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Private limited companyfounded 200817 yrs activeDammestraat-Oost 18, 8800 Roeselare, BelgiumKBO/BCE: BE 0807.454.328
Summary

AGPT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.66M and a net result of €2k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 9863 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
11 d early
2021
24 d late
2020
12 d early
2019
11 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€1.66M▼ 0.8%
2023 · €1.68M
2018: €1.77M 2019: €1.81M▲ +1.9% vs 2018 2020: €1.85M▲ +2.2% vs 2019highest in 7 years 2021: €1.76M▼ -4.6% vs 2020 2022: €1.73M▼ -2.0% vs 2021 2023: €1.68M▼ -2.9% vs 2022 2024: €1.66M▼ -0.8% vs 2023lowest in 7 years
2018 → 2024
Net result
€2k▼ 93.9%
2023 · €27k
2018: €16k 2019: €34k▲ +117% vs 2018 2020: €39k▲ +15.5% vs 2019 2021: €5k▼ -86.2% vs 2020 2022: €50k▲ +840% vs 2021highest in 7 years 2023: €27k▼ -46.8% vs 2022 2024: €2k▼ -93.9% vs 2023lowest in 7 years
2018 → 2024
Total assets
€1.68M▼ 4.2%
2023 · €1.76M
2018: €1.81M 2019: €1.82M▲ +0.8% vs 2018 2020: €1.87M▲ +2.3% vs 2019highest in 7 years 2021: €1.78M▼ -4.6% vs 2020 2022: €1.75M▼ -1.9% vs 2021 2023: €1.76M▲ +0.5% vs 2022 2024: €1.68M▼ -4.2% vs 2023lowest in 7 years
2018 → 2024
Solvency
98.9%▲ 3.3pp
2023 · 95.5%
2018: 98.1% 2019: 99.1%▲ +1.1% vs 2018highest in 7 years 2020: 98.9%▼ -0.2% vs 2019 2021: 99.0%▲ +0.1% vs 2020 2022: 98.9%▼ -0.1% vs 2021 2023: 95.5%▼ -3.4% vs 2022lowest in 7 years 2024: 98.9%▲ +3.5% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€1.85M-€1.76M▼ 4.6%€1.73M▼ 2.0%€1.68M▼ 2.9%€1.66M▼ 0.8% 2020: €1.85Mhighest in 5 years 2021: €1.76M▼ -4.6% vs 2020 2022: €1.73M▼ -2.0% vs 2021 2023: €1.68M▼ -2.9% vs 2022 2024: €1.66M▼ -0.8% vs 2023lowest in 5 years
Operating result€9k-€7k▼ 17.7%€7k▼ 1.8%€6k▼ 20.1%€2k▼ 69.2% 2020: €9khighest in 5 years 2021: €7k▼ -17.7% vs 2020 2022: €7k▼ -1.8% vs 2021 2023: €6k▼ -20.1% vs 2022 2024: €2k▼ -69.2% vs 2023lowest in 5 years
Net result€39k-€5k▼ 86.2%€50k▲ 840%€27k▼ 46.8%€2k▼ 93.9% 2020: €39k 2021: €5k▼ -86.2% vs 2020 2022: €50k▲ +840% vs 2021highest in 5 years 2023: €27k▼ -46.8% vs 2022 2024: €2k▼ -93.9% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2020: €9k€9kNet result 2020: €39k€39kOperating result 2021: €7k€7kNet result 2021: €5k€5kOperating result 2022: €7k€7kNet result 2022: €50k€50kOperating result 2023: €6k€6kNet result 2023: €27k€27kOperating result 2024: €2k€2kNet result 2024: €2k€2k20202021202220232024€0€20k€40k€60kOperating result 2022: €7k€7.3kNet result 2022: €50k€50kOperating result 2023: €6k€5.8kNet result 2023: €27k€27kOperating result 2024: €2k€1.8kNet result 2024: €2k€1.7k202220232024
The operating result has fallen four years in a row; 2024 is 69% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.68M
Fixed assets €1.40M =
Current assets €282k ▼ 20.6%
Equity and liabilities €1.68M
Equity €1.66M ▼ 0.8%
Debt €19k ▼ 75.8%
Debt's share of the balance-sheet total falls from 4.5% to 1.1%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
ROE
0.1%▼
2023 · 1.6%
ROA
0.1%▼
2023 · 1.5%
Debt ≤ 1 year
€19k▼
2023 · €77k
Income taxes
€550▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.76M€1.68M▼
Fixed assets21/28€1.40M€1.40M=
Financial fixed assets28€1.40M€1.40M=
Current assets29/58€356k€282k▼
Amounts receivable within one year40/41€322k€256k▼
Trade receivables40€25k€35k▲
Other amounts receivable41€296k€221k▼
Cash at bank and in hand54/58€32k€26k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€1.76M€1.68M▼
Equity10/15€1.68M€1.66M▼
Contributions10/11€1.40M€1.40M=
Reserves13€277k€263k▼
Distributable reserves133€277k€263k▼
Profit (loss) carried forward14€55-
Amounts payable17/49€78k€19k▼
Amounts payable within one year42/48€77k€19k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€22k€17k▼
Taxes450/3€9k€3k▼
Remuneration and social security454/9€13k€14k▲
Other amounts payable47/48€53k-
Accrued charges and deferred income492/3€2k-
Income statement Code20232024
Other operating charges640/8€115€126▲
Gross operating margin9900€6k€2k▼
Operating profit (loss)9901€6k€2k▼
Financial income75/76B€25k€471▼
Recurring financial income75€25k€471▼
