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ANNIMO

Active Risk: not assessed
Public limited companyfounded 200521 yrs activeRattevallestraat 21, 8433 Middelkerke, BelgiumKBO/BCE: BE 0875.508.340
Summary

ANNIMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €531k and a net result of €-12k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 53% of 5547 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
26 d late
2023
26 d late
2022
3 d early
2021
30 d late
2020
92 d late
2019
109 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€531k▼ 2.2%
2024 · €543k
2018: €548k 2019: €501k▼ -8.5% vs 2018 2020: €520k▲ +3.8% vs 2019 2021: €590k▲ +13.4% vs 2020 2022: €643k▲ +9.1% vs 2021highest in 8 years 2023: €494k▼ -23.2% vs 2022lowest in 8 years 2024: €543k▲ +9.9% vs 2023 2025: €531k▼ -2.2% vs 2024
2018 → 2025
Net result
€-12k
2024 · €49k
2018: €164khighest in 8 years 2019: €-47k▼ -129% vs 2018lowest in 8 years 2020: €19k▲ +140% vs 2019 2021: €70k▲ +269% vs 2020 2022: €54k▼ -23.0% vs 2021 2023: €46k▼ -13.7% vs 2022 2024: €49k▲ +5.2% vs 2023 2025: €-12k▼ -125% vs 2024
2018 → 2025
Total assets
€974k▲ 53.2%
2024 · €636k
2018: €1.12M 2019: €1.26M▲ +12.9% vs 2018highest in 8 years 2020: €1.11M▼ -12.5% vs 2019 2021: €1.11M▲ +0.4% vs 2020 2022: €764k▼ -31.1% vs 2021 2023: €750k▼ -1.8% vs 2022 2024: €636k▼ -15.3% vs 2023lowest in 8 years 2025: €974k▲ +53.2% vs 2024
2018 → 2025
Solvency
54.5%▼ 30.9pp
2024 · 85.4%
2018: 49.0% 2019: 39.7%▼ -19.0% vs 2018lowest in 8 years 2020: 47.0%▲ +18.6% vs 2019 2021: 53.1%▲ +13.0% vs 2020 2022: 84.2%▲ +58.4% vs 2021 2023: 65.9%▼ -21.7% vs 2022 2024: 85.4%▲ +29.7% vs 2023highest in 8 years 2025: 54.5%▼ -36.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€590k-€643k▲ 9.1%€494k▼ 23.2%€543k▲ 9.9%€531k▼ 2.2% 2021: €590k 2022: €643k▲ +9.1% vs 2021highest in 5 years 2023: €494k▼ -23.2% vs 2022lowest in 5 years 2024: €543k▲ +9.9% vs 2023 2025: €531k▼ -2.2% vs 2024
Operating result€65k-€91k▲ 39.6%€62k▼ 32.4%€-7k€-21k▼ 181% 2021: €65k 2022: €91k▲ +39.6% vs 2021highest in 5 years 2023: €62k▼ -32.4% vs 2022 2024: €-7k▼ -112% vs 2023 2025: €-21k▼ -181% vs 2024lowest in 5 years
Net result€70k-€54k▼ 23.0%€46k▼ 13.7%€49k▲ 5.2%€-12k 2021: €70khighest in 5 years 2022: €54k▼ -23.0% vs 2021 2023: €46k▼ -13.7% vs 2022 2024: €49k▲ +5.2% vs 2023 2025: €-12k▼ -125% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €65k€65kNet result 2021: €70k€70kOperating result 2022: €91k€91kNet result 2022: €54k€54kOperating result 2023: €62k€62kNet result 2023: €46k€46kOperating result 2024: €-7k€-7kNet result 2024: €49k€49kOperating result 2025: €-21k€-21kNet result 2025: €-12k€-12k20212022202320242025€-25k€0€25k€50kOperating result 2023: €62k€62kNet result 2023: €46k€46kOperating result 2024: €-7k€-7.4kNet result 2024: €49k€49kOperating result 2025: €-21k€-21kNet result 2025: €-12k€-12k202320242025
The operating result stays negative: a loss of €21k in 2025 against €7k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €974k
Fixed assets €750k ▲ 49.9%
Current assets €224k ▲ 65.6%
Equity and liabilities €974k
Equity €531k ▼ 2.2%
Provisions €26k ▼ 3.7%
Debt €417k ▲ 535%
Debt's share of the balance-sheet total rises from 10.3% to 42.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-2.3%▼
2024 · 9.0%
ROA
-1.3%▼
2024 · 7.7%
Debt ≤ 1 year
€417k▲
2024 · €66k
Income taxes
€8▼
2024 · €22k
Staff costs
€656▼
