Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
fiscal year 2026 expected by 31-07-2027
23-07-2026 NBB filing Annual accounts filed
26-06-2025 NBB filing Annual accounts filed
27-06-2024 NBB filing Annual accounts filed
20-06-2023 NBB filing Annual accounts filed
14-06-2022 NBB filing Annual accounts filed
07-06-2021 NBB filing Annual accounts filed
24-06-2020 NBB filing Annual accounts filed
17-06-2019 NBB filing Annual accounts filed
28-05-2018 NBB filing Annual accounts filed
29-05-2017 NBB filing Annual accounts filed
Financials
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaFigures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €62k |
| Net profit | €29k |
| Cash flow | €38k |
| Staff costs | - |
| Income taxes | €10k |
| Dividends | - |
| Total assets | €643k |
| Equity | €284k |
| Debt | €359k |
| of which ≤ 1y | €355k |
| of which > 1y | - |
| Working capital | €-306k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.14 |
| Quick ratio | 0.14 |
| Working capital ratio | -47.5% |
| Solvency | 44.2% |
| Debt / equity | 1.26 |
| Long-term debt ratio | - |
| Interest coverage | 4.20 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.4% |
| ROE | 10.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €643k |
| Fixed assets | 21/28 | €594k |
| Tangible fixed assets | 22/27 | €594k |
| Current assets | 29/58 | €50k |
| Amounts receivable within one year | 40/41 | €5k |
| Cash & bank | 54/58 | €44k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €643k |
| Equity | 10/15 | €284k |
| Contributions / capital | 10/11 | €51k |
| Reserves | 13 | €38k |
| Accumulated profits (losses) | 14 | €195k |
| Amounts payable | 17/49 | €359k |
| Amounts payable within one year | 42/48 | €355k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €70k |
| Operating result | 9901 | €53k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €15k |
| Result before taxes | 9903 | €38k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €29k |
| Result to be appropriated | 9905 | €29k |
Signals
No strikeouts found in the KBO publications · how complete this is
Filing history by fiscal year and how the deadline is computed
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 23-07-2026 | 8 d early | 2026-00322095 |
| 31-12-2024 | 31-07-2025 | 26-06-2025 | 35 d early | 2025-00180320 |
| 31-12-2023 | 31-07-2024 | 27-06-2024 | 34 d early | 2024-00169860 |
| 31-12-2022 | 31-07-2023 | 20-06-2023 | 41 d early | 2023-00139100 |
| 31-12-2021 | 31-07-2022 | 14-06-2022 | 47 d early | 2022-20060814 |
| 31-12-2020 | 31-07-2021 | 07-06-2021 | 54 d early | 2021-17400313 |
| 31-12-2019 | 31-07-2020 | 24-06-2020 | 37 d early | 2020-19600184 |
| 31-12-2018 | 31-07-2019 | 17-06-2019 | 44 d early | 2019-18500543 |
| 31-12-2017 | 31-07-2018 | 28-05-2018 | 64 d early | 2018-13900543 |
| 31-12-2016 | 31-07-2017 | 29-05-2017 | 63 d early | 2017-13000335 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortestraat 139240 ZeleEstablishment units
1 locationReal-estate footprint
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402C2153/00M000 | Flanders | 703 m² | 1 · 266 m² | 8.9 m · 1 fl. |