Murrayfield
ActiveMurrayfield has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €40k. Equity is growing by ~57% per year across the filed fiscal years. Its solvency ranks better than 61% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+6
Solvency92▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.81 against 1.56 in 2024; short-term debt: 32% and cash: 80% of total assets), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
27%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
1 d early
2022
29 d late
2021
23 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 67.4%
2024 · €59k
2020: €10k
2021: €16k
2022: €33k
2023: €35k
2024: €59k
2020 → 2025
Total assets
€148k▲ 18.2%
2024 · €125k
2020: €108k
2021: €106k
2022: €109k
2023: €115k
2024: €125k
2020 → 2025
Net result
€40k▲ 56.7%
2024 · €26k
2020: €6k
2021: €7k
2022: €18k
2023: €25k
2024: €26k
2020 → 2025
Working capital
€86k▲ 145%
2024 · €35k
2020: €-67k
2021: €-22k
2022: €4k
2023: €5k
2024: €35k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€33k▲ 102%€35k▲ 4.9%€59k▲ 71.1%€99k▲ 67.4%
Operating result€13k-€26k▲ 106%€36k▲ 35.9%€37k▲ 4.9%€54k▲ 45.7%
Net result€7k-€18k▲ 141%€25k▲ 44.1%€26k▲ 1.2%€40k▲ 56.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€15k▼ 47.1%
Current assets
€133k▲ 36.9%
Equity and liabilities €148k
Equity
€99k▲ 67.4%
Debt
€49k▼ 26.1%
The debt ratio falls from 52.6% to 32.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68k▲
2024 · €51k
Cash flow
€53k▲
2024 · €39k
Solvency
67.1%▲
2024 · 47.4%
Current ratio
2.81▲
2024 · 1.56
Quick ratio
2.81▲
2024 · 1.56
Debt / equity
0.49▼
2024 · 1.11
ROE
40.3%▼
2024 · 43.0%
ROA
27.0%▲
2024 · 20.4%
Interest coverage
29.41▲
2024 · 16.59
Debt
€49k▼
2024 · €66k
Debt ≤ 1 year
€47k▼
2024 · €62k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€12k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€148k▲
Fixed assets21/28€28k€15k▼
Intangible fixed assets21€26k€13k▼
Tangible fixed assets22/27€2k€2k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€43€43=
Current assets29/58€97k€133k▲
Amounts receivable within one year40/41€26k€12k▼
Trade receivables40€26k€12k▼
Cash at bank and in hand54/58€69k€118k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€125k€148k▲
Equity10/15€59k€99k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€54k€94k▲
Amounts payable17/49€66k€49k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€62k€47k▼
Current portion of amounts payable after more than one year42€9k€2k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€25k€29k▲
Taxes450/3€25k€29k▲
Other amounts payable47/48€25k€14k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€52k€69k▲
Operating profit (loss)9901€37k€54k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€34k€52k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€26k€40k▲
Profit (loss) for the period to be appropriated9905€26k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€94k▲
Profit (loss) brought forward from the previous period14P€30k€54k▲
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2020net €40k ▲56.7%
Operating result €54k, net result €40k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Champion,Warêt 2085310 EghezéeGround area
2,593 m²
Building footprint
147 m²
Parcel 92133B0202/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Murrayfield
since 20202.299.755.776
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92133B0202/00L000 | Wallonia | 2,593 m² | 1 · 147 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SUNSOLAR SOLUTIONS
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,600 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
73110Advertising agencies
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:+32476655280
E-mail:bguelette@gmail.com