Apertoso
ActiveApertoso has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €17k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-27
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 20.22 against 10.78 in 2024), and 3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97%
Return on assets
5.9%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
78 d early
2023
on the day
2022
2 d late
2021
3 d early
2020
on the day
2019
92 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€285k▲ 6.4%
2024 · €268k
2018: €78k
2019: €118k
2020: €168k
2021: €176k
2022: €210k
2023: €237k
2024: €268k
2018 → 2025
Total assets
€294k▲ 4.6%
2024 · €281k
2018: €94k
2019: €147k
2020: €201k
2021: €206k
2022: €245k
2023: €276k
2024: €281k
2018 → 2025
Net result
€17k▼ 44.0%
2024 · €31k
2018: €3k
2019: €40k
2020: €50k
2021: €8k
2022: €34k
2023: €27k
2024: €31k
2018 → 2025
Working capital
€172k▲ 33.4%
2024 · €129k
2018: €71k
2019: €72k
2020: €123k
2021: €137k
2022: €176k
2023: €63k
2024: €129k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€176k-€210k▲ 19.4%€237k▲ 12.9%€268k▲ 13.0%€285k▲ 6.4%
Operating result€11k-€51k▲ 384%€37k▼ 27.1%€43k▲ 15.6%€24k▼ 43.8%
Net result€8k-€34k▲ 336%€27k▼ 20.9%€31k▲ 14.0%€17k▼ 44.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294k
Fixed assets
€114k▼ 18.4%
Current assets
€181k▲ 27.3%
Equity and liabilities €294k
Equity
€285k▲ 6.4%
Debt
€9k▼ 32.1%
The debt ratio falls from 4.7% to 3.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€66k▼
2024 · €83k
Cash flow
€59k▼
2024 · €70k
Solvency
97.0%▲
2024 · 95.3%
Current ratio
20.22▲
2024 · 10.78
Quick ratio
20.22▲
2024 · 10.78
Debt / equity
0.03▼
2024 · 0.05
ROE
6.0%▼
2024 · 11.5%
ROA
5.9%▼
2024 · 11.0%
Interest coverage
21951.67
Debt
€9k▼
2024 · €13k
Debt ≤ 1 year
€9k▼
2024 · €13k
Income taxes
€7k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€281k€294k▲
Fixed assets21/28€139k€114k▼
Tangible fixed assets22/27€139k€114k▼
Plant, machinery and equipment23€2k€15k▲
Furniture and vehicles24€112k€78k▼
Other tangible fixed assets26€26k€20k▼
Current assets29/58€142k€181k▲
Amounts receivable within one year40/41€26k€39k▲
Trade receivables40€18k€16k▼
Other amounts receivable41€8k€22k▲
Cash at bank and in hand54/58€116k€139k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€281k€294k▲
Equity10/15€268k€285k▲
Contributions10/11€62k€62k=
Reserves13€205k€222k▲
Tax-exempt reserves132€7k€7k=
Distributable reserves133€198k€215k▲
Profit (loss) carried forward14€864€864=
Amounts payable17/49€13k€9k▼
Amounts payable within one year42/48€13k€9k▼
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€41k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€84k€68k▼
Operating profit (loss)9901€43k€24k▼
Financial charges65/66B-€3
Recurring financial charges65-€3
Profit (loss) for the period before taxes9903€43k€24k▼
Income taxes67/77€13k€7k▼
Profit (loss) for the period9904€31k€17k▼
Profit (loss) for the period to be appropriated9905€31k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€18k▼
Profit (loss) brought forward from the previous period14P€864€864=
Transfer to equity691/2€31k€17k▼
To other reserves6921€31k€17k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity quadruplescurrent ratio 10.78
Current ratio from 2.63 to 10.78; short-term debt falls from €39k to €13k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial
Equity above €200kEq €210k ▲19.4%
5 profitable years in a row build equity to €210k.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Highest result since 2018net €50k ▲26.1%
Operating result €52k, net result €50k, both a record.
30-09
Financial
Equity above €150kEq €168k ▲42.4%
3 profitable years in a row build equity to €168k.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €100kEq €118k ▲50.7%
2 profitable years in a row build equity to €118k.
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guido Gezellelaan 169800 DeinzeGround area
5,778 m²
Building footprint
3,190 m²
Volume, LiDAR
21,484 m³
Parcel 44011A0896/00E008, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
APERTOSO NV
since 19892.044.705.659
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011A0896/00E008 | Flanders | 5,778 m² | 1 · 3,190 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,399. 1,068 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-1989
Fiscal year end30-09
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.