Turnover
≈ €200,000 estimated
The micro format states no turnover.
ANVICA
Lifetime
1 annual account with figurespeak €38,001 (2025)
€38,001
lowest -€3,115 (2025)
-€3,115
peak €4,385 (2025)
€4,385
€39,169
Board1 name since 2025
1 directorTOEGAERT Michaël
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Loss of €3,115Incorporation 11-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€39,169 90% of the balance sheet
Financial debts 38%Suppliers 5%Taxes and wages 1%Other 55%
Of this, €24,196 falls due within a year.
Starting capital
€7,500 100 shares
2025 accounts filed 25 days after the deadline
Checked score
36
Weak
Financially stronger than 29% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,796 companies (NACE 56, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 3.9%lowest value
04-2026: 4.0%▲ +0.1 percentage points vs 03-2026
05-2026: 4.1%▲ +0.1 percentage points vs 04-2026
06-2026: 4.6%▲ +0.5 percentage points vs 05-2026
07-2026: 4.6%● unchanged vs 06-2026
08-2026: 4.9%▲ +0.3 percentage points vs 07-2026
09-2026: 5.1%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 5.1%● unchanged vs 09-2026highest value
11-2026: 5.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2025
Sector: Food and beverage service activities (NACE 56)
Size: total assets €43,554
Liquidity: current ratio 0.13, cash €1,955
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 33% of them on solvency, 22% on liquidity and 30% on profitability.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 173 companies had the same profile as ANVICA has now. Each dot is one company, two years later.
94.2%
were still trading
2.3%
stopped another way
2.9%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ANVICA itself is higher: 5.1% within 12 months. It rests on far more data about ANVICA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 173 companies, not a prediction for ANVICA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.13, below 1. Short-term debt is 55.6% and cash 4.5% of total assets. 89.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
25 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1019725960
Incorporation
Founding capital of €7,500, 100 shares · Founder: TOEGAERT Michaël · Appointment: TOEGAERT Michaël (director) · published on 11-02-2025 · Gazette deed
First establishment
Pizzeria Anna, Marktplein 41B, Pajottegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ANVICA Pajottegem | €43,554 | €38,001 | 10.1% | - |
| 44 INVEST Sint-Pieters-Leeuw | €45,323 | €38,509 | 48.4% | - |
| CLOCHI'FRITES Vaux-sur-Sûre | €46,534 | €38,270 | 80.6% | - |
| HOLE-TZ Mechelen | €42,639 | €33,968 | 36.3% | - |
| BXL TRAD Charleroi | €44,832 | €32,802 | 72.2% | - |
| OMB LEUZE Leuze-en-Hainaut | €40,659 | €32,689 | 9.9% | - |
| ZEYTOUNE Ixelles | €51,103 | €37,521 | 50.9% | - |
These companies have the same main activity as ANVICA: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €40,700 and €51,100, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 07-02-2025Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 5 others
- Establishment unit
- 2.369.663.1811570 Pajottegem, since 07-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 15-10-2025
Insights on ANVICA
The computed 12-month bankruptcy probability of ANVICA is 5.1% (elevated). The 2025 annual accounts show equity of €4,385 and a net result of -€3,115.
Its solvency ranks better than 33% of 17,145 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ANVICA
- What is the company number of ANVICA?
- The company number of ANVICA is 1019.725.960. The VAT number is the same number with BE in front: BE 1019.725.960.
- Where is ANVICA based?
- The registered office is at Marktplein 41B, 1570 Pajottegem.Company details
- What does ANVICA do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of ANVICA?
- ANVICA is a private limited company (BV).
- When was ANVICA founded?
- ANVICA was founded on 07-02-2025.
- Is ANVICA still active?
- Yes, ANVICA is an active enterprise in the KBO register.
- How many employees does ANVICA have?
- ANVICA had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ANVICA?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €38,001 and 67 comparable companies (NACE 56112). It probably lies between €160,000 and €280,000.
- Is ANVICA profitable?
- In financial year 2025, ANVICA made a loss of €3,115.
- Where can I find the annual accounts of ANVICA?
- ANVICA filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See whether the workforce is growing and whether people stay.Employer check
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