AOCS
ActiveSummary
AOCS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €41k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.06 against 2.92 in 2024; short-term debt: 22.5% and cash: 50.3% of total assets), and 22.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
32.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
9 d early
2023
8 d early
2022
46 d early
2021
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▲ 13.0%
2024 · €87k
2021: €37k
2022: €48k
2023: €56k
2024: €87k
2021 → 2025
Total assets
€127k▼ 3.9%
2024 · €132k
2021: €64k
2022: €70k
2023: €92k
2024: €132k
2021 → 2025
Net result
€41k▼ 22.0%
2024 · €52k
2021: €23k
2022: €15k
2023: €9k
2024: €52k
2021 → 2025
Working capital
€59k▼ 31.9%
2024 · €86k
2021: €31k
2022: €46k
2023: €55k
2024: €86k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€48k▲ 30.8%€56k▲ 16.1%€87k▲ 56.0%€98k▲ 13.0%
Operating result€29k-€22k▼ 23.4%€14k▼ 38.3%€70k▲ 402%€57k▼ 18.1%
Net result€23k-€15k▼ 31.2%€9k▼ 45.0%€52k▲ 513%€41k▼ 22.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€39k ▲ 7,033%
Current assets
€87k ▼ 33.5%
Equity and liabilities €127k
Equity
€98k ▲ 13.0%
Debt
€29k ▼ 36.6%
Debt's share of the balance-sheet total falls from 34.1% to 22.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €70k
Cash flow
€48k▼
2024 · €53k
Current ratio
3.06▲
2024 · 2.92
Debt to equity
0.29▼
2024 · 0.52
ROE
41.4%▼
2024 · 60.0%
ROA
32.1%▼
2024 · 39.6%
Interest coverage
14.97▼
2024 · 32.78
Debt ≤ 1 year
€29k▼
2024 · €45k
Income taxes
€12k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€132k€127k▼
Fixed assets21/28€553€39k▲
Tangible fixed assets22/27€553€39k▲
Land and buildings22-€9k
Furniture and vehicles24€553€31k▲
Current assets29/58€131k€87k▼
Amounts receivable within one year40/41€31k€23k▼
Trade receivables40€13k€23k▲
Other amounts receivable41€18k€12▼
Cash at bank and in hand54/58€96k€64k▼
Deferred charges and accrued income490/1€4k€446▼
Equity and liabilities
Total equity and liabilities10/49€132k€127k▼
Equity10/15€87k€98k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€72k€83k▲
Amounts payable17/49€45k€29k▼
Amounts payable within one year42/48€45k€29k▼
Financial debts43€167-
Credit institutions430/8€167-
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€21k€26k▲
Taxes450/3€21k€26k▲
Other amounts payable47/48€21k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€488€7k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€522€151▼
Gross operating margin9900€72k€66k▼
Operating profit (loss)9901€70k€57k▼
Financial income75/76B€339€0▼
Recurring financial income75€339€0▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€68k€53k▼
Income taxes67/77€16k€12k▼
Profit (loss) for the period9904€52k€41k▼
Profit (loss) for the period to be appropriated9905€52k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€113k▲
Profit (loss) brought forward from the previous period14P€41k€72k▲
Profit to be distributed694/7€21k€29k▲
Return on contributions (dividend)694€21k€29k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
State Gazette act
Board meeting · Power of attorney
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €52k ▲513%
Operating result €70k, net result €52k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €9k ▼45%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Ground area
1,252 m²
Building footprint
87 m²
Parcel 92021C0074/00D002, Wallonia. Linked by address, not a title deed.
1 establishment unit
AOCS SRL
since 20212.312.494.450
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92021C0074/00D002 | Wallonia | 1,252 m² | 1 · 87 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
11 locations
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,581 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62900Other information technology and computer services
64210Activities of holding companies
73300Public relations and communication consultancy
78100Employment placement agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.