44 INVEST
ActiveThe computed 12-month bankruptcy probability of 44 INVEST is 3.9% (moderate). The 2025 annual accounts show equity of €22k and a net result of €27k. Its solvency ranks better than 65% of 13270 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+96
Solvency73▲+48
Growth78
Track record82
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.08 in 2024; short-term debt: 51.6% and cash: 18.3% of total assets), and 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.4%
Return on assets
59.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
22 d early
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 15,619%
2024 · €139
2024: €139
2024 → 2025
Total assets
€45k▲ 6.3%
2024 · €43k
2024: €43k
2024 → 2025
Net result
€27k
2024 · €-5k
2024: €-5k
2024 → 2025
Working capital
€-12k▲ 70.6%
2024 · €-39k
2024: €-39k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€139-€22k▲ 15,619%
Operating result€-5k-€31k
Net result€-5k-€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€33k▼ 14.9%
Current assets
€12k▲ 257%
Equity and liabilities €45k
Equity
€22k▲ 15,619%
Debt
€23k▼ 44.9%
The debt ratio falls from 99.7% to 51.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €-3k
Cash flow
€33k▲
2024 · €-3k
Solvency
48.4%▲
2024 · 0.3%
Current ratio
0.51▲
2024 · 0.08
Quick ratio
0.35▲
2024 · 0.08
Debt / equity
1.07
ROE
122.2%
ROA
59.1%▲
2024 · -12.1%
Interest coverage
366.83▲
2024 · -49.47
Debt
€23k▼
2024 · €42k
Debt ≤ 1 year
€23k▼
2024 · €42k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€45k▲
Fixed assets21/28€39k€33k▼
Intangible fixed assets21€39k€33k▼
Current assets29/58€3k€12k▲
Stocks and contracts in progress3-€4k
Stocks30/36-€4k
Amounts receivable within one year40/41€594-
Other amounts receivable41€594-
Cash at bank and in hand54/58€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€43k€45k▲
Equity10/15€139€22k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-5k€17k▲
Amounts payable17/49€42k€23k▼
Amounts payable within one year42/48€42k€23k▼
Trade debts44€41k€3k▼
Suppliers440/4€41k€3k▼
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Other amounts payable47/48€1k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8-€1k
Gross operating margin9900€-3k€39k▲
Operating profit (loss)9901€-5k€31k▲
Financial income75/76B-€153
Recurring financial income75-€153
Financial charges65/66B€68€102▲
Recurring financial charges65€68€102▲
Profit (loss) for the period before taxes9903€-5k€31k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€-5k€27k▲
Profit (loss) for the period to be appropriated9905€-5k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€22k▲
Profit (loss) brought forward from the previous period14P-€-5k
Profit to be distributed694/7-€5k
Directors or managers695-€5k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lenniksebaan 10671602 Sint-Pieters-LeeuwGround area
1.2 ha
Building footprint
2,850 m²
Volume, LiDAR
13,829 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Frituur Brukom
since 20242.366.400.023
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582D0285/00T002 | Flanders | 1.2 ha | 1 · 2,729 m² | 8.9 m · 2 fl. |
| 23089B0444/00N000 | Flanders | 120 m² | 1 · 120 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Leeuw2.366.400.023
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2024
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.