ANVICA
ActiveSummary
The computed 12-month bankruptcy probability of ANVICA is 3.3% (moderate). The 2025 annual accounts show equity of €4k and a net result of €-3k. Its solvency ranks better than 33% of 13305 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability38
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.13; short-term debt: 55.6% and cash: 4.5% of total assets), and 89.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.1%
Return on assets
-7.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€44k
Net result
€-3k
Working capital
€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €44k
Fixed assets
€40k
Current assets
€3k
Equity and liabilities €44k
Equity
€4k
Debt
€39k
Debt finances 89.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€5k
Current ratio
0.13
Quick ratio
0.09
Debt to equity
8.93
ROE
-71.0%
ROA
-7.2%
Interest coverage
3.38
Debt ≤ 1 year
€24k
Debt > 1 year
€15k
Income taxes
€200
Staff costs
€31k
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet
Code2025
Assets
Total assets20/58€44k
Fixed assets21/28€40k
Tangible fixed assets22/27€38k
Plant, machinery and equipment23€33k
Furniture and vehicles24€5k
Financial fixed assets28€2k
Current assets29/58€3k
Stocks and contracts in progress3€1k
Stocks30/36€1k
Amounts receivable within one year40/41€299
Trade receivables40€194
Other amounts receivable41€105
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€44k
Equity10/15€4k
Contributions10/11€8k
Profit (loss) carried forward14€-3k
Amounts payable17/49€39k
Amounts payable after more than one year17€15k
Financial debts170/4€15k
Amounts payable within one year42/48€24k
Current portion of amounts payable after more than one year42€4k
Trade debts44€2k
Suppliers440/4€2k
Advances received on contracts in progress46€30
Taxes, remuneration and social security45€561
Taxes450/3€507
Remuneration and social security454/9€54
Other amounts payable47/48€18k
Income statement
Code2025
Remuneration, social security and pensions62€31k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Other operating charges640/8€140
Gross operating margin9900€38k
Operating profit (loss)9901€-797
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€-3k
Income taxes67/77€200
Profit (loss) for the period9904€-3k
Profit (loss) for the period to be appropriated9905€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplein 41B1570 PajottegemGround area
674 m²
Building footprint
214 m²
Volume, LiDAR
1,709 m³
Parcel 23023C0182/00N000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pizzeria Anna
since 20252.369.663.181
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23023C0182/00N000 | Flanders | 674 m² | 1 · 214 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePajottegem2.369.663.181
Similar companies · same sector, comparable size
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BE 0533.707.163
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BE 0578.940.639
Sint-Gillis (bij-Brussel) · Eq €4,398
B&A INVESTMENT
BE 1017.702.719
Elsene · Eq €4,398
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 4,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
10730Manufacture of food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
56111Full-service restaurants
56210Event catering
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.