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ANNIC

Active
Private limited companyfounded 2000active for 25 yearsLegen Heirweg 7, 9890 Gavere, BelgiumKBO/BCE: BE 0473.544.102
Summary

ANNIC has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €503,499 and a net result of €5,333. Equity has been growing by about 2.8% per year since 2019. Its solvency ranks better than 61% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 18-12-2000 Normal situation
Registered office
15 active companies are registered at this address Source: KBO register, as of 4 November 2026.
Activity
Buying and selling of own real estate NACE 68110and 5 others
Establishment unit
2.131.390.601 9890 Gavere, since 13-03-2001
Financial year end
30 September
Peppol
Reachable since 17-09-2025

Board and ownership

Board
  • CHARLOU INVESTDirector · since 08-11-2023 · permanent representative TACK Nico
  • CONTROL DE VUYSTDirector · since 08-11-2023 · permanent representative LOWYCK Annelies

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts to 30-09-2025
Gross margin
€131,118
▲ 24.4%
Turnover
≈ €240,000
estimated
Profit
€5,333
Equity
€503,499
▲ 1.1%
Total assets
€1.1m
▼ 12.1%
Score breakdownraises riskLiquidity: current ratio 0.06, cash €2,172, halved1 change of registered office in 24 monthslowers riskSize: total assets €1.1mSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 49% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 69+6
equity 43.8% of total assets
Liquidity 36+1
short-term debt 33.3% · cash 0.2%
Profitability 69+13
return on assets 0.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.1%▼ -0.2 percentage points vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.2 percentage points vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%▲ +0.2 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026highest value 11-2026: 0.6%● unchanged vs 10-2026highest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.06 (0.16 in 2024), below 1. Short-term debt is 33.3% and cash 0.2% of total assets. 56.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 60% of them on solvency, 28% on liquidity, 57% on profitability and 49% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.06, cash €2,172, halved
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
28 days early
2023
on the day
2022
4 days early
2021
1 day early
2020
1 day early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 30-04-2026 PDF all 24 filings

Turnover
≈ €240,000
Estimated: probably between €180,000 and €440,000
Total assets
€1.1m▼ 12.1%
2024 · €1.3m
Net result
€5,333
2024 · -€36,721
Working capital
-€358,527▲ 12.3%
2024 · -€408,858
Multi-year overview
2019 to 2025, 7 financial years
Operating result
€12,869
2025
20192025
Net result
€5,333
2025
middle half of the sector
20192025
Equity
€503,499
▲ 1.1% 2025
highest quarter of the sector
20192025
Total assets
€1.1m
▼ 12.1% 2025
highest quarter of the sector
20192025
Debt
€643,080
▼ 20.2% 2025
20192025
Working capital
-€358,527
▲ 12.3% 2025
lowest quarter of the sector
20192025
Solvency
43.8%
▲ 5.7pp 2025
middle half of the sector
20192025
Current ratio
0.06
▼ 0.10 2025
lowest quarter of the sector
20192025
Return on assets (ROA)
0.5%
▲ 3.3pp 2025
middle half of the sector
20192025
Staff (FTE)
no figure
2025
20192025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€0.05m-€0.1m▲ 113%€0.1m▲ 31.5%€0.2m▲ 63.7%€0.4m▲ 81.5%-€0.02m€0.01m
Net result€0.01m-€0.07mwithin the sector's middle half▲ 364%€0.1mwithin the sector's middle half▲ 50.5%€0.2mabove the sector's middle half▲ 75.1%€0.4mabove the sector's middle half▲ 104%-€0.04mbelow the sector's middle half€0.005mwithin the sector's middle half
Equity€0.4m-€0.4mwithin the sector's middle half▲ 2.2%€0.4mwithin the sector's middle half▲ 2.2%€0.5mabove the sector's middle half▲ 17.6%€0.5mabove the sector's middle half▲ 2.5%€0.5mabove the sector's middle half▼ 6.9%€0.5mabove the sector's middle half▲ 1.1%
Total assets€1.7m-€1.6mwithin the sector's middle half▼ 3.9%€1.5mwithin the sector's middle half▼ 6.1%€1.7mabove the sector's middle half▲ 12.0%€1.5mabove the sector's middle half▼ 11.0%€1.3mabove the sector's middle half▼ 15.1%€1.1mabove the sector's middle half▼ 12.1%
Debt€1.3m-€1.2m▼ 5.5%€1.1m▼ 9.1%€1.2m▲ 9.9%€1.0m▼ 16.4%€0.8m▼ 19.5%€0.6m▼ 20.2%
Working capital-€0.3m--€0.2mbelow the sector's middle half▲ 34.0%-€0.2mbelow the sector's middle half▼ 21.9%-€0.3mbelow the sector's middle half▼ 14.9%-€0.3mbelow the sector's middle half▼ 19.1%-€0.4mbelow the sector's middle half▼ 28.6%-€0.4mbelow the sector's middle half▲ 12.3%
Solvency24.8%-26.4%within the sector's middle half▲ 1.6pp28.7%within the sector's middle half▲ 2.3pp30.1%within the sector's middle half▲ 1.4pp34.7%within the sector's middle half▲ 4.6pp38.1%within the sector's middle half▲ 3.4pp43.8%within the sector's middle half▲ 5.7pp
Current ratio0.17-0.42below the sector's middle half▲ 0.250.39below the sector's middle half▼ 0.020.37below the sector's middle half▼ 0.020.40within the sector's middle half▲ 0.030.16below the sector's middle half▼ 0.230.06below the sector's middle half▼ 0.10
Return on assets (ROA)0.9%-4.2%within the sector's middle half▲ 3.3pp6.8%above the sector's middle half▲ 2.5pp10.6%above the sector's middle half▲ 3.8pp24.2%above the sector's middle half▲ 13.6pp-2.8%below the sector's middle half▼ 27.0pp0.5%within the sector's middle half▲ 3.3pp
Staff (FTE)1.3-0.2below the sector's middle half▼ 84.6%1.2within the sector's middle half▲ 500%1.1▼ 8.3%
above within below The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is a profit of €12,869, after a loss of €20,071 in 2024.

