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Complete company report
Generated 13-08-2026
Active BE 0437.875.024Private limited companyOpen bankruptcy

ANNIM

Nieuwstraat 16 ·9420 Erpe-Mere, Belgium· 37 yrs active
Conclusion Checked

A bankruptcy procedure is open for ANNIM according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €38k and a net result of €-38k.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €38k
Net result €-38k
Active 37 yrs
Locations 1
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health0Profitability0Solvency11Growth58Stability0
14 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 11
Growth 58
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 17-07-2024 with the NBB · fiscal year 2023 · micro
€-300k€-200k€-100k€0€100k€200kOperating result 2019: €-21k€-21kNet result 2019: €-206k€-206kOperating result 2020: €-23k€-23kNet result 2020: €-226k€-226kOperating result 2021: €164k€164kNet result 2021: €-58k€-58kOperating result 2022: €119k€119kNet result 2022: €101k€101kOperating result 2023: €-38k€-38kNet result 2023: €-38k€-38k20192020202120222023
Operating resultNet result
EBITDA
€-37k
- 18-23
Net profit
€-38k
- 18-23
Cash flow
€-37k
- 18-23
Total assets
€325k
-21.0% 18-23
Equity
€38k
+47.5% 18-23
Working capital
€-104k
-530.3% 18-23
Income taxes
€0
-100.0% 18-23
Dividends
€0
-100.0% 18-23
Debt
€287k
-25.6% 18-23
Debt ≤ 1y
€287k
-25.6% 18-23
Current ratio
0.64
-33.4% 18-23
Quick ratio
0.64
-33.4% 18-23
Solvency
11.7%
+86.7% 18-23
Debt / equity
7.55
-49.5% 18-23
ROE
-99.4%
- 18-23
ROA
-11.6%
- 18-23
Interest coverage
-326.63
- 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-37k
Net profit€-38k
Cash flow€-37k
Staff costs-
Income taxes€0
Dividends€0
Total assets€325k
Equity€38k
Debt€287k
of which ≤ 1y€287k
of which > 1y-
Working capital€-104k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.64
Quick ratio0.64
Working capital ratio-32.0%
Solvency11.7%
Debt / equity7.55
Long-term debt ratio-
Interest coverage-326.63
Gross margin-
Net margin-
ROA-11.6%
ROE-99.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€325k
Fixed assets 21/28€142k
Tangible fixed assets 22/27€42k
Financial fixed assets 28€100k
Current assets 29/58€183k
Investments 50/53€0
Cash & bank 54/58€183k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€325k
Equity 10/15€38k
Contributions / capital 10/11€20k
Reserves 13€1k
Accumulated profits (losses) 14€-33k
Amounts payable 17/49€287k
Amounts payable within one year 42/48€287k
Trade debts payable within one year 44€425
Income statement
Gross operating margin 9900€-37k
Operating result 9901€-38k
Financial income 75€0
Financial charges 65€114
Result before taxes 9903€-38k
Income taxes 67/77€0
Net result for the period 9904€-38k
Result to be appropriated 9905€-38k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator ALBERT COPPENS
HOEZEKOUTERDREEF 43, 9300 AALST
 20-01-2025 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation27-06-1989
StatusActive
Postal code9420
First BS signal 27-01-2025
Latest BS signal 27-01-2025
Establishment units 1 location
ANNIM NV
Nieuwstraat 16, 9420 Erpe-MereVerhuur van woningen, exclusief sociale woningen
since 19892.044.894.216
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41040B0167/00D000 Flanders 329 m² 1 · 232 m² 10.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-01-2025
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · ANNIM BV NIEUWSTRAAT 16, 9420 ERPE-MERE · event 20-01-2025
2024
17-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
08-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
05-04-2022
State Gazette act Director changes
Joost Eeman
31-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
03-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
10-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
07-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
15-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
17-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
12-05-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
25-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Lifecycle & Insolvency Signals 1 events
27-01-2025
Bankruptcy Opening
Date: 20-01-2025 · Ondernemingsrechtbank Gent, afdeling Dendermonde · ANNIM BV NIEUWSTRAAT 16, 9420 ERPE-MERE · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-01-27 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 4 years ago
2022
05-04-2022 1 resigning, 4 reappointed Director changes·Joost Eeman
  • VAN DEN EECKHAUT Frans, Gedelegeerd bestuurder
  • VAN DEN EECKHAUT Frans, Bestuurder
  • DE SADELEER Viviane, Bestuurder
  • VAN DEN EECKHAUT Frans, Bestuurder
  • VAN DEN EECKHAUT Frans, Gedelegeerd bestuurder
Notary: Joost Eeman · Luik
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL ANNIM
Registered office
Nieuwstraat 16
9420 Erpe-Mere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative