Equity
€411,722 ▼ 31.7%
ANSERS paid out €125,000 in dividends in a year with a loss of €66,416.
ANSERS
Lifetime
18 annual accounts with figures on one time axispeak €338,696 (2024)
€103,491▼ 69.4%
lowest -€66,416 (2025)
-€66,416▼ €222,017
peak €603,137 (2024)
€411,722▼ 31.7%
€213,588▲ 81.5%
peak 0.4 FTE (2018)
-not published
Board1 name since 2021
1 directorSLABBINCK Marijke
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €338,696 to €103,491Loss of €66,416Dividend €125,000Equity from €603,137 to €411,722Debts from €117,693 to €213,588Cash from €10,985 to €55,043
Key points
from the 2025 annual accountsResult
-€66,416 -€66,416
From profit to loss in 2025, after a profit of €155,601 in 2024.
Turnover
≈ €260,000 estimated
The accounts state no turnover.
Debts
€213,588 ▲ 81.5%
Debts rose by €95,895 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Liquidity
2.31 was 5.24 in 2024
Short-term debts rose from €110,791 to €213,588.
Position in the sector
-€66,416
Lower net result than 93% of companies in research and development. Sector median €27,659 · 620 companies.
2025 accounts filed 28 days after the deadline
Checked score
86
Excellent
Financially stronger than 31% of micro companies in research and development (NACE 72)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 932 companies (NACE 72, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €66,416 (financial year 2025)
lowers risk
Size: total assets €625,309
Figures for financial year 2025 (filed on 29-08-2026)
Equity €411,722 (65.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 72, micro). It does better than 58% of them on solvency, 23% on liquidity, 22% on profitability and 22% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as ANSERS has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ANSERS itself is lower: 0.2% within 12 months. It rests on far more data about ANSERS than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for ANSERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.31 (5.24 in 2024), above the usual 1.5. Short-term debt is 34.2% and cash 8.8% of total assets. 34.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
34 days early
2023
26 days early
2022
61 days early
2021
24 days early
2020
17 days early
2019
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 72), the median for financial year 2024 was 13 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0896208932
Resignation: SLABBINCK Marijke (manager)
Reappointment: SLABBINCK Marijke (director) · Director discharge: SLABBINCK Marijke · General meeting of 21-12-2023 · Gazette deed
First establishment
Avenue Jean Monnet 1, Ottignies-Louvain-la-Neuve
Incorporation
published on 07-03-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ANSERS Perwez | €625,309 | €103,491 | 65.8% | - |
| HUGIN MUGIN RESEARCH Antwerp | €567,097 | €96,676 | 70.0% | - |
| Société Médicale Dr PARADA Trois-Ponts | €625,127 | €137,701 | 81.7% | - |
| Dr. Elisabeth Gyselbrecht - huisartsenpraktijk Wingene | €550,886 | €88,772 | 55.2% | - |
| NOVICREO Fernelmont | €608,120 | €154,907 | 85.4% | - |
| SINTAC Nivelles | €575,707 | €91,555 | 96.8% | - |
| MEDCOT Waterloo | €542,923 | €53,444 | 54.1% | - |
These companies have the same main activity as ANSERS: other research and development on natural sciences (NACE 72109). They are comparable in size and age: total assets between €543,000 and €625,000, founded between 2004 and 2011.
Official details
Source: KBO- Status
- Active since 05-03-2008Normal situation
- Activity
- Other research and development on natural sciencesNACE 72109and 2 others
- Establishment unit
- 2.169.256.9261348 Ottignies-Louvain-la-Neuve, since 11-03-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 20-12-2025
Insights on ANSERS
ANSERS files the micro format. That format states no turnover. The gross margin rose from €69,457 in 2008 to €103,491 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ANSERS
- What is the company number of ANSERS?
- The company number of ANSERS is 0896.208.932. The VAT number is the same number with BE in front: BE 0896.208.932.
- Where is ANSERS based?
- The registered office is at Rue du Prieuré 89, 1360 Perwez.Company details
- What does ANSERS do?
- According to the KBO register, the main activity is other research and development on natural sciences (NACE 72109).
- What is the legal form of ANSERS?
- ANSERS is a private limited company (BV).
- When was ANSERS founded?
- ANSERS was founded on 05-03-2008.
- Is ANSERS still active?
- Yes, ANSERS is an active enterprise in the KBO register.
- How many employees does ANSERS have?
- ANSERS had an average of 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ANSERS?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €103,491 and 2,203 comparable companies of the same size. It probably lies between €170,000 and €400,000. It is a rough estimate.
- Is ANSERS profitable?
- In financial year 2025, ANSERS made a loss of €66,416.
- Where can I find the annual accounts of ANSERS?
- ANSERS filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ANSERS due?
- ANSERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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