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €1.1m ▼ 8.4%
Current assets €24,877 ▼ 69.0%
Equity and liabilities €1.1m
Equity €503,499 ▲ 1.1%
Provisions €3,380 ▼ 23.6%
Debt €643,080 ▼ 20.2%
Debt's share of the balance-sheet total falls from 61.6% to 55.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€116,014▲
2024 · €83,781
Cash flow
€108,478▲
2024 · €67,131
Debt to equity
1.28▼
2024 · 1.62
ROE
1.1%▲
2024 · -7.4%
Interest coverage
7.42▲
2024 · 4.85
Debt ≤ 1 year
€383,404▼
2024 · €489,179
Debt > 1 year
€259,676▼
2024 · €315,522
Income taxes
€0▼
2024 · €478
Staff costs
€0▼
2024 · €2,500
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item30-09-202130-09-2022
Employees at the balance-sheet date2-
full-time2-
part-time0-
in full-time equivalents2-
Average over the year, in full-time equivalents1.21.1
On a permanent contract2-
Joined10
Left02

Source: social balance sheet in the 2021 to 2022 annual accounts

Securities and guarantees

on own assets and for others
Item30-09-202130-09-202230-09-202330-09-202430-09-2025
Debts secured on the company's own assets€810,058----
Mortgages, amount registered€2.2m€2.2m€2.2m€2.2m€2.2m
Carrying value of the mortgaged assets€1.4m€1.3m€1.2m€1.1m€1.1m
Carrying value of the other pledged assets€530,172€530,172€530,172--

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item30-09-202130-09-202230-09-202330-09-202430-09-2025
Tangible fixed assets-€312,855€124,909--
Depreciation and write-downs of the year€115,346€109,762€92,750€103,852€103,145

