Equity
ANTO CONSTRUCT has made a profit in every financial year since 2017.
ANTO CONSTRUCT has made a profit in every financial year since 2017.
Green is investment, beige is depreciation.
ANTO CONSTRUCT pays its suppliers 17 days earlier than in 2025. Customers pay 59 days later.
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 80% of them on solvency, 34% on liquidity, 80% on profitability and 66% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-01-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 34,693 companies had the same profile as ANTO CONSTRUCT has now. Each dot stands for 87 companies, two years later.
The bankruptcy probability of ANTO CONSTRUCT itself is higher: 0.9% within 12 months. It rests on far more data about ANTO CONSTRUCT than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for ANTO CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 4.66 (4.88 in 2025), above the usual 1.5. Short-term debt is 21% and cash 0.7% of total assets. 25.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| ANTO CONSTRUCT Anderlecht | €82,586 | €19,337 | 74.1% | - |
| CUSTOM SERVICES Ixelles | €84,230 | €20,659 | 45.0% | - |
| VnM Projects Rotselaar | €90,979 | €18,363 | 10.9% | - |
| XXL Zoersel | €70,592 | €22,031 | 36.9% | - |
| NUH Ghent | €83,665 | €15,932 | 62.5% | - |
| Y.H.S. ATLAS CONSTRUCT Grimbergen | €87,298 | €19,011 | 32.8% | - |
| CASA DOLORES Brussels | €99,453 | €14,874 | 78.4% | - |
These companies have the same main activity as ANTO CONSTRUCT: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €70,600 and €99,500, founded between 2013 and 2017.
ANTO CONSTRUCT has existed since 2015. In 2023 turnover rose from €14,649 to €37.4m.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 79% of 35,125 companies in 2025.
Higher than 85% of 34,499 companies in 2025.
Higher than 80% of 34,700 companies in 2025.
| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||
20/58 |
82,586 | 63,390 | 43,960 | 27,832 | 24,524 | 24,842 | 23,998 | 26,020 | 16,974 | |
21/28 |
1,598 | - | - | - | - | - | 2,656 | 7,968 | - | |
22/27 |
1,598 | - | - | - | 0 | - | 2,656 | 7,968 | - | |
24 |
1,598 | - | - | - | - | - | 2,656 | 7,968 | - | |
29/58 |
80,988 | 63,390 | 43,960 | 27,832 | 24,524 | 24,842 | 21,342 | 18,052 | 16,974 | |
40/41 |
80,381 | 62,765 | 43,018 | 22,763 | 24,246 | 24,492 | 19,837 | 17,978 | 15,368 | |
40 |
74,638 | 61,129 | 40,554 | 15,836 | 17,054 | 13,535 | 14,292 | 13,487 | 8,488 | |
41 |
5,743 | 1,636 | 2,464 | 6,927 | 7,192 | 10,958 | 5,545 | 4,491 | 6,880 | |
54/58 |
607 | 625 | 942 | 5,069 | 278 | 350 | 1,505 | 74 | 1,605 | |
| Balance sheet: equity and liabilities | ||||||||||
10/49 |
82,586 | 63,390 | 43,960 | 27,832 | 24,524 | 24,842 | 23,998 | 26,020 | 16,974 | |
10/15 |
61,223 | 46,408 | 32,247 | 20,064 | 17,445 | 16,113 | 13,334 | 11,246 | 10,395 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | |
1311 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | |
14 |
53,163 | 38,348 | 24,187 | 12,004 | 9,385 | 8,053 | 5,274 | 3,186 | 2,335 | |
16 |
4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | |
160/5 |
4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | |
163 |
4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | |
17/49 |
17,363 | 12,981 | 7,714 | 3,768 | 3,079 | 4,729 | 6,664 | 10,774 | 2,578 | |
17 |
- | - | - | - | - | - | 2,101 | 5,676 | - | |
170/4 |
- | - | - | - | - | - | 2,101 | 5,676 | - | |
42/48 |
17,363 | 12,981 | 7,714 | 3,768 | 3,079 | 4,729 | 4,563 | 5,098 | 2,578 | |
42 |
- | - | - | - | - | 1,922 | 2,145 | 2,145 | - | |
44 |
6,486 | 7,726 | 3,633 | 2,888 | 2,738 | 2,088 | 2,088 | 1,271 | 1,180 | |
440/4 |
3,813 | 3,719 | - | - | - | - | - | - | 1,180 | |
441 |
2,673 | 4,008 | 3,633 | 2,888 | 2,738 | 2,088 | 2,088 | 1,271 | - | |
45 |
10,877 | 5,255 | 4,081 | 881 | 341 | 720 | 331 | 1,682 | 1,398 | |
450/3 |
10,877 | 5,255 | 4,081 | 881 | 341 | 720 | 331 | 1,682 | 1,398 | |
| Income statement | ||||||||||
70 |
63,108 | 59,753 | 38,021 | 37.4m | 14,649 | 21,479 | 16,682 | 40,454 | 94,256 | |
9900 |
19,337 | 20,030 | 16,525 | 3,736 | 1,926 | 6,422 | 4,352 | 4,073 | 9,739 | |
60/61 |
