Apotheker Bosmans Kristien
ActiveSummary
Apotheker Bosmans Kristien has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €18k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-3
Solvency80▼-20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 4.26 in 2024; short-term debt: 45.3% and cash: 86.1% of total assets), and 45.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.5%
Return on assets
12.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
1 d late
2023
14 d late
2022
4 d early
2021
22 d late
2020
24 d late
2019
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 29.5%
2024 · €107k
2018: €64k
2019: €84k
2020: €85k
2021: €91k
2022: €81k
2023: €106k
2024: €107k
2018 → 2025
Total assets
€138k▼ 0.8%
2024 · €139k
2018: €73k
2019: €94k
2020: €119k
2021: €118k
2022: €113k
2023: €136k
2024: €139k
2018 → 2025
Net result
€18k▼ 15.7%
2024 · €21k
2018: €10k
2019: €20k
2020: €19k
2021: €18k
2022: €12k
2023: €34k
2024: €21k
2018 → 2025
Working capital
€72k▼ 30.6%
2024 · €104k
2018: €65k
2019: €85k
2020: €85k
2021: €89k
2022: €80k
2023: €106k
2024: €104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€81k▼ 10.8%€106k▲ 30.1%€107k▲ 0.8%€75k▼ 29.5%
Operating result€27k-€20k▼ 27.3%€50k▲ 153%€33k▼ 34.6%€28k▼ 14.7%
Net result€18k-€12k▼ 32.3%€34k▲ 182%€21k▼ 38.7%€18k▼ 15.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€3k ▲ 7.3%
Current assets
€135k ▼ 0.9%
Equity and liabilities €138k
Equity
€75k ▼ 29.5%
Debt
€63k ▲ 93.5%
Debt's share of the balance-sheet total rises from 23.3% to 45.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€29k▼
2024 · €34k
Cash flow
€19k▼
2024 · €22k
Current ratio
2.16▼
2024 · 4.26
Debt to equity
0.83▲
2024 · 0.30
ROE
23.6%▲
2024 · 19.8%
ROA
12.9%▼
2024 · 15.1%
Interest coverage
56.32▲
2024 · 53.05
Debt ≤ 1 year
€63k▲
2024 · €32k
Income taxes
€10k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€139k€138k▼
Fixed assets21/28€3k€3k▲
Tangible fixed assets22/27€3k€3k▲
Furniture and vehicles24€3k€3k▲
Current assets29/58€136k€135k▼
Amounts receivable within one year40/41€899€14k▲
Trade receivables40€0€12k▲
Other amounts receivable41€899€1k▲
Cash at bank and in hand54/58€134k€119k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€139k€138k▼
Equity10/15€107k€75k▼
Contributions10/11€1k€1k=
Reserves13€106k€74k▼
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Distributable reserves133€106k€74k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€32k€63k▲
Amounts payable within one year42/48€32k€63k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€24k€53k▲
Accrued charges and deferred income492/3€502€281▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€759€866▲
Other operating charges640/8€148€227▲
Gross operating margin9900€34k€29k▼
Operating profit (loss)9901€33k€28k▼
Financial charges65/66B€633€513▼
Recurring financial charges65€633€513▼
Profit (loss) for the period before taxes9903€32k€27k▼
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€21k€18k▼
Profit (loss) for the period to be appropriated9905€21k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€18k▼
Transfer from equity791/2€20k€49k▲
Transfer to equity691/2€21k€18k▼
To other reserves6921€21k€18k▼
Profit to be distributed694/7€20k€49k▲
Return on contributions (dividend)694€20k€49k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Highest result since 2018net €34k ▲182%
Operating result €50k, net result €34k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲30.1%
6 profitable years in a row build equity to €106k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Witgerlaan 71785 MerchtemGround area
671 m²
Building footprint
190 m²
Volume, LiDAR
1,199 m³
Parcel 23028A0081/00Z008, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Apotheker Bosmans Kristien
since 20122.209.660.592
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23028A0081/00Z008 | Flanders | 671 m² | 1 · 190 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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APOTHEEK D'HAESELEER
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Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 3,198 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded23-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0472/51.61.47