assets 21€60k
Tangible fixed assets 22/27€73k
Current assets 29/58€255k
Stocks & contracts in progress 3€144k
Amounts receivable within one year 40/41€62k
Cash & bank 54/58€35k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€388k
Equity 10/15€-29k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-49k
Amounts payable 17/49€417k
Amounts payable after one year 17€73k
Amounts payable within one year 42/48€344k
Trade debts payable within one year 44€204k
Income statement
Gross operating margin 9900€381k
Operating result 9901€-26k
Financial income 75€636
Financial charges 65€24k
Result before taxes 9903€-49k
Net result for the period 9904€-49k
Result to be appropriated 9905€-49k
Ratios computed by Checked.
Legal Structure
NACE primary 95311
Legal form Private limited company(610)
Incorporation17-04-2023
StatusActive
Postal code6840
Establishment units 1 location
AR
Chaussée de Bertrix,NEU 12, 6840 NeufchâteauVervaardiging van metalen constructiewerken en delen daarvan
since 20232.349.357.816
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
84043B0198/00T000 Wallonia 4,377 m² 1 · 138 m² 10.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-12-2025
State Gazette act Capital & shares
v3.2
14-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
19-04-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Capital history · 1
31-12-2025
v3.2
All acts · 2 updated 6 months ago
2025
31-12-2025 Capital increase of €20,000 Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 20000.0,
      "currency": "EUR",
      "after_eur": null,
      "delta_eur": 20000.0,
      "before_eur": null,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2025-12-11",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide d\u0027accepter un apport suppl\u00E9mentaire en num\u00E9raire \u00E0 concurrence de vingt mille euros (20.000,00\u20AC) sans \u00E9mission de nouvelles actions.",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0800.815.667",
    "name_full": "AR",
    "legal_form": "SRL"
  }
}
2023
19-04-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Chauss\u00E9e de Bertrix 12, 6840 Neufch\u00E2teau",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1993-01-15",
        "name": "Andr\u00E9 RANZY",
        "niss": null,
        "address": "6840 Neufch\u00E2teau, Chauss\u00E9e de Bertrix, 12 bo\u00EEte 1"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 20000,
      "holder_person_name": "Andr\u00E9 RANZY",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 20000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 20000,
  "subject_company": {
    "kbo": "0800.815.667",
    "name_full": "AR",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-04-17",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Onderhoud en reparatie van motorvoertuigen, n.e.g.45209Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Onderhoud en reparatie van motorvoertuigen, neg95319
Primary activity highlighted.
Names & trade names
Legal nameFR AR
Registered office
Chaussée de Bertrix,NEU 12
6840 Neufchâteau, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Automobiles-François BE 0428.182.744 · Neufchâteau
Ets BRUNO CASU ET FILS BE 0430.336.045 · Farciennes
Garage Van Belle Frères BE 0426.890.169 · Les Bons Villers
AUTO ECONOMIC CENTER BE 0422.154.490 · Charleroi
Autogroupe Waimes BE 0424.964.027 · Bastogne
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative