ANS COMPUTER
ActiveSummary
ANS COMPUTER has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.5m and a net result of €80,283. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 1547 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability44▼-14
Solvency91▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 3.92 against 2.72 in 2023; short-term debt: 21.3% and cash: 19.1% of total assets), and 34.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65.8%
Return on assets
3.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
13 d early
2022
21 d late
2021
30 d late
2020
30 d late
2019
33 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
In the rankings
#8 company by equity in Namur, Telecoms and IT sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€80,283▼ 68.4%
2023 · €253,708
Working capital
€1.4m▲ 25.3%
2023 · €1.2m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€283,173▼ 7.4%€730,830▲ 158%€501,027▼ 31.4%€594,145▲ 18.6%€342,375▼ 42.4%
Net result€227,825▲ 8.3%€527,703▲ 132%€207,624▼ 60.7%€253,708▲ 22.2%€80,283▼ 68.4%
Equity€619,521▲ 8.4%€1.1m▲ 81.5%€1.3m▲ 17.3%€1.5m▲ 11.0%€1.5m▲ 4.6%
Total assets€1.6m▲ 19.5%€2.2m▲ 33.8%€2.1m▼ 5.1%€2.3m▲ 10.3%€2.3m▲ 0.7%
Debt€1.0m▲ 27.3%€1.1m▲ 5.1%€773,443▼ 28.5%€844,797▲ 9.2%€634,501▼ 24.9%
Working capital€557,769▲ 2.5%€930,038▲ 66.7%€1.1m▲ 14.0%€1.2m▲ 8.9%€1.4m▲ 25.3%
Staff (FTE)6.7▲ 8.1%6.4▼ 4.5%6.7▲ 4.7%6.4▼ 4.5%7.5▲ 17.2%
Why a figure moved sharply
- 2024 Net result -68% on 2023. Cause not known from the registers.
- 2022 Net result -61% on 2021. Cause not known from the registers.
- 2021 Net result +132%, Equity +81% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 42% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.3m
Fixed assets
€384,876 ▼ 20.6%
Current assets
€1.9m ▲ 6.4%
Equity and liabilities €2.3m
Equity
€1.5m ▲ 4.6%
Provisions
€160,142
Debt
€634,501 ▼ 24.9%
Debt's share of the balance-sheet total falls from 36.6% to 27.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€442,619▼
2023 · €683,626
Cash flow
€180,528▼
2023 · €343,189
Current ratio
3.92▲
2023 · 2.72
Quick ratio
3.77▲
2023 · 2.58
Debt to equity
0.41▼
2023 · 0.58
ROE
5.2%▼
2023 · 17.3%
ROA
3.5%▼
2023 · 11.0%
Interest coverage
2.47▼
2023 · 3.08
Debt ≤ 1 year
€494,575▼
2023 · €669,686
Debt > 1 year
€139,276▼
2023 · €174,461
Income taxes
€96,778▼
2023 · €122,616
Staff costs
€367,146▲
2023 · €348,970
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €288,737 | €331,286 | €348,970 | €367,146 | ▲ 5.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €51,610 | €69,505 | €76,676 | €89,481 | €100,245 | ▲ 12.0% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €160,142 | - |
| Other operating charges640/8 | - | €14,314 | €7,307 | €2,897 | €4,580 | ▲ 58.1% |
| Gross operating margin9900 | €596,943 | €1.1m | €916,297 | €1.0m | €974,488 | ▼ 5.9% |
| Operating profit (loss)9901 | €283,173 | €730,830 | €501,027 | €594,145 | €342,375 | ▼ 42.4% |
| Financial income75/76B | - | €4,454 | €2,957 | €3,991 | €13,645 | ▲ 242% |
| Recurring financial income75 | €31,439 | €4,454 | €2,957 | €3,991 | €13,645 | ▲ 242% |
| Financial charges65/66B | - | €12,496 | €211,045 | €221,811 | €178,960 | ▼ 19.3% |
| Recurring financial charges65 | €10,644 | €12,496 | €211,045 | €221,811 | €178,960 | ▼ 19.3% |
| Profit (loss) for the period before taxes9903 | €303,969 | €722,788 | €292,939 | €376,324 | €177,061 | ▼ 52.9% |
| Income taxes67/77 | €76,144 | €195,085 | €85,315 | €122,616 | €96,778 | ▼ 21.1% |
| Profit (loss) for the period9904 | €227,825 | €527,703 | €207,624 | €253,708 | €80,283 | ▼ 68.4% |
| Profit (loss) for the period to be appropriated9905 | €227,825 | €527,703 | €207,624 | €253,708 | €80,283 | ▼ 68.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €2.2m | €2.1m | €2.3m | €2.3m | ▲ 0.7% |
| Fixed assets21/28 | €362,785 | €475,694 | €481,494 | €484,666 | €384,876 | ▼ 20.6% |
| Tangible fixed assets22/27 | €362,635 | €475,544 | €481,344 | €484,516 | €384,726 | ▼ 20.6% |
| Land and buildings22 | - | €321,918 | €353,031 | €357,197 | €317,103 | ▼ 11.2% |
| Plant, machinery and equipment23 | - | - | €466 | €359 | €252 | ▼ 29.9% |
| Furniture and vehicles24 | - | €129,950 | €107,683 | €109,879 | €53,372 | ▼ 51.4% |
| Leasing and similar rights25 | - | €430 | - | - | - | - |
| Other tangible fixed assets26 | - | €23,246 | €20,164 | €17,081 | €13,999 | ▼ 18.0% |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €1.3m | €1.7m | €1.6m | €1.8m | €1.9m | ▲ 6.4% |
| Amounts receivable after more than one year29 | - | - | - | €500,000 | €1.0m | ▲ 100% |
| Other amounts receivable291 | - | - | - | €500,000 | €1.0m | ▲ 100% |
| Stocks and contracts in progress3 | €82,087 | €87,280 | €79,683 | €93,174 | €75,471 | ▼ 19.0% |
