Annotise
ActiveSummary
The annual accounts of Annotise for financial year 2025 show a net loss of 53% of total assets. The 2025 annual accounts show equity of €36,020 and a net result of -€35,055. Equity grew by about 5.6% per year on average since 2019. In 2025 it fell by 49.3%. Its solvency ranks better than 56% of 3,396 sector peers (NACE 62, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-09-2018 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200
- Joint committee
- 200 Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.279.536.424 2275 Lille, since 18-09-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 15-06-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- €97,812
- ▼ 34.0%
- Turnover
- ≈ €250,000
- estimated
- Loss
- €35,055
- ▲ 717%
- Equity
- €36,020
- ▼ 49.3%
- Total assets
- €66,443
- ▼ 51.0%
- Employees on 31-12-2025
- 1
- ▼ 50.0%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €35,055, the second in a row (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Equity €36,020 (54.2% of total assets)Figures for financial year 2025 (filed on 05-06-2026)Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 47% of them on solvency, 16% on liquidity, 5% on profitability and 15% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 48 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 03-06-2026 PDF all 7 filings
Every figure per financial year
The operating result for 2025 is a loss of €32,682, larger than the loss of €1,575 in 2024. It is the lowest result since 2019.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 2 | 2 | 1 |
| full-time | 1 | 1 | 2 | 2 | 1 |
| part-time | - | - | 0 | 0 | 0 |
| in full-time equivalents | 1 | 1 | 2 | 2 | 1 |
| Average over the year, in full-time equivalents | 1.2 | 1 | 1.7 | 2 | 1.2 |
| On a permanent contract | 1 | 1 | 2 | 2 | 1 |
| Joined | 1 | - | 1 | - | 0 |
| Left | 1 | - | 0 | - | 1 |
| Training hours | 2 | 72 | - | 20 | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,156 | - | €3,008 | €3,403 | - |
| Intangible fixed assets | - | - | €4,565 | - | - |
| Financial fixed assets | - | - | - | €50 | - |
| Depreciation and write-downs of the year | €1,870 | €1,531 | €2,159 | €1,978 | €1,736 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €6,096 awarded · €6,096 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €332 | €332 |
| 2024 | 1 | €2,585 | €2,585 |
| 2023 | 1 | €1,445 | €1,445 |
| 2022 | 1 | €1,734 | €1,734 |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €91,897 | €79,595 | €124,357 | €147,226 | €125,640 | ▼ 14.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,159 | €935 | €1,870 | €1,531 | €2,159 | €1,978 | €1,736 | ▼ 12.2% |
| Other operating charges640/8 | - | - | €603 | €807 | €791 | €569 | €186 | ▼ 67.4% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €2,931 | - |
| Gross operating margin9900 | €23,791 | €40,118 | €107,684 | €109,720 | €180,918 | €148,198 | €97,812 | ▼ 34.0% |
| Operating profit (loss)9901 | €22,024 | €19,276 | €13,314 | €27,788 | €53,610 | -€1,575 | -€32,682 | ▼ 1,975% |
| Financial income75/76B | - | - | €193 | €28 | €155 | €14 | €97 | ▲ 573% |
| Recurring financial income75 | €91 | €189 | €193 | €28 | €155 | €14 | €97 | ▲ 573% |
| Financial charges65/66B | - | - | €2,527 | €3,270 | €2,928 | €2,203 | €2,212 | ▲ 0.4% |
| Recurring financial charges65 | €1,323 | €1,708 | €2,527 | €3,270 | €2,928 | €2,203 | €2,212 | ▲ 0.4% |
| Profit (loss) for the period before taxes9903 | €20,792 | €17,757 | €10,980 | €24,546 | €50,838 | -€3,764 | -€34,797 | ▼ 824% |
| Income taxes67/77 | €7,145 | €6,120 | €4,887 | €8,358 | €12,090 | €524 | €258 | ▼ 50.7% |
| Profit (loss) for the period9904 | €13,647 | €11,637 | €6,094 | €16,188 | €38,748 | -€4,288 | -€35,055 | ▼ 717% |
| Profit (loss) for the period to be appropriated9905 | €13,647 | €11,637 | €6,094 | €16,188 | €38,748 | -€4,288 | -€35,055 | ▼ 717% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €37,489 | €88,269 | €84,563 | €132,891 | €138,898 | €135,582 | €66,443 | ▼ 51.0% |
| Fixed assets21/28 | €1,159 | €3,659 | €2,945 | €1,415 | €6,828 | €8,304 | €3,636 | ▼ 56.2% |
| Intangible fixed assets21 | - | - | - | - | €3,844 | €2,931 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €1,159 | €3,659 | €2,945 | €1,415 | €2,984 | €5,322 | €3,586 | ▼ 32.6% |
| Plant, machinery and equipment23 | - | - | €2,945 | €1,415 | €2,984 | €5,322 | €3,586 | ▼ 32.6% |
| Financial fixed assets28 | - | - | - | - | - | €50 | €50 | = |
| Current assets29/58 | €36,329 | €84,610 | €81,618 | €131,476 | €132,070 | €127,279 | €62,807 | ▼ 50.7% |
| Amounts receivable after more than one year29 | - | - | - | - | - | €22,000 | €22,000 | = |
| Other amounts receivable291 | - | - | - | - | - | €22,000 | €22,000 | = |
