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Aqua Calor Construct

Active
Private limited company (pre-2019)founded 2016active for 10 yearsPierstraat 53, 2550 Kontich, BelgiumKBO/BCE: BE 0655.725.443

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Aqua Calor Construct has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,450 and a net result of €21,131. Equity has been growing by about 28% per year since 2019. Its solvency ranks better than 14% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 27-05-2016 Normal situation
Activity
Plumbing work NACE 43221
Establishment unit
2.254.286.829 2550 Kontich, since 27-05-2016
Financial year end
30 September
Peppol
Reachable since 08-10-2025

Board and ownership

Board
  • Van Paemel WouterDirector
Shareholders

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 30-09-2025
Gross margin
€38,983
▲ 168×
Turnover
≈ €210,000
estimated
Profit
€21,131
▲ 948%
Equity
€19,450
Total assets
€190,807
▲ 350%
Filed on 19-05-2026, 19 days after the deadlinePDF
Score breakdownraises riskName on a sanctions listSector: Specialised construction activities (NACE 43)Equity €19,450 (10.2% of total assets)Liquidity: current ratio 0.92, cash €7,724lowers riskSize: total assets €190,807Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 35+14
equity 10.2% of total assets
Liquidity 5+4
short-term debt 89.8% · cash 4.0%
Profitability 83+17
return on assets 11.1%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.2%▲ +0.1 percentage points vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.3%● unchanged vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.2%▼ -0.1 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.4%▲ +0.2 percentage points vs 12-2025 02-2026: 1.3%▼ -0.1 percentage points vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.4%▲ +0.1 percentage points vs 03-2026 05-2026: 1.9%▲ +0.5 percentage points vs 04-2026highest value 06-2026: 0.9%▼ -1.0 percentage point vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.8%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.92 (0.88 in 2024), below 1. Short-term debt is 89.8% and cash 4% of total assets. 89.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 14% of them on solvency, 4% on liquidity, 64% on profitability and 99% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €190,807
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €19,450 (10.2% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.92, cash €7,724
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 34902 sector peers (2025).
NBB · sector comparison
Position among 34902 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-05-2026, 19 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filings
Deviation from the deadline
2025
19 days late
2024
5 days early
2023
35 days early
2022
25 days early
2021
3 days early
2020
19 days late
2019
97 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 25 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Name match with a sanctions list

1 entry
SZRZ Rt.alias Aкционерное общество “Cаратовский радиоприборный завод”
EU sanctions list · programme UKR · 2024/753 (OJ L23022024) · listed since 23-02-2024 · exact name match (100%)

A matching name does not mean the company is on the list. Check the entry at the source.

Key points

  • Risk: Name on a sanctions listcheck in the source whether it is this company Match View
  • Caution: Lower solvency than 85% of companies in specialised constructionsector median 46.7% · 34,902 companies 10.2% View
  • Positive: 7 profitable years in a rowprofit 2025: €21,131 7 years View

Comparable companies

These companies have the same main activity as Aqua Calor Construct: plumbing work (NACE 43221). They are comparable in size and age: total assets between €171,000 and €230,000, founded between 2015 and 2017.

CompanyTotal assetsGross margin
Aqua Calor Construct Kontich€190,807€38,983
IDS Montage Essen€205,078€35,493
Vervoort Stefan Olen€170,807€46,965
De Wolf Schoten€230,445€42,240
Deroo Svin Poperinge€192,081€41,749
VAN POECK KOENRAAD Beveren-Kruibeke-Zwijndrecht€181,606€42,395
IDEAU Braine-l'Alleud€195,217€41,815
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Aqua Calor Construct

What is the company number of Aqua Calor Construct?
The company number of Aqua Calor Construct is 0655.725.443. The VAT number is the same number with BE in front: BE 0655.725.443.
Where is Aqua Calor Construct based?
The registered office is at Pierstraat 53, 2550 Kontich.Company details
What does Aqua Calor Construct do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of Aqua Calor Construct?
The legal form of Aqua Calor Construct is Private limited company (pre-2019) (BVBA).
When was Aqua Calor Construct founded?
Aqua Calor Construct was founded on 27-05-2016.
Is Aqua Calor Construct still active?
Yes, Aqua Calor Construct is an active enterprise in the KBO register.
What is the turnover of Aqua Calor Construct?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €38,983 and 120 comparable companies (NACE 432). It probably lies between €140,000 and €280,000.Financials
Is Aqua Calor Construct profitable?
In financial year 2025, Aqua Calor Construct made a profit of €21,131.
Where can I find the annual accounts of Aqua Calor Construct?
Aqua Calor Construct filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Aqua Calor Construct due?
Aqua Calor Construct must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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