Active BE 0465.594.654Private limited company

Apotheek Melkmarkt

Melkmarkt 33 ·2000 Antwerpen, Belgium· 27 yrs active

Sector: Detailhandel in farmaceutische producten (47730)

Conclusion Checked

The computed 12-month bankruptcy probability of Apotheek Melkmarkt is 0.7% (low). The 2024 annual accounts show equity of €819k and a net result of €51k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 94% of 1230 sector peers (fiscal year 2024). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€819k
Net result	€51k
Staff (FTE)	2
Better than sector	94%

Financial profile 5 of 5 axes measured · computed by Checked

74 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 31

Solvency 100

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.7% Low

0%0,5%1,5%4%10%≥25%

Long track record −Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1999, 27 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 7 fiscal years (±1.9%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	81.9%	20.3%	better than 94% of 1230 sector peers
Net result	€51k	€25k	better than 61% of 1229 sector peers
Equity	€819k	€142k	better than 90% of 1230 sector peers
Gross operating margin	€202k	€215k	better than 48% of 1228 sector peers
Staff costs	€131k	€160k	higher than 42% of 937 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€69k

-35.6% 18-24

Net profit

€51k

-33.1% 18-24

Cash flow

€55k

-31.7% 18-24

Total assets

€999k

-8.4% 18-24

Equity

€819k

+0.1% 18-24

Working capital

€803k

+0.5% 18-24

Employees (FTE)

2

+53.8% 18-24

Staff costs

€131k

+39.6% 18-24

Show 11 other metrics

Income taxes

€24k

-6.1% 18-24

Dividends

€50k

-50.0% 18-24

Debt

€180k

-33.7% 18-24

Debt ≤ 1y

€180k

-33.6% 18-24

Current ratio

5.45

+38.3% 18-24

Quick ratio

4.63

+36.3% 18-24

Solvency

81.9%

+9.2% 18-24

Debt / equity

0.22

-33.8% 18-24

ROE

6.2%

-33.1% 18-24

ROA

5.1%

-26.9% 18-24

Interest coverage

257.15

+711.6% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€69k
Net profit	€51k
Cash flow	€55k
Staff costs	€131k
Income taxes	€24k
Dividends	€50k
Total assets	€999k
Equity	€819k
Debt	€180k
of which ≤ 1y	€180k
of which > 1y	-
Working capital	€803k
Employees (FTE)	2.0

Ratios (computed)

	2024
Current ratio	5.45
Quick ratio	4.63
Working capital ratio	80.4%
Solvency	81.9%
Debt / equity	0.22
Long-term debt ratio	-
Interest coverage	257.15
Gross margin	-
Net margin	-
ROA	5.1%
ROE	6.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €16k · 1.6% Current assets €984k · 98.5%

Equity & liabilities

Equity €819k · 81.9% Provisions €135 · 0.0% Debt €180k · 18.1%

Full annual accounts (26 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€999k
Fixed assets	21/28	€16k
Tangible fixed assets	22/27	€16k
Financial fixed assets	28	€25
Current assets	29/58	€984k
Stocks & contracts in progress	3	€149k
Amounts receivable within one year	40/41	€123k
Investments	50/53	€400k
Cash & bank	54/58	€293k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€999k
Equity	10/15	€819k
Contributions / capital	10/11	€20k
Reserves	13	€798k
Accumulated profits (losses)	14	€0
Provisions & deferred taxes	16	€135
Amounts payable	17/49	€180k
Amounts payable within one year	42/48	€180k
Trade debts payable within one year	44	€103k
Income statement
Gross operating margin	9900	€202k
Operating result	9901	€64k
Financial income	75	€11k
Financial charges	65	€268
Result before taxes	9903	€75k
Income taxes	67/77	€24k
Net result for the period	9904	€51k
Result to be appropriated	9905	€51k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

BV VANGRAMBEREN SOPHIELegal entity
Director· perm. rep.: Sophie Vangramberen
State Gazette act 23047697 (06-04-2023)

Current
31-12-2022 → present
2 events
- 05-01-2023 Appointed· Director
- 31-12-2022 Appointed· Director

Former directors (2)

Brigitte Verhille
Director
State Gazette act 23047697 (06-04-2023)

Former
- → 01-01-2023
VERHILLE Brigitte Louis Maria
Director
State Gazette act 23323250 (16-03-2023)

Former
- → 31-12-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Detailhandel in farmaceutische producten(47730)
Legal form	Private limited company(610)
Incorporation	05-03-1999
Status	Active
Postal code	2000

Establishment units 2 locations

APOTHEEK MELKMARKT

Melkmarkt 33, 2000 AntwerpenBemiddelingsactiviteiten in verband met goederenvervoer

since 19992.092.091.743

Vleminckstraat 2, 2000 Antwerpen

Detailhandel in farmaceutische producten

since 20192.358.579.348

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11803C2340/00A000	Flanders	161 m²	1 · 157 m²	18.8 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

11-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

31-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

06-04-2023

State Gazette act Director changes

16-03-2023

State Gazette act Director changes

Dirk STOOP

2022

27-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

05-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

30-07-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

10-05-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

25-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

22-06-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2016

25-07-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 3 years ago

2023

06-04-2023 1 director appointed, 1 resigning Director changes

Sophie Vangramberen, Bestuurder
Brigitte Verhille, Bestuurder

Original publication ↗

Technical details

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16-03-2023 2 directors appointed, 1 resigning Director changes·Dirk STOOP

VANGRAMBEREN Sophie, Bestuurder
coöperatieve vennootschap Vandelanotte Accountancy, Gedelegeerd bestuurder
VERHILLE Brigitte Louis Maria, Bestuurder

Notary: Dirk STOOP · AntwerpenFirm: Notaris Dirk Stoop

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Detailhandel in farmaceutische producten47730Apothekers52310

Primary activity highlighted.

Names & trade names

Legal nameNL

Apotheek Melkmarkt

Registered office

Melkmarkt 33

2000 Antwerpen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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