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.3m€1.1m▼
Fixed assets21/28€1.2m€1.1m▼
Tangible fixed assets22/27€1.2m€1.1m▼
Land and buildings22€1.1m€1.1m▼
Plant, machinery and equipment23€0.001m€0.001m▼
Furniture and vehicles24€0.09m€0.06m▼
Current assets29/58€0.08m€0.02m▼
Amounts receivable within one year40/41€0.05m€0.01m▼
Trade receivables40€0.05m€0.01m▼
Other amounts receivable41€0.001m€5▼
Current investments50/53-€0
Cash at bank and in hand54/58€0.02m€0.002m▼
Deferred charges and accrued income490/1€0.009m€0.01m▲
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.1m▼
Equity10/15€0.5m€0.5m▲
Contributions10/11€0.03m€0.03m=
Revaluation surpluses12€0.08m€0.08m=
Reserves13€0.4m€0.4m▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€0.009m€0.007m▼
Distributable reserves133€0.4m€0.4m▼
Profit (loss) carried forward14-€0.03m€0▲
Provisions and deferred taxes16€0.004m€0.003m▼
Deferred taxes168€0.004m€0.003m▼
Amounts payable17/49€0.8m€0.6m▼
Amounts payable after more than one year17€0.3m€0.3m▼
Financial debts170/4€0.3m€0.3m▼
Amounts payable within one year42/48€0.5m€0.4m▼
Current portion of amounts payable after more than one year42€0.2m€0.06m▼
Financial debts43-€0.005m
Credit institutions430/8-€0.005m
Trade debts44€0.3m€0.01m▼
Suppliers440/4€0.3m€0.01m▼
Taxes, remuneration and social security45€0.005m€0.006m▲
Taxes450/3€0.005m€0.006m▲
Other amounts payable47/48€0.01m€0.3m▲
Accrued charges and deferred income492/3€0.001m€0▼
Income statement Code20242025
Remuneration, social security and pensions62€0.003m€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.1m€0.1m▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€0.02m€0.02m▼
Gross operating margin9900€0.1m€0.1m▲
Operating profit (loss)9901-€0.02m€0.01m▲
Financial income75/76B€69€0.007m▲
Recurring financial income75€69€0.007m▲
Financial charges65/66B€0.02m€0.02m▼
Recurring financial charges65€0.02m€0.02m▼
Profit (loss) for the period before taxes9903-€0.04m€0.004m▲
Transfer from deferred taxes780€0.001m€0.001m=
Income taxes67/77€478€0▼
Profit (loss) for the period9904-€0.04m€0.005m▲
Transfer from tax-exempt reserves789€0.002m€0.002m=
Profit (loss) for the period to be appropriated9905-€0.03m€0.008m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.03m-€0.03m▲
Profit (loss) brought forward from the previous period14P--€0.03m
Transfer from equity791/2-€0.03m
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Directors or managers695€0-

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 30-04-2026.