43,771 | 39,723 | 21,496 | 6,515 | 12,678 | 15,056 | 12,330 | 36,381 | 84,517 | |
630 |
799 | - | - | - | - | 2,656 | 2,656 | 2,656 | - | |
640/8 |
194 | 292 | 158 | 167 | 160 | 162 | 24 | 60 | 76 | |
9901 |
18,345 | 19,737 | 16,368 | 3,568 | 1,766 | 3,604 | 1,672 | 1,357 | 9,663 | |
75/76B |
2,125 | - | - | - | - | - | - | - | - | |
76B |
2,125 | - | - | - | - | - | - | - | - | |
65/66B |
34 | 45 | 45 | 45 | 59 | 77 | 43 | 222 | 69 | |
65 |
34 | 45 | 45 | 45 | 59 | 77 | 43 | 222 | 69 | |
9903 |
20,437 | 19,692 | 16,323 | 3,523 | 1,707 | 3,528 | 1,629 | 1,135 | 9,594 | |
67/77 |
5,622 | 5,531 | 4,140 | 904 | 375 | 749 | 363 | 284 | 1,398 | |
9904 |
14,815 | 14,161 | 12,183 | 2,619 | 1,332 | 2,779 | 1,266 | 851 | 4,195 | |
9905 |
14,815 | 14,161 | 12,183 | 2,619 | 1,332 | 2,779 | 1,266 | 851 | 4,195 | |
| Appropriation of the result | ||||||||||
9906 |
53,163 | 38,348 | 24,187 | 12,004 | 9,385 | 8,053 | 5,274 | 3,186 | 4,195 | |
14P |
38,348 | 24,187 | 12,004 | 9,385 | 8,053 | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | 1,860 | |
| Document | ||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 25-09-2026.
2026 annual accounts filed 25 days after the deadline. Filed on 25 September 2026, deadline 31 August 2026 (7 months after the close on 31 January 2026, Companies Code art. 3:10). Source: NBB, 2026-00528472.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-01-2026 | micro format | 25-09-2026 | 2026-00528472 | |
| 31-01-2025 | micro format | 19-09-2025 | 2025-00503659 | |
| 31-01-2024 | micro format | 09-09-2024 | 2024-00458450 | |
| 31-01-2023 | micro format | 25-09-2023 | 2023-00455809 | |
| 31-01-2022 | micro format | 17-10-2022 | 2022-20464944 | |
| 31-01-2021 | micro format | 05-08-2021 | 2021-47100455 | |
| 31-01-2020 | micro format | 31-07-2020 | 2020-38500467 | |
| 31-01-2018 | micro format | 23-08-2018 | 2018-49300076 | |
| 31-01-2017 | full format | 14-09-2017 | 2017-60800393 |
| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| 19,144 | - | - | - | - | 6,261 | 4,328 | 4,013 | - | ||
| 15,614 | - | - | - | - | 5,435 | 3,923 | 3,507 | - | ||
| 2,397 | - | - | - | - | 0 | - | 10,624 | - | ||
| -18 | -317 | -4,127 | 4,791 | -72 | -1,156 | - | -1,531 | - | ||
| 63,625 | 50,408 | 36,247 | 24,064 | 21,445 | 20,113 | 16,779 | 12,954 | 14,395 | ||
| 29.1% | 33.0% | 43.0% | 0.0% | 12.1% | 16.8% | 10.0% | 3.4% | 10.3% | ||
| 74.1% | 73.2% | 73.4% | 72.1% | 71.1% | 64.9% | 55.6% | 43.2% | 61.2% | ||
| 4.66 | 4.88 | 5.70 | 7.39 | 7.97 | 5.25 | 4.68 | 3.54 | 6.58 | ||
| 0.28 | 0.28 | 0.24 | 0.19 | 0.18 | 0.29 | 0.50 | 0.96 | 0.25 | ||
| 24.2% | 30.5% | 37.8% | 13.1% | 7.6% | 17.2% | 9.5% | 7.6% | 40.4% | ||
| 17.9% | 22.3% | 27.7% | 9.4% | 5.4% | 11.2% | 5.3% | 3.3% | 24.7% | ||
| over 100 | - | - | - | - | - | - | - | - | ||
| 432 days | 373 days | 389 days | 0 days | 425 days | 230 days | 313 days | 122 days | 33 days | ||
| 54 days | 71 days | 62 days | 162 days | 79 days | 51 days | 62 days | 13 days | 5 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-01-2026 | 31-01-2025 | 31-01-2024 | 31-01-2023 | 31-01-2022 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,397 | - | - | - | - |
| €799 | - | - | - | - |
Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)
The operating result for 2026 is 7% lower than in 2025.
Debt's share of the balance-sheet total rises from 20.5% to 21.0%. Equity and debt are higher.
ANTO CONSTRUCT has no parent and no holdings in its annual accounts. ROMAN Cristian Vasile is the only director. ANTO CONSTRUCT shares no director with another company.
| Association des copropriétaires à Anderlecht, Avenue Charles Plisnier 4
registered office since 30-04-2002 |
founded in 2002 0824.318.767 |
Deadline for the 2027 accounts: 31-08-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Charles Plisnierlaan 4 registered office 1070 Anderlecht 43120 Site preparation | 11-09-2015 | 2.245.984.223 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21001A0101/00H002 | 143 m² | 1 · 90 m² | 12.6 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0636.987.716
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