2024 · €914
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet Code20242025
Assets
Total assets20/58€636k€974k▲
Fixed assets21/28€501k€750k▲
Tangible fixed assets22/27€501k€750k▲
Land and buildings22€501k€482k▼
Plant, machinery and equipment23-€268k
Furniture and vehicles24€101-
Financial fixed assets28€0-
Current assets29/58€135k€224k▲
Amounts receivable within one year40/41€21k€220k▲
Trade receivables40€902€159k▲
Other amounts receivable41€20k€61k▲
Current investments50/53€109k€50▼
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€636k€974k▲
Equity10/15€543k€531k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€481k€469k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€81k€78k▼
Distributable reserves133€394k€385k▼
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€27k€26k▼
Deferred taxes168€27k€26k▼
Amounts payable17/49€66k€417k▲
Amounts payable within one year42/48€66k€417k▲
Trade debts44€28k€334k▲
Suppliers440/4€28k€334k▲
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48€30k€77k▲
Income statement Code20242025
Non-recurring operating income76A€18k-
Remuneration, social security and pensions62€914€656▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€25k▲
Other operating charges640/8€2k€442▼
Non-recurring operating charges66A€3k-
Gross operating margin9900€18k€5k▼
Operating profit (loss)9901€-7k€-21k▼
Financial income75/76B€85k€12k▼
Recurring financial income75€7k€12k▲
Non-recurring financial income76B€79k-
Financial charges65/66B€8k€4k▼
Recurring financial charges65€8k€4k▼
Profit (loss) for the period before taxes9903€70k€-13k▼
Transfer from deferred taxes780€1,000€1,000=
Income taxes67/77€22k€8▼
Profit (loss) for the period9904€49k€-12k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€52k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€-9k▼
Transfer from equity791/2€0€9k▲
Transfer to equity691/2€52k-
To other reserves6921€52k-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Non-recurring operating income76A€0€46k€0€18k--
Remuneration, social security and pensions62€752€280€575€914€656▼ 28.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€25k€18k€18k€25k▲ 39.0%
Other operating charges640/8€5k€7k€2k€2k€442▼ 82.1%
Non-recurring operating charges66A€1k€0-€3k--
Gross operating margin9900€113k€124k€83k€18k€5k▼ 68.9%
Operating profit (loss)9901€65k€91k€62k€-7k€-21k▼ 181%
Financial income75/76B€62k€2k€12k€85k€12k▼ 85.7%
Recurring financial income75€62k€2k€9k€7k€12k▲ 84.9%
Non-recurring financial income76B--€2k€79k--
Financial charges65/66B€18k€8k€269€8k€4k▼ 43.6%
Recurring financial charges65€18k€8k€269€8k€4k▼ 43.6%
Profit (loss) for the period before taxes9903€109k€85k€73k€70k€-13k▼ 119%
Transfer from deferred taxes780€1,000€1,000€1,000€1,000€1,000=
Income taxes67/77€40k€33k€28k€22k€8▼ 100.0%
Profit (loss) for the period9904€70k€54k€46k€49k€-12k▼ 125%
Transfer from tax-exempt reserves789€3k€3k€3k€3k€3k=
Profit (loss) for the period to be appropriated9905€73k€57k€49k€52k€-9k▼ 118%
Line20212022202320242025Change
Assets
Total assets20/58€1.11M€764k€750k€636k€974k▲ 53.2%
Fixed assets21/28€882k€518k€531k€501k€750k▲ 49.9%
Tangible fixed assets22/27€788k€495k€511k€501k€750k▲ 49.9%
Land and buildings22€777k€495k€510k€501k€482k▼ 3.7%
Plant, machinery and equipment23----€268k-
Furniture and vehicles24€12k€693€397€101--
Financial fixed assets28€94k€23k€21k€0--
Current assets29/58€228k€246k€219k€135k€224k▲ 65.6%
Amounts receivable within one year40/41€78k€82k€56k€21k€220k▲ 933%
Trade receivables40€14k€12k€2k€902€159k▲ 17,534%
Other amounts receivable41€64k€70k€53k€20k€61k▲ 199%
Current investments50/53€139k€155k€125k€109k€50▼ 100.0%
Cash at bank and in hand54/58€9k€9k€38k€5k€3k▼ 25.0%
Deferred charges and accrued income490/1€2k€805€1k€0--
Equity and liabilities
Total equity and liabilities10/49€1.11M€764k€750k€636k€974k▲ 53.2%
Equity10/15€590k€643k€494k€543k€531k▼ 2.2%
Contributions10/11€62k€62k€62k€62k€62k=
Capital10€62k€62k€62k€62k€62k=
Issued capital100€62k€62k€62k€62k€62k=
Reserves13€528k€581k€432k€481k€469k▼ 2.5%
Non-distributable reserves130/1€6k€6k€6k€6k€6k=
Legal reserve130€6k€6k€6k€6k€6k=
Tax-exempt reserves132€90k€87k€84k€81k€78k▼ 3.7%
Distributable reserves133€431k€488k€342k€394k€385k▼ 2.3%
Profit (loss) carried forward14--€0€0--
Provisions and deferred taxes16€30k€29k€28k€27k€26k▼ 3.7%
Deferred taxes168€30k€29k€28k€27k€26k▼ 3.7%
Amounts payable17/49€490k€92k€228k€66k€417k▲ 535%
Amounts payable after more than one year17€5k€0----
Financial debts170/4€5k€0----
Amounts payable within one year42/48€485k€84k€228k€66k€417k▲ 535%
Current portion of amounts payable after more than one year42€26k€5k€0---
Trade debts44€2k€2k€1k€28k€334k▲ 1,109%
Suppliers440/4€2k€2k€1k€28k€334k▲ 1,109%
Taxes, remuneration and social security45€54k€77k€71k€9k€6k▼ 23.9%
Taxes450/3€54k€77k€71k€9k€6k▼ 23.9%
Other amounts payable47/48€403k€0€156k€30k€77k▲ 161%
Accrued charges and deferred income492/3-€8k€0---
Line20212022202320242025Change
Profit (loss) for the period9904€70k€54k€46k€49k€-12k▼ 125%
+ Depreciation and write-downs630€41k€25k€18k€18k€25k▲ 39.0%
Operating cash flow (approximation)€111k€79k€65k€67k€13k▼ 80.5%
Investment in fixed assets (approximation)-€339k€-32k€12k€-275k▼ 2,321%
Change in cash-€-647€29k€-33k€-1k▲ 96.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial Liquidity doublescurrent ratio 2.06
Current ratio from 0.96 to 2.06; short-term debt falls from €228k to €66k.
31-12
Financial Equity above €500kEq €543k ▲9.9%
5 profitable years in a row build equity to €543k.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity times 6current ratio 2.92
Current ratio from 0.47 to 2.92; short-term debt falls from €485k to €84k.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-12
Financial Back to profitnet €19k
Net result €19k after one loss-making year.
17-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
2019
31-12
Financial Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
Show earlier events
23-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
1.2 ha
Building footprint
726 m²
Volume, LiDAR
4,072 m³
Parcel 35010A0128/00G000, Flanders · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Buro-Admin
Rattevallestraat 21, 8433 MiddelkerkeNACE 70120
since 20052.149.447.249
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35010A0128/00G000 Flanders 1.2 ha 1 · 726 m² 12.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

5299007JY0JCJ50E3K08
live in the LEI register

Similar companies · same sector, comparable size

Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,589 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded10-08-2005
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies

Scores and ratios are computed by Checked and are not a credit decision.