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Complete company report
Generated 16-08-2026
Active BE 0755.798.165Private limited company

APROOVE HOLDING

Avenue Melina Mercouri 9 ·7000 Mons, Belgium· 5 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of APROOVE HOLDING is 2.6% (moderate). The 2024 annual accounts show equity of €132k and a net result of €2.25M. Equity remains stable across the filed fiscal years (±1.7% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €132k
Net result €2.25M
Active 5 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth78Stability94
93 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · volledig
€-1.00M€0€1.00M€2.00MOperating result 2020: €-740€-740Net result 2020: €-740€-740Operating result 2021: €-421€-421Net result 2021: €-998€-998Operating result 2022: €-637€-637Net result 2022: €109k€109kOperating result 2023: €-341€-341Net result 2023: €438k€438kOperating result 2024: €-473€-473Net result 2024: €2.25M€2.25M20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 5 fiscal years (±1.7%/year).
€90k€100k€110k€120k€130k2025: €108k (€97k - €118k)2026: €110k (€99k - €120k)2027: €111k (€101k - €122k)2020: €101k2021: €100k2022: €103k2023: €103k2024: €132k20202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit
€2.25M
+413.0% 20-24
Total assets
€132k
-3.1% 20-24
Equity
€132k
+28.0% 20-24
Working capital
€470
- 20-24
Income taxes
€391
- 20-24
Dividends
€2.22M
+406.7% 20-24
Debt
€86
-99.7% 20-24
Debt ≤ 1y
€86
-99.7% 20-24
Show 6 other metrics
Current ratio
6.47
+4399.7% 20-24
Quick ratio
6.47
+4399.7% 20-24
Solvency
99.9%
+32.0% 20-24
Debt / equity
0.00
-99.8% 20-24
ROE
1706.9%
+300.9% 20-24
ROA
1705.7%
+429.3% 20-24
Figures by fiscal year
Fiscal year2024
Depositvolledig
Revenue-
EBITDA-
Net profit€2.25M
Cash flow-
Staff costs-
Income taxes-
Dividends€2.22M
Total assets€132k
Equity€132k
Debt€86
of which ≤ 1y€86
of which > 1y-
Working capital€470
Employees (FTE)-
Ratios (computed)
2024
Current ratio6.47
Quick ratio6.47
Working capital ratio0.4%
Solvency99.9%
Debt / equity0.00
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA1705.7%
ROE1706.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€132k
Fixed assets 21/28€131k
Financial fixed assets 28€131k
Current assets 29/58€556
Cash & bank 54/58€556
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€132k
Equity 10/15€132k
Contributions / capital 10/11€102k
Accumulated profits (losses) 14€30k
Amounts payable 17/49€86
Amounts payable within one year 42/48€86
Trade debts payable within one year 44€86
Income statement
Gross operating margin 9900€-87
Operating result 9901€-473
Financial income 75€2.25M
Financial charges 65€83
Result before taxes 9903€2.25M
Net result for the period 9904€2.25M
Result to be appropriated 9905€2.25M
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Curt Black
    Director
    State Gazette act 25032381 (10-03-2025)
    Current
    10-01-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation07-10-2020
StatusActive
Postal code7000
Establishment units 1 location
APROOVE HOLDING
Rue du Village (MCI) 18, 6592 MomigniesHoldings
since 20202.309.307.011
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53402A0249/33B000 Wallonia 5,717 m² - -
56052A0431/00K000 Wallonia 521 m² 1 · 212 m² 9.8 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
14-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
10-03-2025
State Gazette act Director changes
2024
21-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
12-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
04-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
28-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
10-03-2025 Curt Black appointed as director Director changes
  • Curt Black, Bestuurder
Technical details 
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      "effective_date": "2025-01-10",
      "evidence_quote": "L\u0027assembl\u00E9e approuve la d\u00E9mission du mandat d\u0027administrateur unique de Xavier Dorvillers, avec effet au 10 janvier 2025 et lui accorde la d\u00E9charge.",
      "decharge_status": "granted",
      "mandate_duration": null,
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      "kind": "director_in",
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      "evidence_quote": "L\u0027assembl\u00E9e nomme comme administrateur unique: - Monsieur Curt Black, n\u00E9 le 6 janvier 1991, \u00E9lisant domicile au si\u00E8ge de la Soci\u00E9t\u00E9, avec effet au 10 janvier 2025;",
      "decharge_status": null,
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  "notary": {
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  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-03-10",
    "filing_date": "2025-01-10",
    "act_kind_objet": "Objet de l\u0027acte:"
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  "decisions": [
    {
      "body": "algemene_vergadering",
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  "is_correction": false,
  "subject_company": {
    "kbo": "0755.798.165",
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  "co_filed_documents": [],
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR APROOVE HOLDING
Registered office
Avenue Melina Mercouri 9 bus 3
7000 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative