CUSTOM SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of CUSTOM SERVICES is 1.6% (moderate). The 2025 annual accounts show equity of €38k and a net result of €11k. Equity is shrinking by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 27786 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+48
Solvency70▼-21
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 2.81 in 2024; short-term debt: 55% and cash: 2.2% of total assets), and 55% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45%
Return on assets
13.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €38k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 42.5%
2024 · €27k
2018: €48k
2019: €48k
2020: €38k
2021: €50k
2022: €32k
2023: €25k
2024: €27k
2018 → 2025
Total assets
€84k▲ 109%
2024 · €40k
2018: €55k
2019: €55k
2020: €72k
2021: €72k
2022: €73k
2023: €38k
2024: €40k
2018 → 2025
Net result
€11k▲ 844%
2024 · €1k
2018: €2k
2020: €2k
2021: €12k
2022: €-17k
2023: €-7k
2024: €1k
2018 → 2025
Working capital
€22k▼ 11.3%
2024 · €25k
2018: €46k
2019: €46k
2020: €37k
2021: €49k
2022: €31k
2023: €23k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€32k▼ 35.0%€25k▼ 21.6%€27k▲ 4.7%€38k▲ 42.5%
Operating result€15k-€-14k€-5k▲ 63.2%€3k€19k▲ 536%
Net result€12k-€-17k€-7k▲ 59.7%€1k€11k▲ 844%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 536% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€16k ▲ 780%
Current assets
€68k ▲ 77.7%
Equity and liabilities €84k
Equity
€38k ▲ 42.5%
Debt
€46k ▲ 239%
Debt's share of the balance-sheet total rises from 34.0% to 55.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €3k
Cash flow
€12k▲
2024 · €2k
Current ratio
1.47▼
2024 · 2.81
Debt to equity
1.22▲
2024 · 0.51
ROE
29.8%▲
2024 · 4.5%
ROA
13.4%▲
2024 · 3.0%
Interest coverage
16.37▲
2024 · 1.86
Debt ≤ 1 year
€46k▲
2024 · €14k
Income taxes
€8k▲
2024 · €721
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€40k€84k▲
Fixed assets21/28€2k€16k▲
Tangible fixed assets22/27€608€15k▲
Furniture and vehicles24€608€15k▲
Financial fixed assets28€1k€1k=
Current assets29/58€38k€68k▲
Amounts receivable within one year40/41€36k€66k▲
Trade receivables40€17k€21k▲
Other amounts receivable41€19k€45k▲
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€0€330▲
Equity and liabilities
Total equity and liabilities10/49€40k€84k▲
Equity10/15€27k€38k▲
Contributions10/11€6k€6k=
Reserves13€342€19k▲
Non-distributable reserves130/1€342€342=
Reserves not available under the articles1311€342€342=
Distributable reserves133-€18k
Profit (loss) carried forward14€20k€13k▼
Amounts payable17/49€14k€46k▲
Amounts payable within one year42/48€14k€46k▲
Current portion of amounts payable after more than one year42€2k€11k▲
Trade debts44€10k€25k▲
Suppliers440/4€10k€25k▲
Taxes, remuneration and social security45€2k€10k▲
Taxes450/3€2k€10k▲
Other amounts payable47/48€10-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€407€1k▲
Other operating charges640/8€904€595▼
Gross operating margin9900€4k€21k▲
Operating profit (loss)9901€3k€19k▲
Financial income75/76B€759€1k▲
Recurring financial income75€759€1k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€2k€19k▲
Income taxes67/77€721€8k▲
Profit (loss) for the period9904€1k€11k▲
Profit (loss) for the period to be appropriated9905€1k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€31k▲
Profit (loss) brought forward from the previous period14P€19k€20k▲
Transfer to equity691/2-€18k
To other reserves6921-€18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-17k ▼245%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €12k ▲452%
Net result €12k, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marsveldplein 5/141050 ElseneGround area
3,724 m²
Building footprint
1,306 m²
Volume, LiDAR
98,133 m³
Parcel 21009A0769/00S002, Brussels · tallest building 99.0 m, ±27 floors. Linked by address, not a title deed.
1 establishment unit
CUSTOM SERVICES
since 20132.224.958.779
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0769/00S002 | Brussels | 3,724 m² | 1 · 1,306 m² | 99.0 m · 27 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
K & S Company
BE 0784.468.791
Beerse · Eq €37,704
KATRAX
BE 0460.155.429
Herentals · Eq €38,062
MVA COMMOD
BE 0805.854.422
Brussel · Eq €38,080
MAV BUILDING
BE 1000.539.360
Sint-Pieters-Leeuw · Eq €38,187
KLUS-EN RENOVATIEWERKEN NOORDERHEIDE
BE 0772.410.505
Schoten · Eq €37,502
Of 7,293 companies in sector 43350 we hold annual accounts for 2,363. 1,955 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
47120Other non-specialised retail sale
70200Business and other management consultancy
81300Landscape service activities
82990Other business support services
96999Other personal services
97000Households as employers of domestic personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.customservices.be
E-mail:info@customservices.be