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APTRACT

Active
Private limited companyfounded 20224 yrs activeSint-Lutgardisstraat 7, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0786.558.548
Summary

The computed 12-month bankruptcy probability of APTRACT is 5.5% (elevated). The 2025 annual accounts show negative equity (-€420) and a net result of -€643. Equity is shrinking by ~151.5% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-36
Growth58=
Track record94
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€420
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
27 d late
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 29 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 May 2022, APTRACT was incorporated as a Private limited company.1 Total assets went from EUR 2,578 in 2023 to EUR 1,305 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€420
2024 · €223
Total assets
€1,305▼ 33.0%
2024 · €1,948
Net result
-€643▼ 2.0%
2024 · -€630
Working capital
-€1,123▼ 17.0%
2024 · -€960
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€1,941--€480▲ 75.3%-€480=
Net result-€2,147--€630▲ 70.6%-€643▼ 2.0%
Equity€853-€223▼ 73.9%-€420
Total assets€2,578-€1,948▼ 24.4%€1,305▼ 33.0%
Debt€1,725-€1,725=€1,725=
Working capital-€810--€960▼ 18.6%-€1,123▼ 17.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2023: -€1,941-€1,941Net result 2023: -€2,147-€2,147Operating result 2024: -€480-€480Net result 2024: -€630-€630Operating result 2025: -€480-€480Net result 2025: -€643-€643202320242025-€3,000-€2,000-€1,000€0Operating result 2023: -€1,941-€1,940Net result 2023: -€2,147-€2,150Operating result 2024: -€480-€480Net result 2024: -€630-€630Operating result 2025: -€480-€480Net result 2025: -€643-€643202320242025
The operating result stays negative: a loss of €480 in 2025 against €480 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€0=
2024 · €0
Cash flow
-€163▼
2024 · -€151
Interest coverage
0.00=
2024 · 0.00
Debt ≤ 1 year
€1,725=
2024 · €1,725
Ratios withheld: a balance sheet total of €1,305 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 22 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,948€1,305▼
Formation expenses20€1,183€703▼
Current assets29/58€765€601▼
Cash at bank and in hand54/58€765€601▼
Equity and liabilities
Total equity and liabilities10/49€1,948€1,305▼
Equity10/15€223-€420▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€2,777-€3,420▼
Amounts payable17/49€1,725€1,725=
Amounts payable within one year42/48€1,725€1,725=
Trade debts44€145€145=
Suppliers440/4€145€145=
Other amounts payable47/48€1,580€1,580=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€480€480=
Operating profit (loss)9901-€480-€480=
Financial charges65/66B€151€163▲
Recurring financial charges65€151€163▲
Profit (loss) for the period before taxes9903-€630-€643▼
Profit (loss) for the period9904-€630-€643▼
Profit (loss) for the period to be appropriated9905-€630-€643▼
Appropriation of the result
Profit (loss) to be appropriated9906-€2,777-€3,420▼
Profit (loss) brought forward from the previous period14P-€2,147-€2,777▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€736€480€480=
Gross operating margin9900-€1,205---
Operating profit (loss)9901-€1,941-€480-€480=
Financial charges65/66B€206€151€163▲ 8.5%
Recurring financial charges65€206€151€163▲ 8.5%
Profit (loss) for the period before taxes9903-€2,147-€630-€643▼ 2.0%
Profit (loss) for the period9904-€2,147-€630-€643▼ 2.0%
Profit (loss) for the period to be appropriated9905-€2,147-€630-€643▼ 2.0%
Line202320242025Change
Assets
Total assets20/58€2,578€1,948€1,305▼ 33.0%
Formation expenses20€1,663€1,183€703▼ 40.6%
Current assets29/58€915€765€601▼ 21.4%
Amounts receivable within one year40/41€579---
Other amounts receivable41€579---
Cash at bank and in hand54/58€336€765€601▼ 21.4%
Equity and liabilities
Total equity and liabilities10/49€2,578€1,948€1,305▼ 33.0%
Equity10/15€853€223-€420▼ 289%
Contributions10/11€3,000€3,000€3,000=
Profit (loss) carried forward14-€2,147-€2,777-€3,420▼ 23.2%
Amounts payable17/49€1,725€1,725€1,725=
Amounts payable within one year42/48€1,725€1,725€1,725=
Trade debts44€225€145€145=
Suppliers440/4€225€145€145=
Other amounts payable47/48€1,500€1,580€1,580=
Line202320242025Change
Profit (loss) for the period9904-€2,147-€630-€643▼ 2.0%
+ Depreciation and write-downs630€736€480€480=
Operating cash flow (approximation)-€1,411-€151-€163▼ 8.5%
Change in cash-€428-€163▼ 138%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
778 m²
Building footprint
228 m²
Volume, LiDAR
431 m³
2 parcels, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
APTRACT
Duifhuisstraat 56, 3800 Sint-TruidenRetail trade
since 20222.332.902.359
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71352C0692/00V000 Flanders 536 m² 1 · 145 m² 0.9 m
71053G0205/00F018 Flanders 242 m² 1 · 83 m² 9.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded25-05-2022
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0786558548
Also 9925:BE0786558548

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.