| Amounts receivable within one year40/41 | €7,864 | €39,658 | €35,292 | €68,531 | €92,904 | €55,142 | €33,072 | ▼ 40.0% |
| Trade receivables40 | - | - | €35,292 | €66,702 | €85,983 | €40,666 | €30,765 | ▼ 24.3% |
| Other amounts receivable41 | - | - | - | €1,830 | €6,921 | €14,476 | €2,307 | ▼ 84.1% |
| Cash at bank and in hand54/58 | €27,426 | €41,075 | €40,849 | €60,999 | €38,825 | €48,695 | €5,828 | ▼ 88.0% |
| Deferred charges and accrued income490/1 | - | - | €5,478 | €1,946 | €341 | €1,441 | €1,907 | ▲ 32.3% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €37,489 | €88,269 | €84,563 | €132,891 | €138,898 | €135,582 | €66,443 | ▼ 51.0% |
| Equity10/15 | €26,047 | €37,684 | €43,778 | €59,966 | €69,214 | €71,076 | €36,020 | ▼ 49.3% |
| Contributions10/11 | €12,400 | - | €12,400 | €12,400 | €12,400 | €18,550 | €18,550 | = |
| Reserves13 | €13,647 | €25,284 | €31,378 | €47,566 | €56,814 | €56,814 | €56,814 | = |
| Distributable reserves133 | - | - | €31,378 | €47,566 | €56,814 | €56,814 | €56,814 | = |
| Profit (loss) carried forward14 | - | - | - | - | €0 | -€4,288 | -€39,343 | ▼ 817% |
| Amounts payable17/49 | €11,442 | €50,585 | €40,785 | €72,925 | €69,684 | €64,507 | €30,423 | ▼ 52.8% |
| Amounts payable within one year42/48 | €11,442 | €50,425 | €40,785 | €72,925 | €69,684 | €64,507 | €30,423 | ▼ 52.8% |
| Financial debts43 | - | - | - | €5,846 | €1,697 | €5,919 | €2,696 | ▼ 54.5% |
| Credit institutions430/8 | - | - | - | €5,846 | €1,697 | €5,919 | €2,696 | ▼ 54.5% |
| Trade debts44 | €485 | €5,608 | €5,587 | €32,694 | €8,044 | €6,017 | €4,515 | ▼ 25.0% |
| Suppliers440/4 | - | - | €5,587 | €32,694 | €8,044 | €6,017 | €4,515 | ▼ 25.0% |
| Taxes, remuneration and social security45 | - | - | €35,064 | €34,385 | €34,869 | €46,241 | €21,975 | ▼ 52.5% |
| Taxes450/3 | - | - | €24,578 | €16,528 | €19,064 | €15,220 | €11,117 | ▼ 27.0% |
| Remuneration and social security454/9 | - | - | €10,486 | €17,856 | €15,804 | €31,021 | €10,858 | ▼ 65.0% |
| Other amounts payable47/48 | - | - | €135 | - | €25,075 | €6,329 | €1,237 | ▼ 80.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,647 | €11,637 | €6,094 | €16,188 | €38,748 | -€4,288 | -€35,055 | ▼ 717% |
| + Depreciation and write-downs630 | €1,159 | €935 | €1,870 | €1,531 | €2,159 | €1,978 | €1,736 | ▼ 12.2% |
| Operating cash flow (approximation) | €14,806 | €12,573 | €7,964 | €17,719 | €40,907 | -€2,310 | -€33,319 | ▼ 1,342% |
| Investment in fixed assets (approximation) | - | -€3,436 | -€1,156 | €0 | -€7,573 | -€3,453 | €2,931 | - |
| Change in cash | - | €13,648 | -€226 | €20,150 | -€22,174 | €9,870 | -€42,868 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,591 companies had the same profile as Annotise has now. Two years later, 87.4% were still going and 3.0% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Annotise itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for Annotise. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 03-06-2026 | 2026-00138928 | |
| 31-12-2024 | micro format | 19-05-2025 | 2025-00097389 | |
| 31-12-2023 | micro format | 19-06-2024 | 2024-00153607 | |
| 31-12-2022 | micro format | 13-06-2023 | 2023-00138631 | |
| 31-12-2021 | micro format | 16-06-2022 | 2022-20066167 | |
| 31-12-2020 | micro format | 08-07-2021 | 2021-32200490 | |
| 31-12-2019 | micro format | 12-06-2020 | 2020-16200134 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 09-02-2023 Converted to unavailable equity
Mandate history
- Board
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| VAN LAER Sven |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Overblijvende bestuurders mogen nieuwe bestuurder coöpteren, coöptatie”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Om welke reden en op welk ogenblik ook, algemene vergadering ontbonden vennootschap keurt aanstelling goed”
Articles of association, deed of 09-02-2023 (in Dutch)
Network & group
Annotise shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Annotise. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
09-02
Gazette deed
Registered office moved to LilleNew registered office: Herentalsesteenweg 23 bus 7, 2275 Lille (Poederlee) · Change of role: VAN LAER Sven, from manager to director · Director discharge: VAN LAER Sven (manager)4 points ▸
- Registered-office move, Herentalsesteenweg 23 bus 7, 2275 Lille (Poederlee)
- Director resignation, VAN LAER Sven (manager)
- Director appointment, VAN LAER Sven
- Director discharge, VAN LAER Sven (manager)
- The deed holds 5 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
17 activities
- Het ontwerpen, de aan en verkoop, de verdeling en het in handel brengen van materiaal en programma’s in verband met informatica systemen.
- De studie, het ontwerpen, de ontwikkeling, de aankoop, het fabriceren, het aanpassen van toepassingssoftware in de brede zin van het woord.
- De vorming, het adviseren en het bijstaan betreffende het gebruik van informatica systemen aan de gebruikers.
- De aankoop, de analyse, de programmering, de organisatie, de optimalisatie en de behandeling van informatie.
- Het verlenen van dienstprestaties van alle aard, rechts of onrechtstreeks, in verband met de commercialisering, het gebruik en de aanwending van programma materieel.
- Alsook alle gelijkaardige, gelijksoortige of gelijkluidende handelingen hiermee in verband, recht of onrechtstreeks.
- Het organiseren van cursussen en seminaries in verband met marketing en verkoop met betrekking tot informatica.
- Het exploiteren van een softwarehuis in de meest uitgebreide zin, waaronder begrepen het samenstellen van softwarepakketten, het verlenen van automatiseringsdiensten en het adviseren op dit gebied.
- Het kopen, verkopen, huren en verhuren, verkavelen en valoriseren van onroerende goederen en beheren van eigendommen.
- De vennootschap kan overgaan tot alle handelsverrichtingen, nijverheidsverrichtingen, financiële en onroerende verrichtingen, zowel voor eigen rekening als voor rekening van derden, die van aard zijn de verwezenlijking van haar maatschappelijk voorwerp rechtstreeks of onrechtstreeks te bevorderen, dit zowel in België als in het buitenland.
- Zij zal door alle middelen mogen samenwerken met of deelnemen aan alle ondernemingen of vennootschappen, in België of in het buitenland die éénzelfde, gelijkaardige of aanverwant voorwerp nastreven, of van die aard zijn het maatschappelijk voorwerp te bevorderen.
- Het verlenen van bijstand en diensten, rechtstreeks of onrechtstreeks, op het vlak van administratie, financiën, verkoop, productie en algemeen beheer, zowel voor eigen rekening als voor rekening van aanverwant ondernemingen of dochtervennootschappen.
- Zij kan tevens functies van bestuurder of vereffenaar van andere vennootschappen uitoefenen.
- De vennootschap is eveneens gerechtigd alle commerciële, financiële, roerende en onroerende verrichtingen te doen die rechtstreeks of onrechtstreeks bij haar voorwerp aansluiten of die verwezenlijking ervan kunnen bevorderen of vergemakkelijken, dit alles mag zowel in binnen- als in het buitenland verricht worden voor eigen rekening of voor rekening van derden.
- Zij mag tevens om het even welke gelijkaardige handelingen stellen die van die aard zouden zijn de verwezenlijking van haar voorwerp te vergemakkelijken of uit te breiden.
- Zij kan door middel van inschrijving, inbreng, fusie, opslorping, samenwerking, financiële tussenkomst of afspraak, deelnemen in alle andere Belgische of buitenlandse vennootschappen, instellingen of ondernemingen zonder onderscheid, ongeacht of zij opgericht zijn of nog moeten opgericht worden, wier maatschappelijk voorwerp gelijk is, verwant of analoog aan het hare of waarvan de deelname of samenwerking kan bijdragen tot verwezenlijking van haar voorwerp.
- Zij kan zich ten gunste van derden borgstellen of haar aval verlenen, optreden als haar agent of vertegenwoordiger, voorschotten toestaan, kredieten verlenen, hypothecaire of andere zekerheden verstrekken.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13032B0537/00C000 | Flanders | 3,984 m² | 1 · 129 m² | 5.1 m · 1 |