Line2019202020212022202320242025Change
Non-recurring operating income76A--€0-----
Remuneration, social security and pensions62--€45,263€44,996-€47€2,500€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€157,163€143,668€115,346€109,762€92,750€103,852€103,145▼ 0.7%
Provisions for liabilities and charges: additions (uses and reversals)635/8--€0--€6,000€0--
Other operating charges640/8--€16,165€17,093€16,594€19,137€15,104▼ 21.1%
Gross operating margin9900€246,884€264,926€311,141€391,852€502,601€105,418€131,118▲ 24.4%
Operating profit (loss)9901€48,076€102,203€134,368€220,001€399,303-€20,071€12,869-
Financial income75/76B--€0-€0€69€7,056▲ 102×
Recurring financial income75€1€51€0-€0€69€7,056▲ 102×
Financial charges65/66B--€29,427€28,874€24,964€17,286€15,636▼ 9.5%
Recurring financial charges65€32,518€32,507€29,427€28,874€24,964€17,286€15,636▼ 9.5%
Profit (loss) for the period before taxes9903€15,559€69,748€104,940€191,126€374,339-€37,287€4,289-
Transfer from deferred taxes780--€1,044€1,044€1,044€1,044€1,044=
Income taxes67/77€2,435€1,324€1,421€9,051€2,213€478€0▼ 100%
Profit (loss) for the period9904€14,964€69,468€104,563€183,119€373,171-€36,721€5,333-
Transfer from tax-exempt reserves789--€2,226€2,226€2,226€2,226€2,226=
Profit (loss) for the period to be appropriated9905€18,886€71,694€106,789€185,345€375,396-€34,496€7,559-
Line2019202020212022202320242025Change
Assets
Total assets20/58€1.7m€1.6m€1.5m€1.7m€1.5m€1.3m€1.1m▼ 12.1%
Fixed assets21/28€1.7m€1.5m€1.4m€1.6m€1.3m€1.2m€1.1m▼ 8.4%
Tangible fixed assets22/27€1.7m€1.5m€1.4m€1.6m€1.3m€1.2m€1.1m▼ 8.4%
Land and buildings22--€1.4m€1.3m€1.2m€1.1m€1.1m▼ 6.7%
Plant, machinery and equipment23--€0.02m€0.007m€0.002m€0.001m€0.001m▼ 28.3%
Furniture and vehicles24--€0.005m€0.01m€0.1m€0.09m€0.06m▼ 29.3%
Leasing and similar rights25---€0.3m€0---
Current assets29/58€0.06m€0.1m€0.2m€0.2m€0.2m€0.08m€0.02m▼ 69.0%
Amounts receivable within one year40/41€0.04m€0.08m€0.1m€0.1m€0.006m€0.05m€0.01m▼ 74.9%
Trade receivables40--€0.1m€0.1m€0.003m€0.05m€0.01m▼ 74.4%
Other amounts receivable41--€0.005m€0.006m€0.003m€0.001m€5▼ 99.5%
Current investments50/53------€0-
Cash at bank and in hand54/58€0.008m€0.04m€0.007m€0.01m€0.2m€0.02m€0.002m▼ 89.4%
Deferred charges and accrued income490/1--€0.01m€0.01m€0.01m€0.009m€0.01m▲ 7.4%
Equity and liabilities
Total equity and liabilities10/49€1.7m€1.6m€1.5m€1.7m€1.5m€1.3m€1.1m▼ 12.1%
Equity10/15€0.4m€0.4m€0.4m€0.5m€0.5m€0.5m€0.5m▲ 1.1%
Contributions10/11€0.03m-€0.03m€0.03m€0.03m€0.03m€0.03m=
Revaluation surpluses12--€0.08m€0.08m€0.08m€0.08m€0.08m=
Reserves13€0.3m€0.3m€0.3m€0.4m€0.4m€0.4m€0.4m▼ 6.8%
Non-distributable reserves130/1--€0.003m€0.003m€0.003m€0--
Reserves not available under the articles1311--€0.003m€0.003m€0.003m€0--
Tax-exempt reserves132--€0.02m€0.01m€0.01m€0.009m€0.007m▼ 23.6%
Distributable reserves133--€0.3m€0.4m€0.4m€0.4m€0.4m▼ 6.4%
Profit (loss) carried forward14--€0€0€0-€0.03m€0-
Provisions and deferred taxes16€0.02m€0.01m€0.01m€0.01m€0.005m€0.004m€0.003m▼ 23.6%
Provisions for liabilities and charges160/5--€0.006m€0.006m€0---
Major repairs and maintenance162--€0.006m€0.006m€0---
Deferred taxes168--€0.008m€0.007m€0.005m€0.004m€0.003m▼ 23.6%
Amounts payable17/49€1.3m€1.2m€1.1m€1.2m€1.0m€0.8m€0.6m▼ 20.2%
Amounts payable after more than one year17€0.9m€0.9m€0.7m€0.8m€0.5m€0.3m€0.3m▼ 17.7%
Financial debts170/4--€0.7m€0.8m€0.5m€0.3m€0.3m▼ 17.7%
Amounts payable within one year42/48€0.3m€0.3m€0.4m€0.4m€0.5m€0.5m€0.4m▼ 21.6%
Current portion of amounts payable after more than one year42--€0.2m€0.2m€0.2m€0.2m€0.06m▼ 62.5%
Financial debts43--€290€0--€0.005m-
Credit institutions430/8--€290€0--€0.005m-
Trade debts44€0.1m€0.1m€0.1m€0.1m€0.009m€0.3m€0.01m▼ 97.0%
Suppliers440/4--€0.1m€0.1m€0.009m€0.3m€0.01m▼ 97.0%
Taxes, remuneration and social security45--€0.01m€0.009m€0.003m€0.005m€0.006m▲ 21.8%
Taxes450/3--€0.003m€0.009m€0.003m€0.005m€0.006m▲ 21.8%
Remuneration and social security454/9--€0.01m€0----
Other amounts payable47/48--€0.1m€0.1m€0.4m€0.01m€0.3m▲ 26×
Accrued charges and deferred income492/3--€0.002m€0.004m€0.006m€0.001m€0▼ 100%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€14,964€69,468€104,563€183,119€373,171-€36,721€5,333-
+ Depreciation and write-downs630€157,163€143,668€115,346€109,762€92,750€103,852€103,145▼ 0.7%
Operating cash flow (approximation)€172,126€213,136€219,909€292,881€465,921€67,131€108,478▲ 61.6%
Investment in fixed assets (approximation)-€0€0-€288,979€149,469€395€0▼ 100%
Change in cash-€35,426-€37,048€4,013€178,143-€168,386-€18,376▲ 89.1%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 14,766 companies had the same profile as ANNIC has now. Two years later, 96.2% were still going and 0.2% had gone bankrupt.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
96.2% was still going
3.5% stopped otherwise
0.2% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ANNIC itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for ANNIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 24 filings with the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 30-04-2026 2026-00096795 PDF
30-09-2024 micro format 02-04-2025 2025-00060941 PDF
30-09-2023 micro format 30-04-2024 2024-00078566 PDF
30-09-2022 micro format 26-04-2023 2023-00066204 PDF
30-09-2021 abbreviated format 29-04-2022 2022-20015334 PDF
30-09-2020 abbreviated format 29-04-2021 2021-12200474 PDF
30-09-2019 abbreviated format 29-04-2020 2020-10600145 PDF
30-09-2018 abbreviated format 31-05-2019 2019-15500338 PDF
30-09-2017 abbreviated format 27-04-2018 2018-11300173 PDF
30-09-2016 abbreviated format 28-04-2017 2017-10900390 PDF

