ApoGimmo
ActiveApoGimmo has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability51▼-49
Solvency45=
Growth35▼-3
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.25 in 2023; short-term debt: 79.5% and cash: 33.4% of total assets), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.5%
Return on assets
5.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
30 d late
2022
31 d late
2021
43 d early
2020
18 d late
2019
41 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€2k▼ 84.6%
2020 · €13k
2018: €71k
2019: €41k
2020: €13k
2018 → 2021
EBIT margin
-272.0%▼ 180.3pp
2020 · -91.7%
2018: 14.5%
2019: -11.0%
2020: -91.7%
2018 → 2021
Net result
€7k▼ 57.3%
2023 · €17k
2018: €9k
2019: €-8k
2020: €-12k
2021: €-5k
2022: €-2k
2023: €17k
2018 → 2024
Working capital
€27k▲ 263%
2023 · €7k
2018: €48k
2019: €10k
2020: €-2k
2021: €-7k
2022: €-9k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€13k-€2k▼ 84.6%
Equity€-2k-€-7k▼ 341%€-9k▼ 30.3%€7k€27k▲ 263%
Operating result€-12k-€-5k▲ 54.4%€-2k▲ 63.0%€19k€11k▼ 40.7%
Net result€-12k-€-5k▲ 54.1%€-2k▲ 60.8%€17k€7k▼ 57.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 41% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €132k
Equity
€27k▲ 263%
Debt
€105k▲ 254%
The debt ratio falls from 79.9% to 79.5%. Equity and debt are higher.
Key figures and ratios
Solvency
20.5%▲
2023 · 20.1%
Current ratio
1.26▲
2023 · 1.25
Quick ratio
1.26▲
2023 · 1.25
Debt / equity
3.89▼
2023 · 3.98
ROE
26.4%▼
2023 · 224.5%
ROA
5.4%▼
2023 · 45.1%
Debt
€105k▲
2023 · €30k
Debt ≤ 1 year
€105k▲
2023 · €30k
Income taxes
€4k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€37k€132k▲
Current assets29/58€37k€132k▲
Amounts receivable within one year40/41€25k€88k▲
Trade receivables40€25k€82k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€12k€44k▲
Equity and liabilities
Total equity and liabilities10/49€37k€132k▲
Equity10/15€7k€27k▲
Contributions10/11€6k€19k▲
Reserves13€17k€24k▲
Distributable reserves133€17k€24k▲
Profit (loss) carried forward14€-15k€-15k=
Amounts payable17/49€30k€105k▲
Amounts payable within one year42/48€30k€105k▲
Trade debts44€1k€73k▲
Suppliers440/4€1k€73k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€23k€26k▲
Income statement
Code20232024
Other operating charges640/8€85€64▼
Gross operating margin9900€19k€11k▼
Operating profit (loss)9901€19k€11k▼
Financial charges65/66B€50€204▲
Recurring financial charges65€50€204▲
Profit (loss) for the period before taxes9903€18k€11k▼
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€17k€7k▼
Profit (loss) for the period to be appropriated9905€17k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-8k▼
Profit (loss) brought forward from the previous period14P€-15k€-15k=
Transfer to equity691/2€17k€7k▼
To other reserves6921€17k€7k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €17k
Net result €17k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.25
Current ratio from 0.59 to 1.25.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
18-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Chaufour,Spy 715190 Jemeppe-sur-SambreGround area
1,916 m²
Building footprint
168 m²
Volume, LiDAR
1,644 m³
Parcel 92119F0152/00S000, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ApoGimmo
since 20162.255.397.280
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92119F0152/00S000 | Wallonia | 1,916 m² | 1 · 168 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TVO CONSEIL
BE 0767.757.077
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SGR CONSULT
BE 0774.914.291
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i9 Construct
BE 0753.983.275
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NICHOLSHOLM
BE 0747.971.849
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MEANT CONSTRUCTIONS
BE 0895.688.793
Spa · Eq €27k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 12,226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
70200Business and other management consultancy
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.