Financials
- Financial year
- 2025
- Total assets
- €807,584
- Profit
- €160,217
- Solvency
- 35.2%
Total assets▼ 8.5%
Net result
20242025
Agence Dumo
ActiveSummary
Agence Dumo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284,293 and a net result of €160,217. Its solvency ranks better than 55% of 17,033 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€807,584total assets 2025
- Equity
- €284,293
- Profit
- €160,217
Turnover not published (micro format)
Structure
- COUDEVILLE NathalieDirector
- COUDEVILLE StephanieDirector
- DUCHI Henk Jozef MariaDirector
2025 accounts 102 days early
Why 97lowers riskSize: total assets €807,584Sector: Real estate activities (NACE 68)Liquidity: current ratio 1.33, cash €154,562Figures for financial year 2025 (filed 20-04-2026)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency
60+21
equity 35.2% of total assets
Liquidity
65+13
short-term debt 24.6% · cash 19.1%
Profitability
94+8
return on assets 19.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.7%highest value
07-2025: 0.1%▼ -0.6 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity tight (current ratio 1.33, compared with 0.84 in 2024, below the usual 1.5; short-term debt: 24.6% and cash: 19.1% of total assets), and 64.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 53% on solvency, 76% on liquidity, 88% on profitability and 93% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
102 days early
2024
57 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 80 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €200,000equity €284,293 ▲129%
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 3 members
- COUDEVILLE NathalieDirector
- COUDEVILLE StephanieDirector
- DUCHI Henk Jozef MariaDirector
Timeline
- Events
- 4
- Since
- 2024
- Next accounts
- by 31-07-2027
- 29-05-2024Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 27-05-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 30
- Who signs
- Each director alone
- Statutory auditor
- No statutory auditor
Key facts about Agence Dumo
- What is the company number of Agence Dumo?
- 1009.723.676. In Belgium the VAT number is the company number with BE in front: BE 1009.723.676.
- Where is Agence Dumo based?
- The registered office is at Zeedijk 361, 8430 Middelkerke.Company details
- What does Agence Dumo do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of Agence Dumo?
- Private limited company (BV).
- When was Agence Dumo founded?
- On 27-05-2024.
- Is Agence Dumo still active?
- Yes, Agence Dumo is an active enterprise in the KBO register.
- What is the turnover of Agence Dumo?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Agence Dumo profitable?
- In financial year 2025, Agence Dumo made a profit of €160,217.
- Where can I find the annual accounts of Agence Dumo?
- Agence Dumo filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Agence Dumo due?
- By 31-07-2027, for financial year 2026.Timeline
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