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iMendos Belgium

Active
Private limited companyfounded 200026 yrs activeAv. de la Résistance 38, 1340 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0472.397.819

iMendos Belgium has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €120k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 36% of 93 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
81 / 100
Excellent▲ +49 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency46▲+11
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 1.65 in 2024), but 81.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

7 signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
18.9%
Return on assets
5.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
72 d early
2024
17 d early
2023
48 d late
2022
59 d late
2021
66 d late
2020
107 d early
2019
50 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€120k
2024 · €-6k
2023: €149k 2024: €-6k
2023 → 2025
Working capital
€1.06M▲ 42.2%
2024 · €744k
2023: €301k 2024: €744k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€316k-€309k▼ 2.0%€429k▲ 38.8%
Operating result€226k-€-3k€154k
Net result€149k-€-6k€120k
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2023: €226k€226kNet result 2023: €149k€149kOperating result 2024: €-3k€-3kNet result 2024: €-6k€-6kOperating result 2025: €154k€154kNet result 2025: €120k€120k202320242025
The operating result returns to profit in 2025: €154k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.27M
Fixed assets €304k▼ 4.3%
Current assets €1.97M▲ 4.3%
Equity and liabilities €2.27M
Equity €429k▲ 38.8%
Provisions €45k=
Debt €1.80M▼ 2.8%
The debt ratio falls from 83.9% to 79.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€180k
2024 · €4k
Cash flow
€147k
2024 · €1k
Solvency
18.9%
2024 · 14.0%
Current ratio
2.16
2024 · 1.65
Quick ratio
2.16
2024 · 1.65
Debt / equity
4.19
2024 · 5.99
ROE
28.0%
2024 · -2.1%
ROA
5.3%
2024 · -0.3%
Interest coverage
23.38
2024 · 0.56
Debt
€1.80M
2024 · €1.85M
Debt ≤ 1 year
€912k
2024 · €1.14M
Debt > 1 year
€19k
2024 · €31k
Income taxes
€44k
2024 · €3k
Staff costs
€1.09M
2024 · €773k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Total assets 20/58€2.21M€2.27M
Fixed assets 21/28€317k€304k
Tangible fixed assets 22/27€63k€50k
Financial fixed assets 28€254k€254k=
Current assets 29/58€1.89M€1.97M
Amounts receivable within one year 40/41€1.27M€1.45M
Cash & bank 54/58€2k€34k
Total equity & liabilities 10/49€2.21M€2.27M
Equity 10/15€309k€429k
Contributions / capital 10/11€19k€19k=
Reserves 13€2k€2k=
Accumulated profits (losses) 14€288k€409k
Provisions & deferred taxes 16€45k€45k=
Amounts payable 17/49€1.85M€1.80M
Amounts payable after one year 17€31k€19k
Amounts payable within one year 42/48€1.14M€912k
Trade debts payable within one year 44€872k€466k
Income statement Code20242025
Gross operating margin 9900€833k€1.27M
Operating result 9901€-3k€154k
Financial income 75€7k€18k
Financial charges 65€7k€8k
Result before taxes 9903€-4k€164k
Income taxes 67/77€3k€44k
Net result for the period 9904€-6k€120k
Result to be appropriated 9905€-6k€120k

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Back to profitnet €120k
Net result €120k after one loss-making year.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Weakest financial yearnet €-6k ▼104%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
17-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 48 days late
2023
28-09
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 59 days late
2022
05-10
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 66 days late
2021
15-04
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
11-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
26-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 57 days late
2017
26-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
04-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 29,953 companies in sector 62200 we hold annual accounts for 17,819. 12,404 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-07-2000
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filings

Data from official sources, last processed on 02-09-2026. Scores and ratios are computed by Checked and are not a credit decision.