Show all 24 filings

Board & ownership

Directors

Directors
2 directors, last change in 2023

Board 2

CHARLOU INVEST
Director (not named in the articles) · since 08-11-2023 · term without a fixed end · Private limited company · permanent representative: TACK Nico · listed in the 2025 annual accounts, filed on 30-04-2026
Current
CONTROL DE VUYST
Director (not named in the articles) · since 08-11-2023 · term without a fixed end · Private limited company · permanent representative: LOWYCK Annelies · also on the board of 1 other company · listed in the 2025 annual accounts, filed on 30-04-2026
Current
Permanent representatives 2
LOWYCK Annelies
Permanent representative · in office according to the act of 17-11-2023 · for CONTROL DE VUYST
Current
TACK Nico
Permanent representative · in office according to the act of 17-11-2023 · for CHARLOU INVEST
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“De bestuurders hebben elk afzonderlijk de meest uitgebreide machten om, in alle omstandighe-den, namens de vennootschap te hande-len en alle…”
deed of 17-11-2023

Owners and capital

Capital transactions

Capital over time
  1. 17-11-2023 Converted to unavailable equity

Mandate history

4 people, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
CHARLOU INVEST
  • Director (not named in the articles), since before 17-11-2023
CONTROL DE VUYST
  • Director (not named in the articles), since before 17-11-2023
Annelies Lowyck
  • Statutory director, until 17-11-2023
TACK Nico Roger
  • Statutory director, until 17-11-2023
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Artikel 12, algemene vergadering bepaalt aantal,duur opdracht en bij meerdere bestuurders bevoegdheid”

Articles of association, deed of 17-11-2023 (in Dutch)

Network & group

Companies at the same address

14 other companies

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Bedrijvenplatform Gavere V;Z.W.
Shared corporate director
→

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 30-04-2027
2026
30-04
NBB filing Annual accounts 2025 filedPDF
micro format · on the deadline day
16-02
Gazette deed Registered office moved within Gavere
New seat: Legen Heirweg 7/G000, 9890 Gavere · Previous seat: Dorpstraat 2, 9890 Gavere · Power of attorney4 points ▸
  • Board meeting, 16-01-2026
  • Registered-office move, Legen Heirweg 7/G000, 9890 Gavere
  • Power of attorney, BV Fideroo
  • Power of attorney