Financial charges65/66B€69€72▲
Recurring financial charges65€69€72▲
Profit (loss) for the period before taxes9903€31k€2k▼
Income taxes67/77€4k€550▼
Profit (loss) for the period9904€27k€2k▼
Profit (loss) for the period to be appropriated9905€27k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€2k▼
Profit (loss) brought forward from the previous period14P€55€55=
Transfer from equity791/2€76k€16k▼
Transfer to equity691/2€27k€2k▼
To other reserves6921€27k€2k▼
Profit to be distributed694/7€76k€16k▼
Return on contributions (dividend)694€76k€16k▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20202021202220232024Change
Other operating charges640/8-€111€112€115€126▲ 9.6%
Gross operating margin9900€9k€8k€7k€6k€2k▼ 67.7%
Operating profit (loss)9901€9k€7k€7k€6k€2k▼ 69.2%
Financial income75/76B--€50k€25k€471▼ 98.1%
Recurring financial income75€37k-€50k€25k€471▼ 98.1%
Financial charges65/66B-€104€78€69€72▲ 4.7%
Recurring financial charges65€81€104€78€69€72▲ 4.7%
Profit (loss) for the period before taxes9903€46k€7k€57k€31k€2k▼ 92.8%
Income taxes67/77€7k€2k€6k€4k€550▼ 85.7%
Profit (loss) for the period9904€39k€5k€50k€27k€2k▼ 93.9%
Profit (loss) for the period to be appropriated9905€39k€5k€50k€27k€2k▼ 93.9%
Line20202021202220232024Change
Assets
Total assets20/58€1.87M€1.78M€1.75M€1.76M€1.68M▼ 4.2%
Fixed assets21/28€1.40M€1.40M€1.40M€1.40M€1.40M=
Financial fixed assets28€1.40M€1.40M€1.40M€1.40M€1.40M=
Current assets29/58€467k€380k€346k€356k€282k▼ 20.6%
Amounts receivable within one year40/41€266k€242k€287k€322k€256k▼ 20.4%
Trade receivables40-€15k€15k€25k€35k▲ 37.9%
Other amounts receivable41-€227k€272k€296k€221k▼ 25.4%
Cash at bank and in hand54/58€199k€137k€58k€32k€26k▼ 19.4%
Deferred charges and accrued income490/1-€2k€1k€1k--
Equity and liabilities
Total equity and liabilities10/49€1.87M€1.78M€1.75M€1.76M€1.68M▼ 4.2%
Equity10/15€1.85M€1.76M€1.73M€1.68M€1.66M▼ 0.8%
Contributions10/11-€1.40M€1.40M€1.40M€1.40M=
Reserves13€447k€362k€327k€277k€263k▼ 5.0%
Non-distributable reserves130/1-€106k€106k---
Reserves not available under the articles1311-€106k€106k---
Distributable reserves133-€256k€221k€277k€263k▼ 5.0%
Profit (loss) carried forward14€55€55€55€55--
Amounts payable17/49€20k€18k€20k€78k€19k▼ 75.8%
Amounts payable within one year42/48€19k€16k€18k€77k€19k▼ 75.2%
Trade debts44€524€636€639€2k€2k▲ 17.2%
Suppliers440/4-€636€639€2k€2k▲ 17.2%
Taxes, remuneration and social security45-€16k€17k€22k€17k▼ 24.1%
Taxes450/3-€5k€7k€9k€3k▼ 65.5%
Remuneration and social security454/9-€11k€11k€13k€14k▲ 5.0%
Other amounts payable47/48---€53k--
Accrued charges and deferred income492/3-€1k€2k€2k--
Line20202021202220232024Change
Profit (loss) for the period9904€39k€5k€50k€27k€2k▼ 93.9%
Operating cash flow (approximation)€39k€5k€50k€27k€2k▼ 93.9%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€-63k€-78k€-26k€-6k▲ 75.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €2k ▼93.9%
Net result drops to €2k, the lowest in the series.
31-12
Financial Liquidity triplescurrent ratio 14.86
Current ratio from 4.63 to 14.86; short-term debt falls from €77k to €19k.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €50k ▲840%
Net result €50k, the highest in the series.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
19-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity doublescurrent ratio 28.76
Current ratio from 12.11 to 28.76; short-term debt falls from €34k to €15k.
12-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
2016
19-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
999 m²
Building footprint
235 m²
Volume, LiDAR
982 m³
Parcel 36505C1025/00E000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
AGPT
Dammestraat-Oost 18, 8800 RoeselareFinancial service activities, except insurance and pension funding
since 20082.174.676.751
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36505C1025/00E000 Flanders 999 m² 1 · 235 m² 6.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 11,460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
Phone 051/ 22 17 92Roeselare

Scores and ratios are computed by Checked and are not a credit decision.