| Stocks30/36 | - | €87,280 | €79,683 | €93,174 | €75,471 | ▼ 19.0% |
| Amounts receivable within one year40/41 | €498,711 | €505,077 | €429,704 | €380,487 | €417,469 | ▲ 9.7% |
| Trade receivables40 | - | €505,077 | €394,981 | €380,449 | €382,431 | ▲ 0.5% |
| Other amounts receivable41 | - | - | €34,723 | €38 | €35,038 | ▲ 92,446% |
| Cash at bank and in hand54/58 | €700,813 | €1.1m | €1.1m | €846,450 | €444,087 | ▼ 47.5% |
| Deferred charges and accrued income490/1 | - | €3,006 | €3,506 | €3,531 | €3,623 | ▲ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €2.2m | €2.1m | €2.3m | €2.3m | ▲ 0.7% |
| Equity10/15 | €619,521 | €1.1m | €1.3m | €1.5m | €1.5m | ▲ 4.6% |
| Contributions10/11 | - | €114,855 | €114,855 | €18,600 | €18,600 | = |
| Reserves13 | €150,000 | €291,486 | €431,486 | €671,486 | €741,486 | ▲ 10.4% |
| Non-distributable reserves130/1 | - | €11,486 | €11,486 | €11,486 | €11,486 | = |
| Reserves not available under the articles1311 | - | €11,486 | €11,486 | €11,486 | €11,486 | = |
| Distributable reserves133 | - | €280,000 | €420,000 | €660,000 | €730,000 | ▲ 10.6% |
| Profit (loss) carried forward14 | €311,893 | €689,596 | €747,219 | €750,928 | €751,211 | = |
| Investment grants15 | - | €28,321 | €25,388 | €22,498 | €19,586 | ▼ 12.9% |
| Provisions and deferred taxes16 | - | - | - | - | €160,142 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €160,142 | - |
| Other liabilities and charges164/5 | - | - | - | - | €160,142 | - |
| Amounts payable17/49 | €1.0m | €1.1m | €773,443 | €844,797 | €634,501 | ▼ 24.9% |
| Amounts payable after more than one year17 | €299,592 | €281,475 | €222,460 | €174,461 | €139,276 | ▼ 20.2% |
| Financial debts170/4 | - | €281,475 | €222,460 | €174,461 | €139,276 | ▼ 20.2% |
| Amounts payable within one year42/48 | €727,452 | €799,515 | €550,983 | €669,686 | €494,575 | ▼ 26.1% |
| Current portion of amounts payable after more than one year42 | - | €69,807 | €59,015 | €47,999 | €35,185 | ▼ 26.7% |
| Trade debts44 | €362,193 | €564,259 | €160,701 | €201,272 | €161,323 | ▼ 19.8% |
| Suppliers440/4 | - | €564,259 | €160,701 | €201,272 | €161,323 | ▼ 19.8% |
| Taxes, remuneration and social security45 | - | €121,336 | €140,619 | €120,070 | €133,166 | ▲ 10.9% |
| Taxes450/3 | - | €86,791 | €95,427 | €56,472 | €68,976 | ▲ 22.1% |
| Remuneration and social security454/9 | - | €34,545 | €45,192 | €63,599 | €64,190 | ▲ 0.9% |
| Other amounts payable47/48 | - | €44,113 | €190,648 | €300,345 | €164,901 | ▼ 45.1% |
| Accrued charges and deferred income492/3 | - | - | - | €650 | €650 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €227,825 | €527,703 | €207,624 | €253,708 | €80,283 | ▼ 68.4% |
| + Depreciation and write-downs630 | €51,610 | €69,505 | €76,676 | €89,481 | €100,245 | ▲ 12.0% |
| Operating cash flow (approximation) | €279,435 | €597,207 | €284,300 | €343,189 | €180,528 | ▼ 47.4% |
| Investment in fixed assets (approximation) | - | -€182,414 | -€82,476 | -€92,653 | -€455 | ▲ 99.5% |
| Change in cash | - | €433,378 | -€36,187 | -€251,554 | -€402,363 | ▼ 60.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €80,283 ▼68.4%
Net result drops to €80,283, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 21 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €527,703 ▲132%
Operating result €730,830, net result €527,703, both a record.
31-12
Financial
Equity above €1mEq €1.1m ▲81.5%
4 profitable years in a row build equity to €1.1m.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 33 days late
2019
31-12
Financial
Equity above €500,000Eq €571,334 ▲66.4%
2 profitable years in a row build equity to €571,334.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 72 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 51 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 2002
Ground area
3,419 m²
Building footprint
303 m²
Volume, LiDAR
882 m³
2 parcels, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue Arsène Grosjean(TX) 16, 5020 Namur
since 20022.114.056.107
ANS COMPUTER
since 20152.246.166.345
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92123A0034/00E003 | Wallonia | 1,905 m² | 1 · 144 m² | - |
| 92123A0032/00C002 | Wallonia | 1,514 m² | 1 · 158 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549006N3JJ4589KPT06
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 6,212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-07-2002
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
62100Computer programming
Contact
Website
www.anscomputer.be
E-mail
info@anscomputer.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477999766
Registered
14-01-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.