Open the act in the Belgian Official Gazette

2025
30-09
Financial Back to profitnet €5,333
The net result is €5,333, after one loss-making year.
30-09
Financial Equity above €500,000equity €503,499 ▲1.1%
Equity rises from €498,167 to €503,499.
02-04
NBB filing Annual accounts 2024 filedPDF
micro format · 28 days before the deadline
2024
30-09
Financial Weakest financial yearnet -€36,721
The net result drops to -€36,721, the lowest from 2019 to 2025. It recovers the following year.
30-04
NBB filing Annual accounts 2023 filedPDF
micro format · on the deadline day
2023
17-11
Gazette deed Registered office moved to Gavere
New seat: Dorpstraat 2, 9890 Gavere · Resignations: LOWYCK Annelies, TACK Nico Roger and 2 others · Reappointments: CONTROL DE VUYST (director) and CHARLOU INVEST (director)18 points ▸
  • General meeting, 08-11-2023
  • Amendment of the articles, mentioned 4 times in the deed
  • Other provision, “vrijstelling lezing verslag bestuursorgaan over wijziging voorwerp, aandeelhouders erkennen kopie te hebben ontvangen en er kennis van te hebben genomen” (deed in Dutch)
  • Capital conversion, “vormen en meerderheden van statutenwijziging, VIERDE BESLISSING” (deed in Dutch)
  • Director resignation, LOWYCK Annelies (statutory director)
  • Director resignation, TACK Nico Roger (statutory director)
  • Capital
  • Director resignation, CONTROL DE VUYST (director (not named in the articles))
  • Director reappointment, CONTROL DE VUYST (director (not named in the articles))
  • Permanent representative, LOWYCK Annelies
  • Director resignation, CHARLOU INVEST (director (not named in the articles))
  • Director reappointment, CHARLOU INVEST (director (not named in the articles))
  • The act holds 6 more points.

Open the act in the Belgian Official Gazette

30-09
Financial Highest result from 2019 to 2025net €373,171 ▲104%
The operating result of €399,303 and the net result of €373,171 are both a record.
26-04
NBB filing Annual accounts 2022 filedPDF
micro format · 4 days before the deadline
2022
30-09
Financial Equity above €500,000equity €521,717 ▲17.6%
With a profit in every financial year since 2019, equity grows to €521,717.
29-04
NBB filing Annual accounts 2021 filedPDF
abbreviated format · 1 day before the deadline
Show earlier events
2021
29-04
NBB filing Annual accounts 2020 filedPDF
abbreviated format · 1 day before the deadline
2020
29-04
NBB filing Annual accounts 2019 filedPDF
abbreviated format · 1 day before the deadline
2019
31-05
NBB filing Annual accounts 2018 filedPDF
abbreviated format · 31 days late
2018
27-04
NBB filing Annual accounts 2017 filedPDF
abbreviated format · 3 days before the deadline
2017
28-04
NBB filing Annual accounts 2016 filedPDF
abbreviated format · 2 days before the deadline
2000
29-12
Gazette deed Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 18 December 2000, ANNIC was incorporated.1 In 2023 the registered office moved to Gavere.2 Total assets went from €1.7m in 2019 to €1.1m in 2025 and headcount from 1.3 full-time equivalents in 2019 to 1.1 in 2022.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-11-2023
  3. 3National Bank, annual accounts 2019, 2022 and 2025

Company details

Register details

Identity

KBO record
Name ANNIC in Dutch
Enterprise number 0473.544.102
Legal form Private limited company
Status Active, normale toestand
Founded 18-12-2000
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-11-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest, TWEEDE BESLISSING”
“Vlaamse Gewest”
deed of 17-11-2023 (in Dutch)

Registered office and establishments

Registered office Legen Heirweg 7, 9890 Gavere, Belgium
Establishment unit ANNIC, Legen Heirweg 7, 9890 Gavere since 13-03-2001 · unit number 2.131.390.601

Activities

NACEBEL 2025
68110 Buying and selling of own real estate main activity
64210 Activities of holding companies
68201 Renting and operating of own or leased residential real estate, excluding social housing
70100 Activities of head offices
70200 Business and other management consultancy
73300 Public relations and communication consultancy
Codes under NACEBEL 2008
68100 Real estate activities main activity
64200 Holdings
68201 Real estate activities
70100 Activities of head offices
70210 Activities of head offices; management consultancy activities
70220 Business consulting

Invoicing and payment

VAT number BE 0473.544.102
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0473544102
Other Peppol ID 9925:BE0473544102
Registered 17-09-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 30-09
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Saturday of March at 11:00
deed of 17-11-2023 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
15 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
1.6 ha
Building footprint
4,497 m²
Building volume
29,961 m³
Cadastral parcel Region Area Buildings Height / floors
44003A0212/00G000 Flanders 1.6 ha 1 · 4,497 m² 8.9 m · 2